I love credit cards so much!

[elgerber]

Call them. It may be something simple. Then if you get approved have them overnite it.

I don't want to have to answer any questions on my "business" eek!

 

[Lain]

I don't want to have to answer any questions on my "business" eek!

Probably just ID verification.

 

[WardFam]

If I upgrade my regular SPG amex it doesn't add to 5/24 right?

 

[Lain]

If I upgrade my regular SPG amex it doesn't add to 5/24 right?

Nope.

 

[SouthFayetteFan]

@SouthFayetteFan booking through Costco and then using the CSR travel credit on the car is what I do too. Plus then you have the CSR for the extra insurance and you just need to pay the base Costco rate which if you check all the time can end up being super cheap. Usually I can get a minivan for about a week for under $200.

So funny enough, I have a Costco reservation (I have like 8 cars reserved right now for our Nov trip in total).

I used to be a Costco member, but let it lapse back in February. Have no use for it...so I was wondering what happens if I show up and check in for my Costco reservation (which is the cheapest I have by about $15) without an active membership. Reports online are mixed but some indicate I'd be fine, lol.

 

[elgerber]

Probably just ID verification.

What number do I call?

 

[palhockeymomof2]

So funny enough, I have a Costco reservation (I have like 8 cars reserved right now for our Nov trip in total).

I used to be a Costco member, but let it lapse back in February. Have no use for it...so I was wondering what happens if I show up and check in for my Costco reservation (which is the cheapest I have by about $15) without an active membership. Reports online are mixed but some indicate I'd be fine, lol.

Just my dp...I’ve never been asked for my card

 

[elgerber]

Just my dp...I’ve never been asked for my card

Nor have I, and I have used the Costco code several times.

 

[SouthFayetteFan]

Just my dp...I’ve never been asked for my card

Nor have I, and I have used the Costco code several times.

Rental cars are so ridiculous LOL! There's like a million codes floating out there, nothing is ever verified. It's the wild west of travel! It's fun to find the best rate but also drives me CRAZY!

 

[DisneyMandC]

ugh, I know. I'm buying ours through UCT, but I'm trying to decide - so I get SPG Lux and use them towards MSR? Or do I charge to DHs Barclay so I can erase about $230 of the cost...

ETA: I guess I could also do either of those and use some of our ~$400 in Discover cashback towards it...

I think I'm going to wait until DH gets his CSR and buy from UT and our $300 credit will go towards that I suppose.

 

[SouthFayetteFan]

DISchurners REMINDER

PLEASE update your support links into the new threads below. The old threads will stop working soon and sometime next week, I will remove the old threads.

The easiest way to move your comment is to go into the OLD thread, click EDIT on your comment, COPY the text in the edit box (with all the formatting) and then PASTE that text in the new thread. If you do it this way, it should take 10-15 seconds and you keep the links and formatting intact.

• OLD CHASE thread: https://www.reddit.com/r/DISchurners/comments/85gv0s/official_chase_referral_thread/
• NEW CHASE thread: https://www.reddit.com/r/DISchurners/comments/98u918/official_chase_referral_thread/

• OLD AMEX thread: https://www.reddit.com/r/DISchurners/comments/85gvxs/official_amex_referral_thread/
• NEW AMEX thread: https://www.reddit.com/r/DISchurners/comments/98u7i0/official_amex_referral_thread/

• OLD MISC thread: https://www.reddit.com/r/DISchurner...icial_misc_referral_thread_bofa_discover_etc/
• NEW MISC thread: https://www.reddit.com/r/DISchurners/comments/98u73f/official_misc_referral_thread_bofa_discover/

FYI - I advise everybody to use OLD reddit when updating their links. New Reddit is garbage...and messes with links...and sucks...and is garbage...

https://old.reddit.com/r/DISchurners/

 

[Lain]

What number do I call?

1-866-314-0237

 

[amalone1013]

So funny enough, I have a Costco reservation (I have like 8 cars reserved right now for our Nov trip in total).

I used to be a Costco member, but let it lapse back in February. Have no use for it...so I was wondering what happens if I show up and check in for my Costco reservation (which is the cheapest I have by about $15) without an active membership. Reports online are mixed but some indicate I'd be fine, lol.

We've never been asked either, with many rentals that way.

 

[gottalovepluto]

Well, to upgrade to LUX now or not was easy for me- it said my existing cards are not eligible for this upgrade. I am literally happy AND sad about this. There is no winning here!

 

[magickingdomprincess]

I haven't had a chance to catch up on the thread since early this morning, and I have to run off to lunch, but I wanted to share my experience when trying to apply for an Amex biz card this morning:

I tried to apply for the Amex Blue Biz (10k MR after $3k MSR), and received the popup message saying I didn’t qualify for the bonus due to prior bonuses received. Sorry- can’t remember the exact message, I did a screenshot but it’s at home and I’m at work. Next I tried to apply for the Delta biz gold because I thought I remembered co-branded cards are not as scrutinized as MR cards, but received the same message. Stats – I currently have the SPG biz (rec’d bonus in Apr I believe) and the Hilton biz (received the bonus in July) .


I went and looked up the stmt balances on each card:

SPG:

Mar $2500

Apr: $2500

May: $45

Jun: $327

Jul: $838

Aug: had 0 end balance but did have activity.


Hilton:

Jun $3050

Jul: $193

Aug $38


I was kind of surprised because it’s only my 3rd amex biz card, and it’s not like I haven’t had any spending at all on my cards. I’m wondering if this is just a fluke or if it’s a sign of Amex cracking down on churners? Not sure where to go from here, I guess I’ll try to put some spend on the cards to try to get back in Amex’s good graces, while putting most big spend on my DH’s CSP while I’m waiting to try for the CIP in Nov when I go under 5/24. Any thoughts or suggestions?

 

[disneymagicgirl]

Rental cars are so ridiculous LOL! There's like a million codes floating out there, nothing is ever verified. It's the wild west of travel! It's fun to find the best rate but also drives me CRAZY!

Me too. I have to set up a rental every week for DH to use for work. It is such a process.

 

[SouthFayetteFan]

I haven't had a chance to catch up on the thread since early this morning, and I have to run off to lunch, but I wanted to share my experience when trying to apply for an Amex biz card this morning:

I tried to apply for the Amex Blue Biz (10k MR after $3k MSR), and received the popup message saying I didn’t qualify for the bonus due to prior bonuses received. Sorry- can’t remember the exact message, I did a screenshot but it’s at home and I’m at work. Next I tried to apply for the Delta biz gold because I thought I remembered co-branded cards are not as scrutinized as MR cards, but received the same message. Stats – I currently have the SPG biz (rec’d bonus in Apr I believe) and the Hilton biz (received the bonus in July) .


I went and looked up the stmt balances on each card:

SPG:

Mar $2500

Apr: $2500

May: $45

Jun: $327

Jul: $838

Aug: had 0 end balance but did have activity.


Hilton:

Jun $3050

Jul: $193

Aug $38


I was kind of surprised because it’s only my 3rd amex biz card, and it’s not like I haven’t had any spending at all on my cards. I’m wondering if this is just a fluke or if it’s a sign of Amex cracking down on churners? Not sure where to go from here, I guess I’ll try to put some spend on the cards to try to get back in Amex’s good graces, while putting most big spend on my DH’s CSP while I’m waiting to try for the CIP in Nov when I go under 5/24. Any thoughts or suggestions?

Why is AMEX being mean to all my friends here BOOOOOOO AMEX! I take back my Oprah Memes - you aren't worth anymore!

 

[disneymagicgirl]

I haven't had a chance to catch up on the thread since early this morning, and I have to run off to lunch, but I wanted to share my experience when trying to apply for an Amex biz card this morning:

I tried to apply for the Amex Blue Biz (10k MR after $3k MSR), and received the popup message saying I didn’t qualify for the bonus due to prior bonuses received. Sorry- can’t remember the exact message, I did a screenshot but it’s at home and I’m at work. Next I tried to apply for the Delta biz gold because I thought I remembered co-branded cards are not as scrutinized as MR cards, but received the same message. Stats – I currently have the SPG biz (rec’d bonus in Apr I believe) and the Hilton biz (received the bonus in July) .


I went and looked up the stmt balances on each card:

SPG:

Mar $2500

Apr: $2500

May: $45

Jun: $327

Jul: $838

Aug: had 0 end balance but did have activity.


Hilton:

Jun $3050

Jul: $193

Aug $38


I was kind of surprised because it’s only my 3rd amex biz card, and it’s not like I haven’t had any spending at all on my cards. I’m wondering if this is just a fluke or if it’s a sign of Amex cracking down on churners? Not sure where to go from here, I guess I’ll try to put some spend on the cards to try to get back in Amex’s good graces, while putting most big spend on my DH’s CSP while I’m waiting to try for the CIP in Nov when I go under 5/24. Any thoughts or suggestions?

Geez, you are our 3rd dp in 24 hours.

 

[gottalovepluto]

Anybody have thoughts on Hong Kong Disneyland? My impression is the park can be done in one full day or two leisurely days (I lean toward leisurely travel )

Background: I'm looking at using my 7 night cert for a week in Hong Kong and then I remembered HKDL exists and thought about a day trip but now I'm considering adding a night or 2 there before leaving town. (The indoor pool is particularly appealing as it reminds me of pictures of fancy indoor pools that I will never be able to actually swim in- but this one you CAN!)

 

[amalone1013]

@disneymagicgirl have you used the RMN offer for Sam's? How are you paying? I'm trying to decide if I pay with gift cards it will trigger, my credit card charge will be under $45. I dont see why not...