I've tried to follow this thread in the past and I just couldn't keep up. I'm never going to learn enough about this to get really good at it and make it a "lifestyle," but I'll be spending a lot over the summer and I want to take advantage of that.
Looking for advice on a new card. Following the 2nd sticky:
10/20-CHASE Marriott Bonvoy
-Our monthly spending fluctuates a lot, currently planning an 8-week road trip over the summer and will probably spend $10,000 on that from now until the end of July. We're thinking about getting one card for me now, then one card for my husband starting closer to the beginning of the trip (we leave the first week of June), and maybe one more for me starting later. I don't know exactly what cards he has currently but I know he's not at his limit. Even if we don't spend enough for three minimum spends on this trip, we have other expenses we could put on the cards.
-We never carry a balance.
-We typically fly out of Tampa, Orlando, or maybe Miami (if flying international and it saves us a lot of money). Kids and I will be driving on this summer trip and husband will be flying out from Tampa to meet up with us when he can, so lots of flying out of Tampa this summer. I'm not expecting to earn points to pay for those flights, though, we have points already for that.
-We have Southwest and like it.
-We prefer Marriott or Hilton.
-I have 123,000 Ultimate Rewards points and 152,000 Marriott points. My husband has over a million Marriott points, as well as some Hilton, Southwest, and I don't know what else (I have no idea what or how many). He tends to focus on Marriott since he has Lifetime Platinum status and we get great perks at Marriotts. We do like Marriott a lot.
-Our mortgage is paid off and we don't have any other loans. We have this summer trip coming up, but we plan on using that to meet our minimum spend on at least one card, possibly as many as three, depending on what the spend is (we can always pay for some other expenses as well). We also plan to travel to Europe (probably Italy or Germany) at Christmas if it turns out to be possible with covid restrictions. If not, we may do this in spring of 2022 if it's possible then. We plan on a trip to an all-inclusive resort outside of Cancun (Moon Palace) very early summer 2022. We also plan on an African safari in the spring or very early summer of 2023. This is all we currently have planned. If we're unable to do the Europe trip this winter or spring of 2022, we'd probably go for Christmas 2022.
-Travel party is myself, my husband, my daughter (currently 17), and my son (currently 13).
If it would be helpful to have the information about my husband's cards/points that I'm not currently aware of, I can get that later. I want to go ahead and apply for a card as soon as I can so I can start putting trip expenses on it. We need to buy camping supplies, one of those storage thingies that goes on the car roof, and a bunch of other stuff, as well as making reservations for hotels, airbnbs, and campsites.
Recommendations for cards to apply for?
Thank you!