I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[Alexle2007]

A question about this weekend’s Target deal: can I buy a Target gift card using a Target gift card? I know I did this a few years ago but I’m thinking that Target no longer allows. Although I don’t shop much at Target so maybe I am wrong.

No, you cannot. You used to be able to but Target fixed that loophole.

 

[palhockeymomof2]

Ok. Time to pay the piper. I am paying bills this weekend.

All this spending has netted us lots of URs.

I combined them all to P2's CSR account. We have a lot of dining purchases on the CSR. If we use the pay yourself back on our dining and on the annual fee of $550, we will use up about 144,000!! It's a good use of points but is anyone else loathe to use up the points this way?

I mean I don't have ANY travel plans needing points right now. But it took a lot of planning and spending to even accumulate so many points to begin with and by redeeming them, I would wipe out more than half of them. But OTOH, it will reduce our OOP by over $2k when paying the bill.

I guess I am a points hoarder and while I don't have an immediate use for the URs, I'd like to know I have a big stash available in case something comes up.

What to do? What to do?

I use mine for anything that’s covered with PYB since the 1.5 redemption is the same value as using them for hotels with the travel portal

 

[happ]

I tried over and over the entire year that I had a Hilton Biz and never once got it to work.

That stinks. I was thinking about closing my acct since my first year is about up, but I'm traveling next month and thought I might actually use the PP benefit plus I didn't want to risk going back to pop-up land. Maybe I will just close the card. At least I will have a good reason to tell them for why I want to cancel.

 

[palhockeymomof2]

Well, apparently I couldn't generate a Chase biz support link for P2. That option is no longer there and I didn't do it in advance.

I'm thinking of moving to some other cards and maybe to different players.

My Dad has been a AMEX gold card holder since 1971. I just logged into his account to look and he has a Platinum upgrade offer for 100k points for $6k spend in 6 month with a $150 statement credit; 5x restaurants/supermarkets; 5x flights direct thru airlines; and 5x prepaid hotel thru amextravel.

Is that a good offer? Or should I look around for him more?

Check your email…I’ve received support links via email from Chase on different cards…maybe you have one too

 

[Alexle2007]

No fee MCGCs this week at Staples, if anyone needs them.

 

[becauseimnew]

I really miss shopping at Costco, the Biz Plat MSR is painful.

 

[AmyAnne]

I really miss shopping at Costco, the Biz Plat MSR is painful.

Can you use AmEx to buy a Costco gift card?

 

[Judique]

I really miss shopping at Costco, the Biz Plat MSR is painful.

Can you buy the no fee visa or MC and use at Costco? I forget if it's allowed during MSR with Amex.

 

[platamama]

I really miss shopping at Costco, the Biz Plat MSR is painful.

Can you use AmEx to buy a Costco gift card?

You can’t buy a Costco Cash card with Amex - when Costco and Amex divorced they really cut their ties. But you can buy vgc from grocery stores to use at Costco.

 

[Judique]

Can you use AmEx to buy a Costco gift card?

Costco does not allow that. They list Visa, MC, Discover, JCB, Union Pay. I don't even know what the last two are.

 

[afan]

You can’t buy a Costco Cash card with Amex - when Costco and Amex divorced they really cut their ties. But you can buy vgc from grocery stores to use at Costco.

That's what I do to help with spend since my chiropractor doesn't take amex. And I can drain visa at Costco which I did with 2 yesterday. It's worth the fee if there's no deal, which their rarely is.

 

[becauseimnew]

I was thinking about buying a $500 VGC at WNM but I’m worried about not counting towards the MSR. Do you all think I’ll be okay to do that? I even thought about buying it at Sam’s.

 

[afan]

I was thinking about buying a $500 VGC at WNM but I’m worried about not counting towards the MSR. Do you all think I’ll be okay to do that? I even thought about buying it at Sam’s.

I've bought them at the grocery store when meeting spend before. Always mix something in and make sure it's a store that doesn't give 3rd level info and what you bought. Back when you could still use them on plastiq I'd buy one to pay my mortgage each month to help meet higher spend on my plat. I've bought several 200 gc in the past few months while meeting aspire msr and plat retention.

 

[AmyAnne]

You can’t buy a Costco Cash card with Amex - when Costco and Amex divorced they really cut their ties. But you can buy vgc from grocery stores to use at Costco.

Costco does not allow that. They list Visa, MC, Discover, JCB, Union Pay. I don't even know what the last two are.

Wow, that really must have been an acrimonious split.

 

[Judique]

Wow, that really must have been an acrimonious split.

Yes. Before the split, when Amex was the company, Visa and others were all accepted online.

 

[pinkxray]

We just returned from Disney too! We left Monday and came back yesterday


It was an amazing trip. First time we ever went with full Xmas decor and I loved it!
Stayed at Copper Creek for 3 nights and 2 at Hard Rock for Universal.

I’m going to book us again next year but leave Black Friday for a longer trip.
I work in a hospital and had thanksgiving weekend to work so we had a shorter trip.

We got home yesterday. I feel asleep around 2pm and woke up at 4:30am. We did so much I was exhausted!

 

[elgerber]

Do you know if we can use the AMEX $10/$50 at Amazon for Amazon gift cards? I only see this exclusion...

Excludes corporate gift card and custom-designed gift card purchases

 

[wanderlust7]

Well, apparently I couldn't generate a Chase biz support link for P2. That option is no longer there and I didn't do it in advance.

I'm thinking of moving to some other cards and maybe to different players.

My Dad has been a AMEX gold card holder since 1971. I just logged into his account to look and he has a Platinum upgrade offer for 100k points for $6k spend in 6 month with a $150 statement credit; 5x restaurants/supermarkets; 5x flights direct thru airlines; and 5x prepaid hotel thru amextravel.

Is that a good offer? Or should I look around for him more?

Try this to generate the support:
https://www.chase.com/referafriend/catch-all
If he hasn't had the plat before, taking the upgrade offer will lock him out of the SUB. He could apply for a plat and then take the upgrade offer, ending up with 2 plats. I think the best right now is the Resy offer, which is 125k MR with 15x restaurants/small business.

Ok. Time to pay the piper. I am paying bills this weekend.

All this spending has netted us lots of URs.

I combined them all to P2's CSR account. We have a lot of dining purchases on the CSR. If we use the pay yourself back on our dining and on the annual fee of $550, we will use up about 144,000!! It's a good use of points but is anyone else loathe to use up the points this way?

I mean I don't have ANY travel plans needing points right now. But it took a lot of planning and spending to even accumulate so many points to begin with and by redeeming them, I would wipe out more than half of them. But OTOH, it will reduce our OOP by over $2k when paying the bill.

I guess I am a points hoarder and while I don't have an immediate use for the URs, I'd like to know I have a big stash available in case something comes up.

What to do? What to do?

I PYB'd about 200k URs when it started. But now I'm using almost all URs for Hyatt. Feeling a little low so I miss those URs I PYB'd lol. I also cashed out a bunch of MRs with Schwab back when it was 1.25 cpp. So far no regrets on those. Maybe I'll miss them after I try lie flat seats.

I think it depends on what your plans are for the URs. If the plan was to use the travel portal, then PYB is a lot more flexible, even if it doesn't feel the same as using it for travel.

 

[wanderlust7]

Does anyone know how to enroll in the priority pass select (10 visits) that comes with Hilton Biz? Clicking on the priority pass info within my account leads to a page not found error. Amex chat gave me PP telephone number. They say Amex has to enroll me on their end. A long phone call with Amex and still no answers. Also tried using the app and couldn't do it there either.

How weird. I had no issues enrolling DH, but this was a few years ago. If you go back in, do you see a membership number listed? If not, I would try different browsers too.

What does Amex say when you ask them to enroll for you? PP is right that Amex needs to enroll you. Maybe ask Amex to give you the membership number?

ETA: I would also try Amex again during regular business hours. Hopefully you'll get a more knowledgeable agent!

 

[mamapenguin]

How weird. I had no issues enrolling DH, but this was a few years ago. If you go back in, do you see a membership number listed? If not, I would try different browsers too.

What does Amex say when you ask them to enroll for you? PP is right that Amex needs to enroll you. Maybe ask Amex to give you the membership number?

ETA: I would also try Amex again during regular business hours. Hopefully you'll get a more knowledgeable agent!

How long has the card been open? When I went to enroll my Venture X after the card arrived, I also got an error. I want to say there was a message that I should wait 5-10 days after approval to enroll. When I tried again on day 5 or 6 it went through no problem. If it’s a new card, there might be a slight delay to enroll.