well...I have a LOT of chase cards so that's out for me for 2 years (at least) my DH has a lot too, but he'll be 3/24 in a few months, so I'm saving any slots for chase for him. I have played with SPG for a long time,(some hilton amex,etc) and just never gotten as far as MR,and now that I'm considering them,it seems like the logical step for me.(I got interested due to my JB card,and what programs transfer well for that) I like the idea of another biz card for my 'business' what are the DP on how easy/hard it is to get this one? I guess I prefer a good usable program to cashback if I can find it. I'm not a big 'churner'...I enjoy racking up new points obviously, but most of my time is spent maximizing the cards I've got and using them well. I was tossing the idea of the BoA premium and the amex everyday...I could likely get both if I can get a good offer on the 2nd one.