I love credit cards so much!

[hsmamato2]

I download my spending for the year into an excel file and run a pivot table then add up all grocery spending.

what? lol You sort of lost me..... so you're saying there's no simple way to see what I've earned back? how do I know what I earned on anything if it's not on the acct page?

 

[havaneselover]

what? lol You sort of lost me..... so you're saying there's no simple way to see what I've earned back? how do I know what I earned on anything if it's not on the acct page?

Sorry! You can click on track reward dollars then select your account. I thought you were asking how to keep track of when you max out the $6k in grocery spending which isn't as easy to do.

Never mind, that chart shows you grocery spending. I've been creating extra work!

 

[hsmamato2]

Sorry! You can click on track reward dollars then select your account. I thought you were asking how to keep track of when you max out the $6k in grocery spending which isn't as easy to do.

ahhhh thank you!

 

[brownhaired_girl]

I am trying to transfer the CIP rewards to my CSR account. When I try to add my personal accounts to my business account page I am getting a message to call customer service. Am I going to need to link these accounts to do this and is there a reason I might not want to link them? I remember reading someone needing to unlink for chase pay but that may no longer be an issue. Any suggestions would be appreciated.

 

[CyndiLouWho]

What number do I need to give Wholesale Direct? I have a super long Hotel Confirmation # that is 9 digits - dash - 12 digits. Do they need the whole thing? Or another number? Thanks!

I'm not sure it matters. They can even use your last name and date of res/resort, I think. Just tell them you have a resort res that you need MDE number for, they will ask for what they need. Shortest phone call to Disney I've ever had.

 

[CyndiLouWho]

Thank you @peel I appreciate the good vibes! I had some PMs from peeps here and from the Adventures by Disney board Gotta say I was very touched that some folks would reach out and let me know they were thinking of me and my family. You guys are awesome and restore my faith in humanity We are as prepared as can be and hoping she veers east and out to sea.

Fingers crossed for you. I know a few who are evacuating and they are north of you. Good luck.

 

[CyndiLouWho]

Just completed our fingerprint session for TSA precheck. I'm pretty excited to get this. We only fly a couple of times a year and so never thought spending the money to get it was worthwhile, but with two cards that offer to cover the fee, free certainly made it worth it.

In the same boat. We only have one CSP, so DH can get it but we've not bothered yet. Where do you get fingerprinted? Homeland security?

 

[Alexle2007]

Finally checked DH's CSR for the Chase Pay bonus and it was not correct. SM'd Chase and attached a PDF of the email with the date of the transaction. Boom, error corrected quick and easy. Now to pay the bill, move his points and change his account to a CF or CFU.

 

[Alexle2007]

Just completed our fingerprint session for TSA precheck. I'm pretty excited to get this. We only fly a couple of times a year and so never thought spending the money to get it was worthwhile, but with two cards that offer to cover the fee, free certainly made it worth it.

Did you get Global Entry also? We recently got back from Punta Cana and breezed through Customs with it when we returned to Baltimore. Definitely worth the price!

 

[CyndiLouWho]

Finally checked DH's CSR for the Chase Pay bonus and it was not correct. SM'd Chase and attached a PDF of the email with the date of the transaction. Boom, error corrected quick and easy. Now to pay the bill, move his points and change his account to a CF or CFU.

Wow, you're lucky (or I'm unlucky). I SM'd 3x then called and was told they'd look into it. Still no points. Ugh.

 

[Jen and Ashwin]

DH didn't like that his CF had just a $1k credit limit. He got approved for the CSP at $24k, so he asked me to SM them to see if they would move $4k from the CSP over to the CF so that he credit utilization for the CF was always pretty low. Well, I sent the message this morning and they already did it! So easy. I love SM so much more than calling in for a request.

 

[ZellyB]

Did you get Global Entry also? We recently got back from Punta Cana and breezed through Customs with it when we returned to Baltimore. Definitely worth the price!

We didn't and I debated it, but we really don't have any international travel planned, so decided to just go with preCheck.

 

[amalone1013]

DH didn't like that his CF had just a $1k credit limit. He got approved for the CSP at $24k, so he asked me to SM them to see if they would move $4k from the CSP over to the CF so that he credit utilization for the CF was always pretty low. Well, I sent the message this morning and they already did it! So easy. I love SM so much more than calling in for a request.

Maybe I'll do this. My CFU had a $500 limit

 

[peel]

I'm not sure it matters. They can even use your last name and date of res/resort, I think. Just tell them you have a resort res that you need MDE number for, they will ask for what they need. Shortest phone call to Disney I've ever had.

Thanks! You were right, they just looked up my name. 5 minutes, including adding the 2 additional names to the reservation. That phone number is like gold.

 

[Lain]

I just got the message that I was approved for the Chase Ink Preferred! I almost didn't apply bc I didn't think I had a shot. I decided to just go for it after they took away the possibility of getting the bonus for the CSP if I have the CSR.

Just to make sure I can use the Ink for any purchases right? Not just business stuff? I'm hoping to use it for daycare to make the required spend quickly.

I love reading about approvals, especially when they come with 80,000 UR! Congratulations!

Chase doesn't really care how you spend with your CIP card. However, Chase has warned its customers to use business cards for business purposes because business cards aren't covered by the same consumer protection laws as personal cards. So @Albort's advice is good.

Hey @calypso726, I know you're in Miami...I'm sending you positive vibes for Irma. Be safe.

I haven't been following the news this week, but another hurricane?! My thoughts are with @calypso726 and her DH, as well as @wendow and family and @belle1986 and her DS, who if I remember correctly are at WDW this week. Take care!

FYI, some redditors confirm that Q4 freedom category is Target and Amazon.

Kind of lame when I can get 5x/% back at these two merchants already. But 5x UR is pretty sweet, especially when transferred to CSR. I guess my REDcard is going into the sock drawer next quarter.

 

[GlamMistress]

Important information on the massive Equifax breech. We have more accounts than most, so pay attention:

https://www.cnbc.com/2017/09/07/cre...entially-affect-143-million-us-consumers.html

 

[afan]

Important information on the massive Equifax breech. We have more accounts than most, so pay attention:

https://www.cnbc.com/2017/09/07/cre...entially-affect-143-million-us-consumers.html

I signed up and got a date of 9/11 to enroll but didn't get a message saying I was affected or not. I did my mom's, exact same process, and her's came up saying she wasn't affected and then I had to continue on to get the enrollment date. Mine went straight from continue after confirming I wasn't a robot to here's your enrollment date. My mom's date is 9/14 and I did it less than 5 min after mine.

Did anyone else that signed up get a message or not get a message?

 

[Albort]

I signed up and got a date of 9/11 to enroll but didn't get a message saying I was affected or not. I did my mom's, exact same process, and her's came up saying she wasn't affected and then I had to continue on to get the enrollment date. Mine went straight from continue after confirming I wasn't a robot to here's your enrollment date. My mom's date is 9/14 and I did it less than 5 min after mine.

Did anyone else that signed up get a message or not get a message?

giving equifax your SSN... like... how ironic is that.

 

[afan]

giving equifax your SSN... like... how ironic is that.

It's not the entire number. When I was in college my SSN was my student ID.

On another note, I'm not sure how good the credit monitoring they do is. Is there a company anyone recommends? I know I could do it myself but silly me I pulled all three reports on the same day back in June, oops.

 

[Albort]

It's not the entire number. When I was in college my SSN was my student ID.

On another note, I'm not sure how good the credit monitoring they do is. Is there a company anyone recommends? I know I could do it myself but silly me I pulled all three reports on the same day back in June, oops.

credit karma is probably enough. Also if you have a discover card, they also have free ID theft protection.