I love credit cards so much!

[MrPTato]

Someone on the gift card thread has found a $10 off $50 at Lowe's amex offer.

I have it on my BCE!

 

[amalone1013]

I had it on SPG personal and biz

 

[wendow]

I have the Lowe’s offer on BGR, and both BCP accounts. Not on spg personal. Thanks for sharing it over here @amalone1013!

 

[3 DD love princesses]

Playing catch up from last couple of days. Flew swa yesterday on DD6 bday. The crew gave her a little birthday bag of treats and made her feel so special.

I’ve never done plastiq before, but I understand it to be a vehicle that allows you to pay other bills, like your mortgage w/ a cc. And it’s worth the fee incurred?? I need to figure out cash value of the points to better understand these concepts. Like the $6k property tax installment I have to make next month, I think they offer an option to pay w/ your cc but you incur the fee...what % fee would you accept to get points on CIP?
So it seems I need to do CSR and CSP on the same day. Can DH do them same day too? When do we do CIP? How far apart should these be spaced?

I’d do the CIP then CSR and CSP. I just did the double dip in nov. great to have those points

Yes! Paid car loan (credit union), Mr. Cooper mortgage and Ditech mortgage. I haven't tried Chase or Wells yet - figured that might take more work. I'm gonna play around with those later this week I think.

My Wells Fargo Mortage went through plastiq. Yesterday though had chase contact for fraud but got it resolved through sm since it was dhs account and I knew he wouldn’t want to call. I’m just waiting for wells to post to my account still. It’s been over a week.

My wife doesn't have many churning rules...but one rule she does have is NO cards in the kid's names...and since she's a wonderful wife and lets me use her name for cards, I listen!!

I had added DD7 to the CSP since she was going to a camp. Didn’t want to send her with cash. She’s excited to have her own card. Now DD6 and DD4 want their own. Lol told them they have to wait till I apply for a new personal card. DH wasn’t too happy but it was done already without talking to him about it

 

[miztressuz]

Well...not to us, lol! But mention to the majority of folks in America that you've opened up 10 cards in the past 2 years and you'll get a pretty crazy look from them. LOL! We must be the best kind of crazy cuz everybody seems jealous of all my trips and literally anybody with a decent credit score can do it hahaha!

I get crazy looks sometimes just for having 10 cards...
If those folks found out that some people have 2 of the same card I think their head would explode.

 

[Judique]

Noooooo. When they made their March 17-20 prediction I booked hotel for this weekend. I was so excited because we always miss it due to track and soccer season. Thought we could get it in this year before things start. I have been checking it every day to see if they changed their prediction. Sad face for me. My daughter wants to go back next weekend for the March for Life thing, but I don't know if I can do 2 weekends in a row. Or deal with the crowds for the March.

I am going to be in Florida up until the 24th, so I gave it no more thought. But was watching the news and heard the new prediction. Now, I might take a midnite drive through the area. It's all lit up beautifully and hopefully traffic will be less. If you want the sunlit pictures go in day time.

Late evening used to be the time we would do drives through for the monuments when people came to visit us from out of town. People are still touring late, although gift shops and such are closed.

 

[Lain]

Someone on the gift card thread has found a $10 off $50 at Lowe's amex offer.

Thanks! I had it on my SPG Biz and personal Plat; DW had it on her SPG Biz. Nothing on AU cards. I’ll take 20% off Disney, Amazon, or gas gift cards anytime.

 

[Judique]

I had it on SPG personal and biz

Thanks for the heads up! I have it on my SPG and my old Optima card <-- the oldest amex - 20 years of no annual fees and MR's!, lol!

 

[Judique]

I have the Lowe’s offer on BGR, and both BCP accounts. Not on spg personal. Thanks for sharing it over here @amalone1013!

Check your spg again later...they don't always show the same day.

 

[Judique]

Thanks! I had it on my SPG Biz and personal Plat; DW had it on her SPG Biz. Nothing on AU cards. I’ll take 20% off Disney, Amazon, or gas gift cards anytime.

My daughter usually gets the same offers on her AU card. I'll have her check later for me.

 

[Eeyore2142]

I have a big purchase I have to make today for work. Any cards that would give me an instant number? Online people mention Amex. Just wondering if people get one for the SPG

 

[disneymagicgirl]

You can to a Chase card but not to Amex Both my boys are AU'ers and they are 9 & 7.

I think it’s fun how similar our families are. My boys are 8&10. Just had bdays.

Someone on the gift card thread has found a $10 off $50 at Lowe's amex offer.

Thank you! We had it on 2 cards! I know y’all probably get gift cards but I am always at HD/Lowe’s because I love doing house projects...shiplap, etc. I’m about to do a whitewashed plank ceiling in the living room after our palms spring trip.

 

[afan]

Late evening used to be the time we would do drives through for the monuments when people came to visit us from out of town. People are still touring late, although gift shops and such are closed.

I made sure to do this on my 3rd trip to DC, though we walked. It's so different and cool seeing it all light up at night. We were there labor day weekend so it was still warm after dark and was nice walking around.

 

[hsmamato2]

Nice going with the LAX-OGG on Avios - that is one of the better uses of Avios for sure!



I'd love to hear what you end up getting from givingassistant on the SPG points purchase. The small print says Starwood earns 1%, not 10%, but who knows? There could be a nice little glitch there in your favor.

I ended up with a cash rebate of $10.35 (?) I think they gave me the 1% of the full amount, not the sale price on points....

 

[SouthFayetteFan]

I have a big purchase I have to make today for work. Any cards that would give me an instant number? Online people mention Amex. Just wondering if people get one for the SPG

It's very hit or miss but can happen. I haven't gotten an instant number for a long time though...and that's with multiple applications.

 

[elgerber]

I plan to revisit the idea once they are 13+ and may actually have a potential use for a card. Who knows what payments and card usage will even look like in 5-10 years though!!

When I first added my kids to my Delta AMEX 10 years ago, I did it for their credit, and never even gave them the cards. Actually they still don't have them, I have had them locked up since the day I got them. I did give them the Disney Visa cards they are on, because they used them to pick up items for me when they were out and about. But they both have excellent credit at very young ages, so it must have helped, when my son financed his car at 21, the salesman was shocked at his score, and that we weren't there with him to be co-signors.

 

[hsmamato2]

Ok, here you go. Getting the same Amex offer on multiple Amex cards with one log in a la MMS style:

Log into Amex account. Click on Amex offers, the click View all. Do not select any offers yet.

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Right click and copy the URL


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Open a new tab in the same browser


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Paste the URL you copied into the new tab and hit enter

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Now click the "my accounts" so you can display and select the next account.


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Select your next card

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Once the next card is displayed, click on Amex offers and View All. Keep repeating until you have a tab opened for each card and have selected View All Amex offers on each. Now you can start selecting your offers. I had a Sunglass Hut offer on 4 of my cards. I did a screen shot of 3 so you can see they are displayed for each card. I was able to select this offer on all of my cards by just going to each tab for each card.

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Just used your little pic tutorial for the Lowes offer.... thanks! I tend to forget the multiple cards thing till too late usually- had it on SPG biz and personal and BCP!nope-wait just checked DH's SPG personal and he had it too! so that makes 4

 

[SouthFayetteFan]

When I first added my kids to my Delta AMEX 10 years ago, I did it for their credit, and never even gave them the cards. Actually they still don't have them, I have had them locked up since the day I got them. I did give them the Disney Visa cards they are on, because they used them to pick up items for me when they were out and about. But they both have excellent credit at very young ages, so it must have helped, when my son financed his car at 21, the salesman was shocked at his score, and that we weren't there with him to be co-signors.

Oh yeah - I absolutely think it's a good idea. I'm just not going to make my wife angry and risking losing player 2 in the game over it haha. I think when I can put some added "purpose" behind it she won't think I'm committing fraud or doing something illegal

 

[elgerber]

Oh yeah - I absolutely think it's a good idea. I'm just not going to make my wife angry and risking losing player 2 in the game over it haha. I think when I can put some added "purpose" behind it she won't think I'm committing fraud or doing something illegal

Definitely when they are old enough to go to the store for you, is a good reason LOL.

 

[hsmamato2]

SPG Biz and points..... I just hit my spend today (once everything posts) by prepaying some insurance and electric etc. Now I want my points asap, but I'd also like to call and ask for that extended 7k offer/35k points..... I must wait till the spend posts,right? And if I did this, I wouldn't get the bonus points till I hit the 7k,right? Just checking- payment due date is 4/4 so I plan to PIF once all the charges post to the card. Can't remember how long it takes till the points get awarded tho