Anybody willing to share thoughts on my current setup? Any gaps or red flags that you see? Any categories I'm not maximizing?
AMEX Plat - Working 150K SUB with non-category spend. Once SUB hits, will use for flights only, then cancel on anniversary
AMEX Gold - Working 90K SUB with 4X Grocery and Dining spend. Will continue to use for Groceries and Dining, then cancel on anniversary
AMEX Everyday - Opened so I can hang on to MR when I close Plat and Gold.
AMEX BCE - Not currently using. Will upgrade to Blue Cash Preferred for 6X groceries when I cancel Gold.
Ollo Optimum - 2.5% on everything. Will use for non-category spend once Plat SUB hits.
Citi Custom Cash - Set up for 5% Gas
BOA Customized Cash - Set up for 3% Online Shopping
Discover - 5% rotating categories
Chase Prime - 5%
Amazon
US Bank Cash+ - 5% Utilities, Internet, and Streaming (excluding the Disney Bundle, which is currently free on Amex Plat)
WF Propel - 3% on Hotels. Will use for 3% on Flights and Dining when Plat and Gold are cancelled.
Barclaycard jetBlue - 50% off jetBlue in-flight purchases. Will upgrade to jetBlue Plus when AMEX Plat is cancelled and I lose the $200 checked bag reimbursement
Wish list:
- WF Autograph to replace WF Propel. Basically the same card, but Visa instead of AMEX and a chance for a new SUB.
- AMEX Green to continue stockpiling MR if and only if I get a targeted offer
I'm on 5/24 timeout until at least May 2024, so no Chase cards for me for awhile, but P2 will probably get a Southwest card some time next year.