I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

[GZanta77]

when does the priority boarding reset on the swa cc? is it calendar year?

I'm thinking its card anniversary, not calendar year - but not 100% sure off the top of my head.

 

[catsinawindow]

So, I just got the email from Priority Pass that the non-lounge experience benefit is ending Jan 1 for Venture X members. I've been interested to see if the same change is put in place for Priority Pass through CSR. Anyone who has their Priority Pass through CSR get this email yet?

 

[mom2febgirls]

when does the priority boarding reset on the swa cc? is it calendar year?

In my rewards dashboard it says card anniversary

 

[jujubiee4]

Question for those with CapitalOne VentureX. Are you happy with the card? I got an email
to upgrade from my regular Venture to pre approved VentureX. 75k bonus with 4000 spend.

I called and CS said not a formal application just product change. I still assume they do a soft
pull which is fine. My current Venture I pay 59 AF (grandfathered). That 300 travel credit ONLY
through their portal gives me pause. I wish it was flexible like Chase. Any experiences of if you have
to cancel a flight? Thanks

 

[catsinawindow]

Question for those with CapitalOne VentureX. Are you happy with the card? I got an email
to upgrade from my regular Venture to pre approved VentureX. 75k bonus with 4000 spend.

I called and CS said not a formal application just product change. I still assume they do a soft
pull which is fine. My current Venture I pay 59 AF (grandfathered). That 300 travel credit ONLY
through their portal gives me pause. I wish it was flexible like Chase. Any experiences of if you have
to cancel a flight? Thanks

I think it's going to be a keeper card for me. Between the $300 travel credit and the 10,000 anniversary points, it actually PAYS you $5/year to hold the card! I've only booked hotels through the portal, but it was very easy to cancel and rebook when my plans changed. Plus Priority Pass, cell phone protection, and 2x points on everything, I think it's a good card.

FWIW, the travel credit posted almost immediately when I made a booking through the portal and then when I needed to cancel it didn't appear that they clawed back the travel credit (so I got the refund and the credit wasn't reversed). I'm not going to rely on that to use the credit, but I bet that others might!

 

[Psychodisney]

Question for those with CapitalOne VentureX. Are you happy with the card? I got an email
to upgrade from my regular Venture to pre approved VentureX. 75k bonus with 4000 spend.

I called and CS said not a formal application just product change. I still assume they do a soft
pull which is fine. My current Venture I pay 59 AF (grandfathered). That 300 travel credit ONLY
through their portal gives me pause. I wish it was flexible like Chase. Any experiences of if you have
to cancel a flight? Thanks

I also have the grandfathered AF. My DH has Venture X. To me, the portal and the anniversary points aren't' worth the upgrade to VentureX in the long run. Portals always give me pause. There have been way too many changes, cancellations and airline meltdowns over the past few years. The earning rate and redemption rate are equal. I would hate to loose the $59 AF since it is one of my oldest cards.
It seems like the loss of PP restaurants is a big loss for some.

 

[jujubiee4]

I also have the grandfathered AF. My DH has Venture X. To me, the portal and the anniversary points aren't' worth the upgrade to VentureX in the long run. Portals always give me pause. There have been way too many changes, cancellations and airline meltdowns over the past few years. The earning rate and redemption rate are equal. I would hate to loose the $59 AF since it is one of my oldest cards.
It seems like the loss of PP restaurants is a big loss for some.

I just read about this. What a shame.

 

[elgerber]

I also have the grandfathered AF. My DH has Venture X. To me, the portal and the anniversary points aren't' worth the upgrade to VentureX in the long run. Portals always give me pause. There have been way too many changes, cancellations and airline meltdowns over the past few years. The earning rate and redemption rate are equal. I would hate to loose the $59 AF since it is one of my oldest cards.
It seems like the loss of PP restaurants is a big loss for some.

I cancelled my X. To me the travel credit isn't it worth it, because you have to spend $300 to get $300 and I use miles and points for everything.

I just got the email also on the PP. I wonder if that includes the golf lounge at MSP and the little pod thingys at Nashville? If so, I won't ever get any use out of it LOL

 

[leeniewdw]

Quick question about credit to a CC that was used for a MSR.

Our disney trip prices went down when we had to move from Dec to Jan and they issued a credit to the card where I paid the balance, even though they said they'd just hold it as credit until our trip. In order to avoid a clawback, if I use that card in the next few days to get back to a 0 balance, will I be good? I guess I need to make sure of when the period closes?

Edit: "Your next statement period ends on Jan 12, 2023.".

I can try to put as much on asap, but wondered if anyone can report from experience. I'm beyond my 3 months for the MSR, so I hope it's not an immediate thing (I haven't spent any of the points, but still the MSR was 90k). The credit just hit today. I think I'll just buy digital Disney GC today, unless there is a limit, lol. I need to spend ~$750.

 

[FreeDiningFanatic]

I thought I set up autopay on a new chase biz card... not sure if the routing numbers failed, or I failed to do it, lol, but I missed the payment by two days. Late fee- $40, interest charge- $30. Obviously, I made double the payments and set up autopay as soon as I realized. Gave a few days for everything to post. Called the number on the back of the card today, and the first prompt was "press X if you're calling about a fee." I explained and requested they waive the late fee and interest charge. I was hoping they would at least waive the late fee, but I know @havaneselover experienced this recently, and they were not accommodating. He waived both, which I was really surprised by.

So that's your PSA to double and triple check that you've set up your payments. Not sure what the heck I was doing???

 

[wanderlust7]

Quick question about credit to a CC that were used for a MSR.

Our disney trip prices went down when we had to move from Dec to Jan and they issued a credit to the card where I paid the balance, even though they said they'd just hold it as credit until our trip. In order to avoid a clawback, if I use that card in the next few days to get back to a 0 balance, will I be good? I guess I need to make sure of when the period closes?

Edit: "Your next statement period ends on Jan 12, 2023.".

I can try to put as much on asap, but wondered if anyone can report from experience. I'm beyond my 3 months for the MSR, so I hope it's not an immediate thing (I haven't spent any of the points, but still the MSR was 90k). The credit just hit today. I think I'll just buy digital Disney GC today, unless there is a limit, lol. I need to spend ~$750.

Amex is the one that is clawback happy. If it's an Amex, then re-spend the amount ASAP, cross your fingers and hope for the best. There is a theory that if the charge being refunded is the one that put you over MSR, that is more likely to be clawed back.

If it's Chase, no worries, but make it up eventually as best practices.

 

[georgina]

I thought I set up autopay on a new chase biz card... not sure if the routing numbers failed, or I failed to do it, lol, but I missed the payment by two days. Late fee- $40, interest charge- $30. Obviously, I made double the payments and set up autopay as soon as I realized. Gave a few days for everything to post. Called the number on the back of the card today, and the first prompt was "press X if you're calling about a fee." I explained and requested they waive the late fee and interest charge. I was hoping they would at least waive the late fee, but I know @havaneselover experienced this recently, and they were not accommodating. He waived both, which I was really surprised by.

So that's your PSA to double and triple check that you've set up your payments. Not sure what the heck I was doing???

Yeah, with more cards I have been setting up alerts. Got an email on the 13th - 'your Ink business card payment is scheduled for the 23rd'. Helpful when juggling cards

 

[georgina]

So, I just got the email from Priority Pass that the non-lounge experience benefit is ending Jan 1 for Venture X members. I've been interested to see if the same change is put in place for Priority Pass through CSR. Anyone who has their Priority Pass through CSR get this email yet?

Not yet. I'm curious as we have used it at Chef Geoff's at Dulles and the Bracket Room at Reagan.

 

[reliev]

If the offer is if you spend that monthly then you can't sign up for a yearly plan if I'm reading your question correctly. It needs to bill monthly.

i did it on the disney card they gave me 5% off + 13.99 I wasn't too interested in hulu i can barley keep up with HBO max and netflix.

 

[leeniewdw]

Amex is the one that is clawback happy. If it's an Amex, then re-spend the amount ASAP, cross your fingers and hope for the best. There is a theory that if the charge being refunded is the one that put you over MSR, that is more likely to be clawed back.

If it's Chase, no worries, but make it up eventually as best practices.

Ok, it's a Chase Biz. I'll put the charges back today and tomorrow. We're having work done in our bathroom and the contractors like checks, but we do have a plumber coming tomorrow to do some work and they accept CCs. Between that and some xmas related gcs , I should be good by tomorrow!

Thanks!

 

[LilSweetPeaPhoto]

Hmmm, my Cap One was cancelled in November, but my PP expires 12/7/23. My card would have expired 5/26. Do you think I can still use it?

My app basically told me when my card was expired. Until then I say try it!

 

[LilSweetPeaPhoto]

I thought I set up autopay on a new chase biz card... not sure if the routing numbers failed, or I failed to do it, lol, but I missed the payment by two days. Late fee- $40, interest charge- $30. Obviously, I made double the payments and set up autopay as soon as I realized. Gave a few days for everything to post. Called the number on the back of the card today, and the first prompt was "press X if you're calling about a fee." I explained and requested they waive the late fee and interest charge. I was hoping they would at least waive the late fee, but I know @havaneselover experienced this recently, and they were not accommodating. He waived both, which I was really surprised by.

So that's your PSA to double and triple check that you've set up your payments. Not sure what the heck I was doing???

I have a bill paying APP that alerts me to when all my bills are due. I don't do autopay on my accounts. In the past I've paid from a variety of bank accounts, so I've never gotten in the habit of autopay.

 

[punkin]

when does the priority boarding reset on the swa cc? is it calendar year?

I'm pretty sure it's calendar year. I actually haven't been able to use them because they are always out of seats.

 

[wanderlust7]

Which card is RCCL on? It would be nice to save a few bucks

The RCCL Amex offers reappeared on my cards. Still $1000 get 25k MRs, expires 12/31.

 

[TheOneWithTheTriplets]

when does the priority boarding reset on the swa cc? is it calendar year?

In my rewards dashboard it says card anniversary

View attachment 725334

It's card anniversary... sort of.

I bumped my card closing date to early in the month. Card opened 12/6/21, closing date of 12/2/22, reward dashboard clearly said my benefits reset after my December closing date.

I was able to use my $75 credit, my anniversary points hit my rapid rewards, etc but I haven't been charged my annual fee yet. I'm guessing I'm a weird case, though. Probably only happens that way if you move your closing date so that it's earlier in the month than your card anniversary.