I love credit cards so much!

[kmc8826]

Not through mobile but I can now generate a 20k referral for the business gold. Other business cards are working too.

 

[Judique]

What five Amex cards is everyone planning on keeping long term? I didn’t realize I’m at 4 with the Blue Biz. I think I definitely want to keep the SPG Biz for the free night and the Blue Business for the 2x MR. What else? I’m planning on opening the ones I want to cancel first and my keepers I’ll get later since I’m running out of slots. Hilton? Delta? Focus on MRs?

It was my understanding that you can open all the charge cards you can get approved for. But someone has said in the past that you can only get 5 credit cards. Daughter had 6 credit cards with Amex just recently. She wanted Lux last summer and they made her close one of her Hilton's (her choice) to get it. And she is still at 6 credit and 5 charge. Not sure if she's tried for another charge or not since the MB plat, but I can tell you that she is going to apply for the personal plat before they change her MB plat to a regular plat. She's never gotten a pop up, but I think its possible she'll get one on that.
She says she'll keep a plat and the SPG's for sure. For myself, I keep all hotel cards and have IHG, Radisson, Hyatt, and 5 for Marriott, and I may go for Hilton in a couple of years.

 

[papaof3]

Just got a notice that my DH's RMN account has been suspended for fraudulent activities. Anyone else receive this message before? All my transactions have been gift cards and none have been returned. Nothing was pending and the last transaction was on 10/24. Wondering if it is because I log in and out of the two accounts? Just hope they don't shut down my primary one!

Just got emails. My and SO RMN accounts closed. Is this due to purchasing gift cards? Oh well.

 

[MrsAlexis]

Just got a notice that my DH's RMN account has been suspended for fraudulent activities. Anyone else receive this message before? All my transactions have been gift cards and none have been returned. Nothing was pending and the last transaction was on 10/24. Wondering if it is because I log in and out of the two accounts? Just hope they don't shut down my primary one!

Yep just came here to post that I received this too! Unfortunately I got the email on both my account and my "DH" account. All of my transactions have been gift cards, and we racked up pretty good in September. Nothing in October. And I recently hit the CVS offer once for a gift card (split payment with DH's card $10-$10) and again this week for Rx payment (again split payment). Wondering whether to appeal for at least one account....?

 

[Judique]

I see the Chase offers are the same ones I have on my BoA Amerideals card. I have gotten some decent ones every now and then. Starbucks and Five Guys pop up fairly often.

Yes. And my BOA Amtrak card is giving 3 points per dollar through Dec 31. I may be using this card for the xmas season. Will do the Disney gift cards ($1500) on Chase Freedom.

 

[calypso726]

What five Amex cards is everyone planning on keeping long term? I didn’t realize I’m at 4 with the Blue Biz. I think I definitely want to keep the SPG Biz for the free night and the Blue Business for the 2x MR. What else? I’m planning on opening the ones I want to cancel first and my keepers I’ll get later since I’m running out of slots. Hilton? Delta? Focus on MRs?

My keeper and the Plane keeper Amex credit (not charge) cards are:

Amex Blue Business Plus - 2x MR on non category spend for up to $50K per year and no AF
Amex Hilton Aspire - (sock drawer) Diamond status, $250 airline credit, $250 Hilton Resort credit, free weekend night cert each card anniversary. This card more than pays for itself. It will be pried out of my cold dead hands as long as the benefits don't change. It's my favorite card that I don't have in my wallet.
Amex SPG business card - the free night cert covers the AF for me so it can stay in a sock drawer.
Amex SPG LUX - Between the $300 hotel credit and the free night cert for 50K properties

I don't currently have a 5th Amex credit card that I can say is a keeper at the moment. I have the ED no fee card hat I will upgrade to the EDP card for the bonus and then cancel.

 

[kmc8826]

I need help.

Husband announced he is going to spend around 2k on a speciality item. He also wanted to know what card to use. Bad news "they don't take Amex."

He has all 3 Chase Business cards. He now has the Freedom (just downgraded). He is 2/24 but come March will be 0/24.

He can't get any of the Chase Marriott's right? Since he just upgraded to the SPG Lux? I just went through the terms and conditions and definitely seems he does not qualify for the bonus.

We have no interest or use in Southwest or United. I have the Hyatt and IHG. I want to get him the Freedom Unlimited but it is such a small spend that I am almost inclined to wait a little longer.

What do you all think of getting the IHG and the Freedom Unlimited maybe same day? Any rumors of the FU getting a better bonus? Or just do IHG now for the easy spend and option of another mastercard?

Another thought is to not worry about Chase and get the Capital One Venture that is now at 75k or the Barclaycard Arrival Plus.

I really want to take advantage of this 20k referral on my BGR and get him an Amex but sadly that is not meant to be.

 

[kidsfirsttrip]

Reminder and a Question, all rolled into one

Tomorrow is the last day for the Marriott More shopping portal. For first time users you get a 1000 point bonus on your first purchase of $25+. For slackers like moi this may be the last chance to get an order in.

I was going to buy a GC to Petco to make it an easy order but it looks like Petco uses Cashstar Since I don't see the Marriott shopping header when the Cashstar site opens that's not going to count right? Did anyone else order gift cards from any of the stores and have it work in general? I know Best Buy uses Cashstar too but maybe I can find a 3rd party GC I want from them. I have no idea what I want but there's a couple stores I know I'll be shopping at for the holidays so I'd like to just grab a GC now for the Marriott points.

I’ll try this too.

Bed, bath and beyond gc always work for me!

 

[DrFacilier]

Has anyone here confirmed with Chase you are getting the 50k with the SW link @Albort posted?

Just called and got confirmation. 50k after $2000 spent in the first 3 months! It was a weird phone call which made me nervous that the link was bogus. I didn't know what number to call so I called the number on the back of my CF. The rep was confused for some reason and couldn't look up the account I had just opened but after offering her my social and the 3 numbers on the back of the CF she was able to find the approved status of the SW Plus. After about 8 minutes she read me the exact wording I was hoping to hear.

 

[Lain]

Just got a notice that my DH's RMN account has been suspended for fraudulent activities. Anyone else receive this message before? All my transactions have been gift cards and none have been returned. Nothing was pending and the last transaction was on 10/24. Wondering if it is because I log in and out of the two accounts? Just hope they don't shut down my primary one!

Just got emails. My and SO RMN accounts closed. Is this due to purchasing gift cards? Oh well.

Yep just came here to post that I received this too! Unfortunately I got the email on both my account and my "DH" account. All of my transactions have been gift cards, and we racked up pretty good in September. Nothing in October. And I recently hit the CVS offer once for a gift card (split payment with DH's card $10-$10) and again this week for Rx payment (again split payment). Wondering whether to appeal for at least one account....?

Count me in. Just got emails for my and DW’s accounts. I’m not going to bother appealing as the offers haven’t been that great lately, and the fact that RMN is shutting down accounts suggests to me they know what’s going on, which probably doesn’t bode well for future offers, getting gift card purchases to credit, or cash out policies.

 

[DisneyMandC]

Yikes on RMN news! All of my transactions but one have included a gift card. Occasionally I throw in a pack of gum or something. I did do a real transaction at CVS when I went recently for some moisturizer and got $2 back. Guess I'll be cautious over the holidays and be sure to include an additional item... or maybe the stores are just reporting it and it doesn't matter.

 

[Lain]

I seem to have lost the ability to generate referrals on all of my Amex business cards. I'm hoping it's a temporary glitch.

Me, too!

Not through mobile but I can now generate a 20k referral for the business gold. Other business cards are working too.

I don’t see the ability to refer on the Amex mobile app, but if you go on the Amex Refer A Friend site, log into your account with the card from which you want to refer, it’ll pull up all the cards with the ability to refer, and sure enough the BGR is referring for 20k MR per approval, capped at 55k MR/calendar year.

ETA: Refer A Friend option is available for only some of my cards on the mobile app.

 

[wendow]

Just called and got confirmation. 50k after $2000 spent in the first 3 months! It was a weird phone call which made me nervous that the link was bogus. I didn't know what number to call so I called the number on the back of my CF. The rep was confused for some reason and couldn't look up the account I had just opened but after offering her my social and the 3 numbers on the back of the CF she was able to find the approved status of the SW Plus. After about 8 minutes she read me the exact wording I was hoping to hear.

Awesome, thanks! I'm frantically packing but if I get a few mins, I think I'll go for it

 

[wendow]

Bummer on the RMN accounts getting shut down. I've not used mine since all the good offers disappeared and mine have almost exclusively been GC's. I'll be expecting my shutdown email...

 

[amalone1013]

Awesome, thanks! I'm frantically packing but if I get a few mins, I think I'll go for it

I'm gonna do it too when I get a minute! I mean, DH, ahem, who I totally cleared this with.

 

[hsmamato2]

site was down and I had to go out,I posted over at reddit but I got DH approved with the link just gotta have him call tonite to verify the terms...

 

[wendow]

*pokes @wendow * psssssssh... LINK

for anyone curious, 50k SW card working link outside an SW flight.

Squee! Approved! Thanks for posting this link Now I don't have to stress over whether it is still there when we fly or if the flight will have working wifi (have had a few where the wifi was down...).

 

[wendow]

I'm gonna do it too when I get a minute! I mean, DH, ahem, who I totally cleared this with.

LOL! I just got my dh approved. He'll get the email and know he has a brand new card

 

[elgerber]

No instant approval for me :-( I wonder why they hate me now?

 

[elgerber]

No instant approval for me :-( I wonder why they hate me now?
And if I get denied, I am toast right? How long before I would be able to re-apply?