I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[georgina]

We have this place on DISchurners where you can even save those links and display them publicly... HAHA!

I'm too shy. I'm not seeking extra points, content with our family ones!

 

[palhockeymomof2]

Totally ..but my daughter had her baby girl today..Madison Hope...... our first grandchild

 

[SouthFayetteFan]

Totally ..but my daughter had her baby girl today..Madison Hope...... our first grandchild

Feels like you need one of these...
Congrats!!!

 

[palhockeymomof2]

Feels like you need one of these...
Congrats!!!

Definitely thanks so much we are in love...can’t wait to see her

 

[IFlossU]

Totally ..but my daughter had her baby girl today..Madison Hope...... our first grandchild

Congratulations GRANDMA what a wonderful way to start the new year.

 

[CyndiLouWho]

Totally ..but my daughter had her baby girl today..Madison Hope...... our first grandchild

Congrats!

 

[palhockeymomof2]

Congratulations GRANDMA what a wonderful way to start the new year.

Thanks so much....felt her middle name was a good choice in these crazy times

 

[GZanta77]

Totally ..but my daughter had her baby girl today..Madison Hope...... our first grandchild

Many congratulations

 

[snugglebug]

I changed my CIU to a CIC on Dec 27 and I can see it in Informed delivery this morning, so 12 days - if it actually arrives tonight. I had been wondering where it was for the last couple of days.

Dec 17 is too long to wait. Maybe call them just in case?

Oh good, I requested a replacement CIP on 12/28. I was starting to think maybe I missed its arrival, but maybe it'll be in the box tomorrow. A girl can hope.

 

[CookieandOatmeal]

Just got my offer accepted on a resale BLT contract and paid my deposit with my new flashy CSP card. Not sure if anyone would know but if DVC decides to buy back my contract, would the title company refund my money to my credit card or send me a check? If it is a refund to my CC, does it set back my SUB $4000 spend? Wanted to prepare just in case.

 

[SouthFayetteFan]

Just got my offer accepted on a resale BLT contract and paid my deposit with my new flashy CSP card. Not sure if anyone would know but if DVC decides to buy back my contract, would the title company refund my money to my credit card or send me a check? If it is a refund to my CC, does it set back my SUB $4000 spend? Wanted to prepare just in case.

So with Amex a refund like this could be an issue. With Chase it’s no big deal. If you get a refund (soon or even months from now) just do the right thing and “replace the spend” and Chase will be just fine.

 

[3 DD love princesses]

Just got my offer accepted on a resale BLT contract and paid my deposit with my new flashy CSP card. Not sure if anyone would know but if DVC decides to buy back my contract, would the title company refund my money to my credit card or send me a check? If it is a refund to my CC, does it set back my SUB $4000 spend? Wanted to prepare just in case.

Congratulations Depends on the title company everyone is different on how they handle it. The two contracts I’ve had that disney bought back I could only make the deposit by check. But my last one I pd with a cc and asked if disney bought it back how would I be refunded? I was told I could do check or back to cc

 

[CookieandOatmeal]

Congratulations Depends on the title company everyone is different on how they handle it. The two contracts I’ve had that disney bought back I could only make the deposit by check. But my last one I pd with a cc and asked if disney bought it back how would I be refunded? I was told I could do check or back to cc

I requested to work with Mason Title and they allow CC for deposits. I will email them and ask them about refunds. Thanks!

 

[Minnie368]

Is there any way to get a duplicate card for my Amex Plat biz? Would love for DH to have it because he spends a lot and could really help with the high MSR but I’m not willing to pay the fee for an employee card. If I report it damaged do they change the numbers when they send a new one?

 

[kmc8826]

Is there any way to get a duplicate card for my Amex Plat biz? Would love for DH to have it because he spends a lot and could really help with the high MSR but I’m not willing to pay the fee for an employee card. If I report it damaged do they change the numbers when they send a new one?

You can request a biz green as an employee card for the biz plat. It doesn’t have a fee. Same account and will help with your spend.

 

[PaintsWithAllTheColors]

Totally ..but my daughter had her baby girl today..Madison Hope...... our first grandchild

Congratulations!! Such a beautiful reason to celebrate - we all needed that today, so thank you!

 

[ISEEWY]

Anyone knowledgeable about rental cars and 25 year olds with no personal car insurance? West coast DD and a couple of friends are thinking about renting a place in Hawaii for a month to work from. One friend has a car and insurance in CA, could she be a secondary driver without any insurance of her own? I don't think the liability on her renters insurance would cover a car accident. Looks like she could buy some from the rental company but it's pricey. My idea was to just not be a driver, but that didn't go over so well.

Long time lurker here, but did read all the pages from last year!

If DD is not an insured on any other policy (or a potentially a “resident” of your household), she would need to get the liability coverage from the rental company. The friend‘s policy and the rental policy would not likely cover her.

 

[SouthFayetteFan]

Working late tonight & putting on the Imagineering Story in the background to try and get my Disney vibe back!!

 

[ISEEWY]

Need advice on where to start with new cards:

07/2006 - Amex Everyday - upgraded to Preferred in 2020 based on recommendations from this group!
06/18 - SW Premier Business
01/20 - CSR - $450 AF just posted - need to call for the $150/$250 credit

• Monthly spend - $2500ish
  • Side business with EIN in place
• Payoff CCs in full every month
• We fly out of Denver
• All have 5 RR accounts and fly SWA typically
• Hotel Rewards are only with Hilton at this time
• Current miles/points
  • UR - 75k - from the CSR
  • MR - 65k
  • RR - 6k - recently cashed in 100k
  • HH - 30k
• Specific goals for churning credit cards?
  • We are DVC -AK/BWV - trip end of Jan 2021! need more RR?
  • Pay off mortgage early!
  • Hawaii in the next few years
• We want to be in this for the long game and plan amazing trips like all you great folks do!

 

[SouthFayetteFan]

Need advice on where to start with new cards:

07/2006 - Amex Everyday - upgraded to Preferred in 2020 based on recommendations from this group!
06/18 - SW Premier Business
01/20 - CSR - $450 AF just posted - need to call for the $150/$250 credit

• Monthly spend - $2500ish
  • Side business with EIN in place
• Payoff CCs in full every month
• We fly out of Denver
• All have 5 RR accounts and fly SWA typically
• Hotel Rewards are only with Hilton at this time
• Current miles/points
  • UR - 75k - from the CSR
  • MR - 65k
  • RR - 6k - recently cashed in 100k
  • HH - 30k
• Specific goals for churning credit cards?
  • We are DVC -AK/BWV - trip end of Jan 2021! need more RR?
  • Pay off mortgage early!
  • Hawaii in the next few years
• We want to be in this for the long game and plan amazing trips like all you great folks do!

Typically I would invite you to DISchurners at this point via a Private Message.... but you only have 2 comments so I can't PM you, haha! You should make 8 more comments... but in the meantime, if you're interested in joining let me know and I can instruct you from here on the thread. DISchurners is our reddit group which has some great info on it (you might have clicked some links and not been able to access them.

Oh - and how did you cash out 100k RR points? Just curious! One of my recommendations at this point would've likely been to grab more SW cards so wondering how and why you cashed out, lol.