I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)

[hsmamato2]

Morning all. I would like my daughter, who just turned 18 and is enrolled in college in the fall, to apply for a student credit card (or -- rather -- me to do it for her I'd imagine).

Which is the best card for a college freshman AND does she need to have a job to apply?

Also hehe - how do I make her get a job? Kinda kidding, kinda not. She says no jobs "speak to her". I told her my "job" doesn't speak to me either, but I've got one!

Edited to add that I've had her as an AU on my Discover card for about 3 years now. So she should have some sort of credit worthiness, right?

Sidenote as a mom to adult kids.... be careful of the combo you're describing, a dd you want to get a credit card for,paired with a person who needs to be "forced to get a job"..... those 2 things combined usually end in difficulties- as a cc can easily be seen as a free pass to spend,with no way for (her) to pay that bill,which leaves you with it.
(Of my 2 kids, one was more similiar to your daughters description,one started working at 16 and learned early on the benefits of responsible cc usage,in other words, one of mine wanted to be financially responsible, the other didn't at that point)

 

[Psychodisney]

Got a nice $10 off $50 on DH's Plat at Walmart.com.
Just tried to use it for a DGC and got cancelled. Why do they do that? I tried again, we'll see what happens.

 

[Duckbug.Ducktales]

Got a nice $10 off $50 on DH's Plat at Walmart.com.
Just tried to use it for a DGC and got cancelled. Why do they do that? I tried again, we'll see what happens.

It likely won't work. Walmart is very picky with whom they like. If you read the gift cards thread, you'll see that it doesn't work for most people. But there are some who have no issues for some reason

 

[Psychodisney]

It likely won't work. Walmart is very picky with whom they like. If you read the gift cards thread, you'll see that it doesn't work for most people. But there are some who have no issues for some reason

So strange. I've had no problems in the past. Oh well.

 

[LynnTH]

Question. Going to Disney in October. Staying at Dolphin. Booked trip with Chase CSR. Everything is linked to My Disney for myself and DD. Now my SIL is going to come with us. Can I just call the Dolphin myself and have her name added to the reservation or do I need to go through Chase on this? Assuming it will then be updated in their system so I can link us all together then right?

 

[Duckbug.Ducktales]

So strange. I've had no problems in the past. Oh well.

Yeah, it seems like you either have an issue buying GCs online m at WM.com or you don't. But if you do, nothing seems to work too fix it.

 

[afan]

I hold a CSR when I need it so at times I'll PC it to a Freedom and then PC again to a CSR when I need the benefits. As of now when I look at my CSR account it says activated for the Priority Pass benefit. My Priority Pass account was originally created with a Venture X which has been canceled. I updated the payment card on my Priority Pass account to my current CSR thinking it would update my account to active but it still shows as expired with a start date of when I applied with the Venture X. How do I update my Priority Pass account when I get a new card that might provide better benefits? Do I need to create a new account each time?

You have to do it separately through chase. There should be a spot to enroll in PP.

 

[afan]

For those looking for pet sitters you might try https://www.trustedhousesitters.com/pricing/

Eta because it posted when I inserted the link. I follow some digital nomads that have done this in Europe as the house/pet sitter and really enjoy it. They vet everyone so it may be safer than rover but there is some cost. I haven't looked into it since it's not something I need at the moment but am keeping in mind for the future.

 

[FoxC63]

Did you all see this article?

American Airlines Faces Lawsuit for Shutting Down Accounts Due to Multiple Credit Card Bonuses. Direct link

 

[FoxC63]

Got a nice $10 off $50 on DH's Plat at Walmart.com.
Just tried to use it for a DGC and got cancelled. Why do they do that? I tried again, we'll see what happens.

It likely won't work. Walmart is very picky with whom they like. If you read the gift cards thread, you'll see that it doesn't work for most people. But there are some who have no issues for some reason

I have Walmart+ and have had issues as well. I agree with @Duckbug.Ducktales makes no sense. Hit or miss, very annoying!

Oh, some may not know but there is a dedicated gift card thread, here's the: link

 

[miztressuz]

I hold a CSR when I need it so at times I'll PC it to a Freedom and then PC again to a CSR when I need the benefits. As of now when I look at my CSR account it says activated for the Priority Pass benefit. My Priority Pass account was originally created with a Venture X which has been canceled. I updated the payment card on my Priority Pass account to my current CSR thinking it would update my account to active but it still shows as expired with a start date of when I applied with the Venture X. How do I update my Priority Pass account when I get a new card that might provide better benefits? Do I need to create a new account each time?

Each Priority Pass from the different cards is a separate product so you have to create a new account for each, can't just reuse one. (Wish PP would change that so I don't have multiple accounts.)

On PCs of the CSR you have to contact Chase to have it issued. IME online remembers any previous enrollment so it'll show you as enrolled/active but it's really not. I call and they create a new PP membership and send out a card.

 

[miztressuz]

Can you hold two Amex BBP at the same time? P2 received an offer in the mail for 50k MR after $5k spend in 3 months. She has one which is our catch all card when we don't have an MSR or quarterly bonus to meet.

Yes, AmEx lets you hold more than one of any card. The only question is will you get a bonus for opening another one. Which is all down to the pop up during the application.

May not be an issue but with the 5 credit card limit, not everyone goes for a 2nd BBP since it will use up a slot.

 

[lsutigers03]

Each Priority Pass from the different cards is a separate product so you have to create a new account for each, can't just reuse one. (Wish PP would change that so I don't have multiple accounts.)

On PCs of the CSR you have to contact Chase to have it issued. IME online remembers any previous enrollment so it'll show you as enrolled/active but it's really not. I call and they create a new PP membership and send out a card.

Thanks I'll contact Chase.

Yes, AmEx lets you hold more than one of any card. The only question is will you get a bonus for opening another one. Which is all down to the pop up during the application.

May not be an issue but with the 5 credit card limit, not everyone goes for a 2nd BBP since it will use up a slot.

Thank you. I think I'll give it a shot and see if I get the popup.

 

[georgina]

Did you all see this article?

American Airlines Faces Lawsuit for Shutting Down Accounts Due to Multiple Credit Card Bonuses. Direct link

Huh - article says they opened multiple AAdvantage accounts. Wonder if that is the issue.

"said American wrongly accused them of fraud for opening multiple AAdvantage accounts, with cards issued under co-branding arrangements with Citibank and Barclays."

 

[afan]

Huh - article says they opened multiple AAdvantage accounts. Wonder if that is the issue.

"said American wrongly accused them of fraud for opening multiple AAdvantage accounts, with cards issued under co-branding arrangements with Citibank and Barclays."

The multiple aa accounts was how they'd get cc mailer offers. It's how the graaavy train worked.

 

[wdwpluto]

For international cell plan, we don't sign up for anything. Anytime AT&T detects that I am out of the country I get unlimited cell data for $10/day, no phone call to them required. Usually as soon as my plane lands I get a text from AT&T notifying me that the international plan is active. Super easy and cheap. Check with your cell carrier and see what they offer.

Just a note that I was traveling the first two weeks of July and the text notification told me $12/day. Not sure if it's an increased rate (I've always had $10 in the past) or the location(s) which were Kenya, Tanzania, and Qatar.

 

[djmeredith]

I hold a CSR when I need it so at times I'll PC it to a Freedom and then PC again to a CSR when I need the benefits. As of now when I look at my CSR account it says activated for the Priority Pass benefit. My Priority Pass account was originally created with a Venture X which has been canceled. I updated the payment card on my Priority Pass account to my current CSR thinking it would update my account to active but it still shows as expired with a start date of when I applied with the Venture X. How do I update my Priority Pass account when I get a new card that might provide better benefits? Do I need to create a new account each time?

I am pretty sure you have to create a new PP acct for each card that has the benefit.

 

[georgina]

The multiple aa accounts was how they'd get cc mailer offers. It's how the graaavy train worked.

I never participated in that journey. Is it allowed under American's terms to have more than one account? If not, they don't really have any standing to sue I would think.

 

[afan]

I never participated in that journey. Is it allowed under American's terms to have more than one account? If not, they don't really have any standing to sue I would think.

Bit more complicated than that. I know there's been minor discussion of the potential class action on r/churning. Can probably google and find more info out.

None of the extra accounts were getting miles, it was just the mailer to that ff acct holder that was getting used to open a card in the actual person's name. There wasn't anything to stop people from doing any of this and some that got caught up in it didn't all use fake name mailers.

While it wasn't that long ago, it was also a different time and things/rules have changed.

 

[wannabee]

Just a note that I was traveling the first two weeks of July and the text notification told me $12/day. Not sure if it's an increased rate (I've always had $10 in the past) or the location(s) which were Kenya, Tanzania, and Qatar.

it was $12 in France this summer also