As a general PSA, everyone should be reading the details of the offer you're signing up for - not just the advertising on the application. Find the link for the fine print, for Chase it's "Offer Details", and read that thoroughly before applying. That link has all the details about bonus eligibility which will clue you into potential future eligibility problems. Specifically the Sapphire details spell out the 48 month rule in bold as the first, super long, sentence -
"
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
Key words are the product itself is not available for application if you already have any of the Sapphire cards, in other words, you'll be flat out denied if you apply for a new card while holding one. It does say you can change your product so nothing precluding you from holding more than one, but you can't get the bonus for another one for 48 months once you earn this bonus. (Not without some MDD trickery,
but the trickery only works at the time of the first application. But I digress.) These are key details that help plan out a roadmap for card applications.
As I'm thinking about cards I always open up the application and find the current fine print to use as a guide for future eligibility. Things can change between now and then, but I don't want to do something now that will
for sure derail the path.
Also good to always look at the fine print that you're agreeing to before hitting submit. Things change. That blog post we just read might be outdated, the terms can change since your last application, the website could have old info that contradicts the terms. In the points game it's all about the details. It's what allows us to take full advantage of the cards we're getting. It's also the
unglamorous side of travel hacking
So again, just a general reminder for everyone to check out all the details first, to try to avoid disappointment later.
Glad that you found us now,
@OlliePop27, so you'll be prepared for P2's applications! Welcome to the addiction... ah, I mean, game!