I love credit cards so much!

[msufan]

Oh and I just realized you aren't on DISchurners so you might want to join that too, lol. You need to be a reddit member and send @Lain, @Albort, @SouthFayetteFan a PM here to join.

will do straight away. Thanks!

 

[miztressuz]

First HUCA success story. Hubby called AmEx trying to work out the new Hilton Biz so we can use it on his current stay (checking out Sat morning). First call to AmEx to check on it, rep says it was just shipped yesterday, won't expedite a card until 10 days, and can't increase the CL limit on the temporary number. Said that was because we applied through Hilton's site and not AmEx and it's a limitation set by Hilton. He implied that if he ordered an employee card for me, that might be able to expedite. There was a lot of maybe going on there so hubby decided to wait and checked in with me. I said do whatever it takes, I'm not sure that'll work, but see what the next guy says and do the needful, hehe.

Calls back, gets a much more awesome rep. Hubby explains that he's in MA right now and he needs the card for his hotel stay that's over the 1k limit on the temporary number, can they expedite something to him there to be able to use his HILTON card at a HILTON? Rep got his supervisor, they discussed it, called the hotel and verified it!, came back and said they'd be overnighting a card to the hotel and it'll be there tomorrow. I'll be very when it happens, but for now I'm cautiously optimistic he may at least get it by check out on Saturday. If it actually shows up on Friday I may figure out how to give that guy an awesome comment card.

Fingers crossed this doesn't all go down the tubes and we wind up with random cards shipping around the country

 

[Lain]

Oh god. This story refuses to die and stay buried. MMS's media team must be on overdrive pushing this story to every conceivable business/travel "news" outlet. This time it's made its way to CNBC: This 29-year-old bought a $60,000 Tesla with a credit card and earned an estimated $5,000 in rewards.

 

[jhoannam]

Can someone explain how the /ChurningReferrals world. How many Karma points do I need to post and how do I know my Karma points?

 

[amalone1013]

Oh god. This story refuses to die and stay buried. MMS's media team must be on overdrive pushing this story to every conceivable business/travel "news" outlet. This time it's made its way to CNBC: This 29-year-old bought a $60,000 Tesla with a credit card and earned an estimated $5,000 in rewards.

 

[wendow]

Oh god. This story refuses to die and stay buried. MMS's media team must be on overdrive pushing this story to every conceivable business/travel "news" outlet. This time it's made its way to CNBC: This 29-year-old bought a $60,000 Tesla with a credit card and earned an estimated $5,000 in rewards.

Go away!!!! MSM picking this up is definitely NO GOOD!

 

[miztressuz]

Oh god. This story refuses to die and stay buried. MMS's media team must be on overdrive pushing this story to every conceivable business/travel "news" outlet. This time it's made its way to CNBC: This 29-year-old bought a $60,000 Tesla with a credit card and earned an estimated $5,000 in rewards.

I swear it popped up in one of my "news" aggregators the other week (can't remember where though). I didn't click on it in a vain attempt to not draw anymore attention to it.... guess I'm not as powerful as I hoped

 

[jhoannam]

Oh god. This story refuses to die and stay buried. MMS's media team must be on overdrive pushing this story to every conceivable business/travel "news" outlet. This time it's made its way to CNBC: This 29-year-old bought a $60,000 Tesla with a credit card and earned an estimated $5,000 in rewards.

Did you see that post on Reddit today from a guy trying to do the same thing?
From Reddit:

I'm about to try something crazy.

Inspired by an article by millionmilesecrets but I may be one-upping him - I'm going to try to finance a Tesla Model 3 and pay with my CIP with plastiq.

I found an auto lender who is willing to (upon approval) transfer funds directly to me, and allow me to make the purchase on my own. They wouldn't even hold the title or place a lein - unsecured funding (probably similar to Elon's). They also price match rates, which is awesome.

My plan is to apply for the loan, receive funding, pay Tesla via wire transfer via Plastiq, immediately pay off the Chase balance with funding, and then book a honeymoon with all them UR points.

My biggest concern is that Chase will refuse the ~$55K charge. My credit limit on the CIP is only $9000. Visa Signature cards allow you to go over the limit, but that might be a stretch.

My question - what are ways I can improve my chances that Chase will accept the charge? And is there any other tips/advise before proceeding? P2 has a CIP too, could split the payments in half if Tesla doesn't mind two separate wire transfers.

For bonus value, I'll make my car payments via Plastiq/CIP too. https://www.reddit.com/r/churning/comments/97r04a/comment/e4audnq?st=JKWZEYSP&sh=dcc16fdf

 

[vanjust14]

Did you see that post on Reddit today from a guy trying to do the same thing?
From Reddit:

I'm about to try something crazy.

Inspired by an article by millionmilesecrets but I may be one-upping him - I'm going to try to finance a Tesla Model 3 and pay with my CIP with plastiq.

I found an auto lender who is willing to (upon approval) transfer funds directly to me, and allow me to make the purchase on my own. They wouldn't even hold the title or place a lein - unsecured funding (probably similar to Elon's). They also price match rates, which is awesome.

My plan is to apply for the loan, receive funding, pay Tesla via wire transfer via Plastiq, immediately pay off the Chase balance with funding, and then book a honeymoon with all them UR points.

My biggest concern is that Chase will refuse the ~$55K charge. My credit limit on the CIP is only $9000. Visa Signature cards allow you to go over the limit, but that might be a stretch.

My question - what are ways I can improve my chances that Chase will accept the charge? And is there any other tips/advise before proceeding? P2 has a CIP too, could split the payments in half if Tesla doesn't mind two separate wire transfers.

For bonus value, I'll make my car payments via Plastiq/CIP too. https://www.reddit.com/r/churning/comments/97r04a/comment/e4audnq?st=JKWZEYSP&sh=dcc16fdf

$9,000 CL? LOL. I have to go read the comments now...

 

[Lain]

My biggest concern is that Chase will refuse the ~$55K charge. My credit limit on the CIP is only $9000.

 

[miztressuz]

And he hasn't even applied for the loan yet.... where the reddit popcorn?

 

[GlamMistress]

I got my Aerosmith tickets on presale! I'll be using the cash back saved up on my card to pay for my seat. 4 Tix was well over a grand. Thanks Uber card!

 

[disneymagicgirl]

I’m pretty sure I need some sort of therapy after this Marriott TP ordeal.

I am seriously considering cancelling my package and transferring my points refund, along with my SPG points, to SW.
For one thing, I can attach the cert to something tentative but that I likely won’t actually travel. But after the merge what will I actually be able to do as far as changing to something I can use? No one really knows. I made some speculative 7 night bookings for “just in case” I decide to go this route.

I don’t care for how they are being less than forthcoming with the info needed to make a decision. That is turning me off from their brand. Hence the cancel and transfer to SW idea. Plus I could actually use the sw points.

The only time I can squeeze in another 7 night stay before the cert expires is next June.

I’m not one of the people trying to get any bonus out of this situation. I don’t expect any added value. I would simply like all the info I need so I know what cert to upgrade to and what changes I will be able to make to finalize my plans post merger. Is that asking so much!?

 

[gottalovepluto]

Oh god. This story refuses to die and stay buried. MMS's media team must be on overdrive pushing this story to every conceivable business/travel "news" outlet. This time it's made its way to CNBC: This 29-year-old bought a $60,000 Tesla with a credit card and earned an estimated $5,000 in rewards.

He's gonna need that to rent a car when his goes to live, uh I mean get fixed, at his Tesla service center...

 

[gottalovepluto]

Did we know Hilton Amex self referrals are a thing? I noticed on my Hilton Ascend referral today I can scroll to the bottom and there are referrals for the other Amex Hilton cards that will also "reward my friend" just like with the Amex Biz Charge cards.

 

[WVMomof3]

Going back to the phones- you will be surprised how fast you get used to the slightly bigger phones. After 1 day you will be thinking how did I use that old tiny phone.

On topic with phones - anyone else have their AT&T plans change with no notice? We were on a 16 gb family plan. I just checked our data usage and it says 10 of 32 gb. What? I logged in and it says our current plan is 32 gb. I don’t even see 16 as option. It looks like it is $10 more a month. I would complain but could actually use more data. But thought it odd it just changed. I went back to search emails but didn’t see anything.

 

[gottalovepluto]

I’m pretty sure I need some sort of therapy after this Marriott TP ordeal.

I am seriously considering cancelling my package and transferring my points refund, along with my SPG points, to SW.
For one thing, I can attach the cert to something tentative but that I likely won’t actually travel. But after the merge what will I actually be able to do as far as changing to something I can use? No one really knows. I made some speculative 7 night bookings for “just in case” I decide to go this route.

I don’t care for how they are being less than forthcoming with the info needed to make a decision. That is turning me off from their brand. Hence the cancel and transfer to SW idea. Plus I could actually use the sw points.

The only time I can squeeze in another 7 night stay before the cert expires is next June.

I’m not one of the people trying to get any bonus out of this situation. I don’t expect any added value. I would simply like all the info I need so I know what cert to upgrade to and what changes I will be able to make to finalize my plans post merger. Is that asking so much!?

I don't envy you your decision! My nerves couldn't take it anymore the last couple days either! I upgraded to a cert I know I'll use and the remaining miles in my accounts were sent off to AS yesterday. Peace of mind ensued.

I wouldn't transfer the points just because you're turned off the brand though. Value can be had no matter how annoying a company. (Unless it's like a physiological, angry reaction everytime you see Marriott/SPG and then I get it, cancel that sucker and move on. No one needs to be angry!) It kinda sounds like you just need to run down a little list:
1) Do you have the time to take the 7 night trip in the upcoming year?
Yes->2
No-> cancel
Not sure -> I would personally count that as a "no" and cancel the cert because I lean towards better safe than sorry
2) Do you actually want to go to a hotel your cert will get? Be honest with yourself, getting the best value isn't much of a value if it's not someplace you actually want to go/stay

I may have been of absolutely no help to you but sometimes it helps me to step back when I start thinking in circles and boil the situation down to yes/no questions

 

[Natgridenergy]

Did you see that post on Reddit today from a guy trying to do the same thing?
From Reddit:

I'm about to try something crazy.

Inspired by an article by millionmilesecrets but I may be one-upping him - I'm going to try to finance a Tesla Model 3 and pay with my CIP with plastiq.

I found an auto lender who is willing to (upon approval) transfer funds directly to me, and allow me to make the purchase on my own. They wouldn't even hold the title or place a lein - unsecured funding (probably similar to Elon's). They also price match rates, which is awesome.

My plan is to apply for the loan, receive funding, pay Tesla via wire transfer via Plastiq, immediately pay off the Chase balance with funding, and then book a honeymoon with all them UR points.

My biggest concern is that Chase will refuse the ~$55K charge. My credit limit on the CIP is only $9000. Visa Signature cards allow you to go over the limit, but that might be a stretch.

My question - what are ways I can improve my chances that Chase will accept the charge? And is there any other tips/advise before proceeding? P2 has a CIP too, could split the payments in half if Tesla doesn't mind two separate wire transfers.

For bonus value, I'll make my car payments via Plastiq/CIP too. https://www.reddit.com/r/churning/comments/97r04a/comment/e4audnq?st=JKWZEYSP&sh=dcc16fdf

My CL is 9k on my CIP and I put 15k down on my Tesla with Plastiq. I was sweating every step but it all went through!

 

[gottalovepluto]

Did you see that post on Reddit today from a guy trying to do the same thing?
From Reddit:

I'm about to try something crazy.

Inspired by an article by millionmilesecrets but I may be one-upping him - I'm going to try to finance a Tesla Model 3 and pay with my CIP with plastiq.

I found an auto lender who is willing to (upon approval) transfer funds directly to me, and allow me to make the purchase on my own. They wouldn't even hold the title or place a lein - unsecured funding (probably similar to Elon's). They also price match rates, which is awesome.

My plan is to apply for the loan, receive funding, pay Tesla via wire transfer via Plastiq, immediately pay off the Chase balance with funding, and then book a honeymoon with all them UR points.

My biggest concern is that Chase will refuse the ~$55K charge. My credit limit on the CIP is only $9000. Visa Signature cards allow you to go over the limit, but that might be a stretch.

My question - what are ways I can improve my chances that Chase will accept the charge? And is there any other tips/advise before proceeding? P2 has a CIP too, could split the payments in half if Tesla doesn't mind two separate wire transfers.

For bonus value, I'll make my car payments via Plastiq/CIP too. https://www.reddit.com/r/churning/comments/97r04a/comment/e4audnq?st=JKWZEYSP&sh=dcc16fdf

Thank you so very much for highlighting that. Really needed a great laugh today.

 

[gottalovepluto]

My CL is 9k on my CIP and I put 15k down on my Tesla with Plastiq. I was sweating every step but it all went through!

Nice! So you can definitely go 6k over the CL (I lack the guts to have tried that!) which is more than I would have thought they were cool with tbh! (And despite the jabs I take at Tesla I do realize that when all goes well on one of their cars it is a beautifully engineered automobile )