I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[ski_mom]

If you buy Hilton points with the arrival+ card, does it post as travel so you can erase the cost?

 

[lsutigers03]

What date determines when you can get another signup bonus the statement date you earn the bonus or the statement date when you close the account?

 

[Alexle2007]

What date determines when you can get another signup bonus the statement date you earn the bonus or the statement date when you close the account?

Which card are you preferring to? There are different rules depending on the card.

 

[lsutigers03]

Which card are you preferring to? There are different rules depending on the card.

CSP. I was going to cancel before I got hit with the second AF but I decided that I would refer my wife and the 15K points for the referral was worth more than the AF.

 

[3 DD love princesses]

@lsutigers30 You have to wait 48 mo before you are eligible from date you received the bonus. As for keeping it open so referral points post you have 30 days to close the Acct. If your spouse signed up now it might post in time depending on the date your af posted

 

[Haley R]

Capitol one doesn’t like sahm

I put employed because I technically substitute teach, just haven’t since the baby was born.

 

[calypso726]

If you buy Hilton points with the arrival+ card, does it post as travel so you can erase the cost?

It coded as office supplies on my Ink Preferred card

 

[Shannon G]

I just wanted to say thanks for the info on here & on reddit. As I posted a week or so ago, I did well getting tons of SW points through multiple cards a number of years ago, and was looking to get back into this a bit. I am looking to do more international travel in the next few years, so the SW points aren't as valuable to me anymore. I opened a CSP in 2019, got the bonus points, and have been running most everything through that card to accumulate URs. Thanks to the info here & on reddit, I decided that the AmEx Platinum would be a good option for me, and I was able to get the 100k bonus offer to come up, and got approved! Now to switch a bunch of automatic payments over to that card to help hit my spend!

 

[hsmamato2]

How long ago was the application....I’ve had support points take 3 weeks to show pending usually on a Tuesday night

ok...well it's only been about a week, and I already got the card and put a chunk on the MSR (thank you insurance and realty taxes!) I'll keep an eye out!

 

[spacerangerqueen]

It coded as office supplies on my Ink Preferred card

The Love Pop store at Disney Springs coded as grocery on my DH's CSP, got a 2x bonus on my mom's birthday cards in November lol.

 

[ski_mom]

Anyone done a BofA checking account bonus? The only account I've had with them is DD's car loan (only $2k left on the loan) and it looks like it's $500 if I do $10k in DD within 90 days. Seems pretty painless.

I have never done a Bank of America bonus. Is this posted on DOC? I didn't see anything there, but I'm not always the best at searching.

It coded as office supplies on my Ink Preferred card

Thanks for posting that - not what I would have guessed lol!

 

[havaneselover]

I have never done a Bank of America bonus. Is this posted on DOC? I didn't see anything there, but I'm not always the best at searching.




Thanks for posting that - not what I would have guessed lol!

I think it's targeted. All I could find on DoC was a $100 bonus.

 

[LilSweetPeaPhoto]

I hope you never have to worry about this but does Chase allow you to get your daughter an AU card? And would that card have access to the UR account? That way at least someone else can use those points.

My daughter isn't an AU on my CSR. But that's a good reminder to add her to my CF. She's on a few other random cards.

 

[platamama]

It coded as office supplies on my Ink Preferred card

Was points .com the merchant? Do you think it would get 5x on CIC?

 

[Albort]

Was points .com the merchant? Do you think it would get 5x on CIC?

points .com used to code 3x on the CIP but it does not anymore... i dont think it will but its worth a shot!

 

[elgerber]

Either is fine. It’s not a hard rule, just a guide. You can get cards sooner than 90 days if you want, it’s just the faster you go; the riskier you’ll seem.

Just an update, did my CIU app at exactly 90 days, and 17 days after going to 4/24, and I got an instant approval!!! I haven't had an instant Chase business approval, well I don't know if I ever have!

 

[palhockeymomof2]

Just an update, did my CIU app at exactly 90 days, and 17 days after going to 4/24, and I got an instant approval!!! I haven't had an instant Chase business approval, well I don't know if I ever have!

Congrats

 

[AmyAnne]

I feel like AmEx is stringing me along with the $500/$25 offer. I made one purchase of $500+ on 1/7 and got an email right away that I had used the offer. Made another purchase on 1/10 but no email. Two $25 credits posted on 1/15 so I made another purchase on 1/16. No email and so far no credit. Ugh. I have a few more purchases I could use this offer for but I'm hesitant at this point.

 

[AmyAnne]

A question about Chase's DoorDash credit. I am looking at my CSR's benefits page and it says:

DoorDash Statement Credit*
Earn up to $120 total in statement credits on DoorDash purchases through 2021.
$0 Received
since 01/2021 (annual $60 max)

I'm sure this is a simple thing but why does it say up to $120 when the annual max is $60?

These days I feel like I need a spreadsheet to keep track of all the various new credits available on my cards. I do appreciate that the cc companies are adding these, but I also feel like they could just give me a statement credit without making me go through DoorDash/GrubHub/Boxed/PayPal etc.

 

[LynnTH]

We followed Dave Ramsey and years ago I found this document online: Our Family Legacy Drawer. I have found it to be easy to manage and a fillable PDF and use in both electronic and printed form for my people.

This is great. I have saved this on my desktop. Will come in handy - was looking for something like this. Thanks.