I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

[*WDW*Groupie*]

I FINALLY received my Chase AP MasterCard yesterday. Immediately went to Plastiq to pay dd's tuition. Payment won't go through -- check CL and it's $25,900 (will have to SM to lower this insanely high limit). Try again -- denied again. Call Chase and the CSR tells me that person-to-person payments aren't allowed. Is this new? I met MSR with Chase cards 3 times (in 2020 and 2021).

I ended up using my new AmEx Cobalt card (Cdn).

Interesting, when I called Chase the CSR put me through to a supervisor (just a 1 hour wait ). The supervisor was explaining to me that it's not Chase denying the payment, it was the school. He was explaining that it's in how they (the school) codes payments and what they allow. Ummm if that's the case then why was my AmEx payment allowed?

Does anyone know if Plastiq is dead for Chase payments? I have a $1,700.00 utility bill due at the end of the month and property taxes coming up March 1st, but if Chase doesn't allow Plastiq I'll need to source another way to use my Visa to pay. Or could it be that the AP card is MC not Visa?

 

[reliev]

I FINALLY received my Chase AP MasterCard yesterday. Immediately went to Plastiq to pay dd's tuition. Payment won't go through -- check CL and it's $25,900 (will have to SM to lower this insanely high limit). Try again -- denied again. Call Chase and the CSR tells me that person-to-person payments aren't allowed. Is this new? I met MSR with Chase cards 3 times (in 2020 and 2021).

I ended up using my new AmEx Cobalt card (Cdn).

Interesting, when I called Chase the CSR put me through to a supervisor (just a 1 hour wait ). The supervisor was explaining to me that it's not Chase denying the payment, it was the school. He was explaining that it's in how they (the school) codes payments and what they allow. Ummm if that's the case then why was my AmEx payment allowed?

Does anyone know if Plastiq is dead for Chase payments? I have a $1,700.00 utility bill due at the end of the month and property taxes coming up March 1st, but if Chase doesn't allow Plastiq I'll need to source another way to use my Visa to pay. Or could it be that the AP card is MC not Visa?

chase changed this verbiage back in april

Cash-like transactions will be treated as cash advances. Cash-like transactions include, but are not limited to, the following transactions to the extent they are accepted:

• purchasing travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions;

• purchasing lottery tickets, casino gaming chips, race track wagers, and similar offline and online betting transactions;

• person-to-person money transfers and account-funding transactions that transfer currency; and

• making a payment using a third party service including bill payment transactions not made directly with the merchant or their service provider.

people on reddit /chase are saying that they think they are going to apply a 5% fee to plastiq i wonder if its true.

 

[lsutigers03]

I used Tiffany Towncars last week with a split stay at Disney. I know they have car seats available but did not need. The cars were very clean and the drivers were prompt and very courteous. I would use them again.

Do they service Universal and Disney? We'll be going to Royal Pacific from MCO and then leaving from Copper Creek and going back to MCO.

 

[havaneselover]

My close friend is a HS teacher. Before the holidays she had a student turn in an assignment that was entirely blank. She gave the student a 0. Sees the student in class for a few days and the student doesn't say anything to her. A few days later she gets an irate e-mail from the mom saying how hard her daughter worked on the paper, how she had proof-read it, how angry she is that her daughter got a 0 and she's going to report my friend to her principal and the board superintendent. My friend was soooo tempted to write back that since she submitted a blank assignment she got the grade that she deserved. Instead she worked patiently with the mom and student to determine why she received a blank assignment and kindly offered to look it and grade it without penalty. She's perplexed as to why the student didn't say anything to her during class time.

Your friend sounds like an amazing teacher. DD turned everything in on time and done correctly. DS does things, doesn't turn them in or turns the wrong assignment in, sometimes he doesn't do the work, etc. It drives me insane. It drives the teachers insane. If I were his teacher I would be so over him. In his case it's part ADHD, part apathy. But his teachers have been amazing in high school. I don't know how they do it.

 

[wanderlust7]

I FINALLY received my Chase AP MasterCard yesterday. Immediately went to Plastiq to pay dd's tuition. Payment won't go through -- check CL and it's $25,900 (will have to SM to lower this insanely high limit). Try again -- denied again. Call Chase and the CSR tells me that person-to-person payments aren't allowed. Is this new? I met MSR with Chase cards 3 times (in 2020 and 2021).

I ended up using my new AmEx Cobalt card (Cdn).

Interesting, when I called Chase the CSR put me through to a supervisor (just a 1 hour wait ). The supervisor was explaining to me that it's not Chase denying the payment, it was the school. He was explaining that it's in how they (the school) codes payments and what they allow. Ummm if that's the case then why was my AmEx payment allowed?

Does anyone know if Plastiq is dead for Chase payments? I have a $1,700.00 utility bill due at the end of the month and property taxes coming up March 1st, but if Chase doesn't allow Plastiq I'll need to source another way to use my Visa to pay. Or could it be that the AP card is MC not Visa?

There was concern that the Chase cash-like language would apply to Plastiq, but Plastiq says it won't.

https://www.doctorofcredit.com/chas...s-as-cash-advance-could-include-bank-funding/
It's possible something changed, but I haven't seen any DP. Does the card work on regular charges?

 

[wanderlust7]

MIL applied for her first SW biz card and received the following message "We need to review your request a little longer. We will let you know of our decision as soon as possible." 2/24 (all chase), high income, sole proprietor on legit biz, but don't really want to have to talk to anyone. Is this likely a "wait and see" or "call to verify" situation?

It's common for Chase biz cards to go pending. She can try this status line 888-270-2127. It seems to be somewhat working now.

DH just got the SW biz. Status line went from 2 weeks, to no application found, to approved. I checked after business hours so it doesn't try to connect me to a human lol.

 

[*WDW*Groupie*]

There was concern that the Chase cash-like language would apply to Plastiq, but Plastiq says it won't.

https://www.doctorofcredit.com/chas...s-as-cash-advance-could-include-bank-funding/
It's possible something changed, but I haven't seen any DP. Does the card work on regular charges?

I was able to pay the utility bill through Plastiq this morning. Maybe the declined tuition payment had to do with the fact that the AP card is a MC not a Visa . I'm just thankful that I was able to get through over 25% of my MSR. Once I have the tax bill I'll put the payment through right away, just in case. That should get me very close to the MSR.

 

[wanderlust7]

I was able to pay the utility bill through Plastiq this morning. Maybe the declined tuition payment had to do with the fact that the AP card is a MC not a Visa . I'm just thankful that I was able to get through over 25% of my MSR. Once I have the tax bill I'll put the payment through right away, just in case. That should get me very close to the MSR.

MC allows tuition (all the card types do), so that's weird. MC is actually one of the more flexible ones as you can pay mortgage or HELOC.

Plastiq chart:
https://help.plastiq.com/hc/en-us/a...ported-Payment-Types-by-Card-Brand-on-Plastiq

 

[LilSweetPeaPhoto]

Well it took about 3 weeks, but I finally got my taxes paid using VGC! So now I know how it works, and to start WELL before they are due! I can only do 4 transactions every 5 days. So basically $1k every 5 days. Now I have some leftover balances on 2 VGC I need to figure out what to use on.

I think I'm turning the corner this morning. Well I hope I am, and I hope I didn't just jinx myself! I'm hoping I can get some grading done today. My 16yo was finally allowed back today. She's at her dads. I check her location this morning and I see SHE'S STILL AT HER DADS! GRRRR! Of course the ex blames her, she blames me. UGH. She was out 3 days before Rona hit our house, and then got to be out another week. She hasn't been to school in 2 weeks! And she has finals next week. She wants to drop out of school. I'm like you have 3 semesters left!!! She hates how "useless" all her classes are. I get it, but at the same time, she has to graduate. She's hoping to go into dental (hygienist for now). So I'm hoping she likes college more since hopefully the classes are more "meaningful".

All this talk about Zaxby's means I need to try it when I get to Orlando in 10 days. I love Chick-Fil-A, really liked Cane's when it was near me. What should I be ordering for my first trip?

My go to is the Zak Pak! I love the fries (esp the seasoning), though I discovered how great the chips were just before they got rid of them. UGH!

COViD is a virus, antibiotics don't work. The effects are from the virus and accompanying inflammation, generally not bacteria. I will say we generally see people sick, better, then worse again at 10-14 days. So it may yet get worse. Hope it doesn't.

I get that, but if I have an actual ear infection, can't they treat that? Like you see my ear is infected, I get I have Covid, but can't meds still work on my ear infection? And I'm hoping I'm finally getting better. The BF is out living it up right now. He still gets 10 days off. And w/ the way his flight schedule is, he's getting like 3 weeks off!

I've seen SOOO many of those emails typed and then deleted shortly after... Amazing how many parents think that after never turning in a single paper that its your fault for not bending the rules and spending time grading each one now.

Well I have to still accept everything for full credit. But yeah, they took 3 months to turn something in, and they want me to grade it 5 min after it's turned in. UGH.

My close friend is a HS teacher. Before the holidays she had a student turn in an assignment that was entirely blank. She gave the student a 0. Sees the student in class for a few days and the student doesn't say anything to her. A few days later she gets an irate e-mail from the mom saying how hard her daughter worked on the paper, how she had proof-read it, how angry she is that her daughter got a 0 and she's going to report my friend to her principal and the board superintendent. My friend was soooo tempted to write back that since she submitted a blank assignment she got the grade that she deserved. Instead she worked patiently with the mom and student to determine why she received a blank assignment and kindly offered to look it and grade it without penalty. She's perplexed as to why the student didn't say anything to her during class time.

Students NEVER look! They don't look at their grades. And they NEVER look at feedback! I've shown my students about 28745654 times how to see the feedback I leave them. They still claim they don't know what they did wrong. I have students turning in work from other classes so it looks like they've turned work in for me. Sorry but your science homework doesn't do much for me.

Your friend sounds like an amazing teacher. DD turned everything in on time and done correctly. DS does things, doesn't turn them in or turns the wrong assignment in, sometimes he doesn't do the work, etc. It drives me insane. It drives the teachers insane. If I were his teacher I would be so over him. In his case it's part ADHD, part apathy. But his teachers have been amazing in high school. I don't know how they do it.

We have no choice, LOL. We're over it. But we're not allowed to hold students accountable. And I'm saying this as an ADHD mom (and ADHD person myself, lol). My son is 12, his 504 allows TWO days for late work. But I have to accept late work from ANY student....who are 14-19yos....with no penalties! So yeah, we're setting them up for adulthood. UGH.

 

[afan]

Is anyone else getting one of the new plat designs today? I've tried on the app but it won't go through so I'll have to try on my laptop later. Neither excite me much but I like that they're different so I'm going to get the flowers.

 

[reliev]

There was concern that the Chase cash-like language would apply to Plastiq, but Plastiq says it won't.

https://www.doctorofcredit.com/chas...s-as-cash-advance-could-include-bank-funding/
It's possible something changed, but I haven't seen any DP. Does the card work on regular charges?

awesome thanks for this data point i never did over 1k and only one time.

 

[reliev]

Is anyone else getting one of the new plat designs today? I've tried on the app but it won't go through so I'll have to try on my laptop later. Neither excite me much but I like that they're different so I'm going to get the flowers.

I did was easy on the app on android funny thing is my card is supposed to come 3 days after my DW even though I did hers second

this is a welcome change because we have a travel wallet and sometimes my wife grabs my card instead of hers (since we don't daily the Amex plat)

 

[afan]

I did was easy on the app on android funny thing is my card is supposed to come 3 days after my DW even though I did hers second

this is a welcome change because we have a travel wallet and sometimes my wife grabs my card instead of hers (since we don't daily the Amex plat)

I've tried it twice on the app using an android with no luck. Lots of people on r/churning getting the same error I did. If it doesn't work later I'll just use chat.

 

[reliev]

I've tried it twice on the app using an android with no luck. Lots of people on r/churning getting the same error I did. If it doesn't work later I'll just use chat.

you can do it online too saw it on onemile this morning.

https://onemileatatime.com/news/amex-platinum-artist-redesign/

 

[reliev]

thanks to all who told me about the away deal (i missed it, and now just ordered it) wife has been complaining about her suitcases forever time for an upgrade
was hoping for some Rakuten love oh well.

 

[IFlossU]

Is anyone else getting one of the new plat designs today? I've tried on the app but it won't go through so I'll have to try on my laptop later. Neither excite me much but I like that they're different so I'm going to get the flowers.

I did was easy on the app on android funny thing is my card is supposed to come 3 days after my DW even though I did hers second

this is a welcome change because we have a travel wallet and sometimes my wife grabs my card instead of hers (since we don't daily the Amex plat)

Thank you for mentioning this. Was able to request new card through IPhone app. Do I need it, no, but hey why not. I chose the flowers as well

 

[FreeDiningFanatic]

I got an email about joining the InterContinental Ambassador program through IHG. We aren’t huge travelers but do have 2 trips booked on points coming up and another one for 2-3 nights with cash (if the weather holds out). Anyone ever join this? I’m wondering if the perks are worth it with having the credit card???

I think Flyertalk has a dedicated thread on the Ambassador program, so maybe check that out. I also think it depends on the brand you have stays booked at. For example, IHG status at Kimpton might not mean much. And for example, I just learned food and beverage charged to your room at Kimptons aren't eligible charges to earn points (IHG-no, cc-yes). So I would do some research first.

Oh and for the promotion "Join now through 31 March 2022 and stay two nights with InterContinental® Hotels & Resorts, Kimpton® Hotels & Restaurants, or Regent™ Hotels & Resorts by 30 April 2022 and receive 20,000 bonus points. " I think the "stay two nights" might have to be booked at their Ambassador rate or after you joined ambassador or something funny like that.

Check it out, especially since you have planned stays.

 

[CyndiLouWho]

I get that, but if I have an actual ear infection, can't they treat that? Like you see my ear is infected, I get I have Covid, but can't meds still work on my ear infection?

It's likely the ear infection is viral too. It all sucks. Covid symptoms are wide ranging and variable, all viral.

 

[CyndiLouWho]

Met MSR on SW Biz, points pending
Received SW personal card yesterday.
Furnace went out today. 7 degrees outside
You see where this is going? New furnace and new CP on the way.

 

[mmmears]

Is anyone else getting one of the new plat designs today? I've tried on the app but it won't go through so I'll have to try on my laptop later. Neither excite me much but I like that they're different so I'm going to get the flowers.

Thinking about it, but haven't done anything to actually order one yet. I have 2 personal platinums (one is an AU) and it would be nice to be able to tell which is which without looking at the numbers.