I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

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Just noticed my link for the CFF and CFU no longer work no the new ones don’t seem to mention the 5x on groceries unless I’m missing something
Interesting! I see the same - the 5x grocery offer was reportedly going away 1/13 - it seems they pulled the plug early on support links.

I think public links still show the 5x offer for groceries.
 
I'm looking at booking a hIlton with points, but don't have all of the points yet. Could I book using the points plus $$ option and then switch to all points when I get enough? Or should I just wait to book when I have all the points that I need? I want to book now, but I want to use all points lol!
I was told I’d need to make a new reservation when I had the points available.
 

Hello experts! I’m usually a lurker on this board but because of some Covid related debt, I haven’t done any churning in about a year. Looking at the light at the end of the tunnel now. Was looking into Hyatt but I have SO MUCH to catch up on. What’s the best program/card for Hyatt? In my attempt to read up on months of missed info, I keep seeing Hyatt buzz but not much else. However, it’s hard to filter the info overload and get a reliable opinion. You folks have never steered me wrong though :)

Currently have CSP, SW, Disney, Bonvoy Visa, CF, Bonvoy Amex, and an American Airlines Citibank between DH and I. I am at 1/24 currently I believe.

Thanks in advance for any help!
 
Okay, since no one answered my post from about an hour ago, and I'm impatient, I made my DH call while I was next to him. Basically it sounded like an identity verification, they asked NO questions about the business, and the CIU was approved, YIPPEE! The CL is only $3,000, which I half expected due to other's recent experience.

So now, my question is, can a CIP CL be lowered under $5K? It's currently at $5K, and I'd like to move about 3K from the CIP to the CIU to accommodate the $6K charge we need to make. I know $5K used to be the minimum CL they'd approve for, but not sure if it can be lowered after that.
CIP min is 1k.
 
Quick Reminder of Support Link Thread refresh which is in process... Thanks!

1/4/2021 - DISchurners Announcement #1 - Chase, Amex & Misc Support Link THREAD REFRESH

It's time for everybody's favorite event...the semi-annual refresh of the SUPPORT Link Threads.

As a reminder - ANYBODY is welcome to share their support links in these threads. The instructions are at the top of each one.

For those that have previously posted, the easiest way to move them over is:
1) Go to your OLD comment in the OLD thread (you'll see the old threads listed near the bottom of the DISchurners feed)
2) Click EDIT
3) COPY the entire comment text in the edit box
4) PASTE the comment text as a NEW comment in the NEW thread (you'll find the new threads near the top of the feed)
5) CHECK all links to make sure they are active and working and make sure that your description of the offer matches the actual offer!
You do NOT need to delete your old comment when done, you can just leave it in that thread.

This process will help you not have to re-do all your formatting.
Side Note: It is best to access DISchurners in old reddit. (https://old.reddit.com/r/DISchurners/)

Side Note 2: I would also advise that you check to make sure that all of your links are accurate and working!!


I will post reminders for this over the next week or so and will then remove the old threads with only the new threads remaining.

One more general reminder, reddit flags many support links as spam. I then go in and manually approve them. I will keep an eye on that as we conduct the refresh and approve them all as quickly as possible! :D

I will be putting out a few announcements this evening as I work through a thread refresh. A reddit thread locks after 6 months and if we want to continue the discussion, a new one is created. To draw attention to some of the various topics we have available on DISchurners, I will do these as a series of announcements tonight.
 
Hello experts! I’m usually a lurker on this board but because of some Covid related debt, I haven’t done any churning in about a year. Looking at the light at the end of the tunnel now. Was looking into Hyatt but I have SO MUCH to catch up on. What’s the best program/card for Hyatt? In my attempt to read up on months of missed info, I keep seeing Hyatt buzz but not much else. However, it’s hard to filter the info overload and get a reliable opinion. You folks have never steered me wrong though :)

Currently have CSP, SW, Disney, Bonvoy Visa, CF, Bonvoy Amex, and an American Airlines Citibank between DH and I. I am at 1/24 currently I believe.

Thanks in advance for any help!
Well, when it comes to Hyatt your best option is typically to get the Hyatt card. There are links on DISchurners for this card, although I'm not specifically familiar with the bonus. Another option is to transfer URs to Hyatt which is one of the better values you can get out of URs.

When did you open your CSP originally? Do you pursue small business cards or personal only?
 
Awesome - thanks for sharing! It just makes me feel good to "know" somebody who had a good experience with them.

I had been back and forth between Uber and renting a car. And something just kept jumping into my head making me think "go for the limo"... 🤣

We know this isn't exactly the "Disney World" that we want to visit... so something special like this could totally help with that.
We haven’t used them but have friends who did every trip! They fly in to Sanford instead of MCO. If I flew there I would definitely use them. So happy for that You have a trip booked!
 
I had sent an SM to Chase in November requesting to be matched to the $7500/75k UR CIU/CIC offer. They asked that I message them once I hit the spend. Final transactions had posted yesterday morning so I sent a SM first thing yesterday morning letting them know. This morning they replied back and there are 25k UR’s in the account. Yay!
 
Well, when it comes to Hyatt your best option is typically to get the Hyatt card. There are links on DISchurners for this card, although I'm not specifically familiar with the bonus. Another option is to transfer URs to Hyatt which is one of the better values you can get out of URs.

When did you open your CSP originally? Do you pursue small business cards or personal only?
DH has had some business cards. I am open to whatever. And my CSP is 4 years old now. I do have a ton of URs still so transferring is always an option too. Thank you!
 
Just saw my first paypal $30 credit on my vanilla platinum from a purchase on 1/3 (needed new pillar candles). And bought the dog some chewies from Petsmart yesterday using my CS Platinum to use my other $30 credit.
 
DH has had some business cards. I am open to whatever. And my CSP is 4 years old now. I do have a ton of URs still so transferring is always an option too. Thank you!
You might want to consider PCing the CSP and grabbing it again, OR doing a MDD for both Sapphires. If you're open to biz cards, and can meet a $7,500 MSR then the CIU/CIC is an option. I think you have a lot of options - probably depends on your preferences. Of course the Hyatt card is also out there. I'm not sure any of these ideas are a bad move though.
 
Not CC related - but I knew you all could commiserate. We leave tomorrow for WDW, and I splurged on new MagicBands (we've used ours for a few years now). I live less than an hour from Davenport, where the shipping origin is, but today they're in GA?! Pretty sure we won't have them before we leave tomorrow - not the worst thing but still bummed about it! I would've been happy to pick them up myself and save the USPS some trouble!

548490
 
Not CC related - but I knew you all could commiserate. We leave tomorrow for WDW, and I splurged on new MagicBands (we've used ours for a few years now). I live less than an hour from Davenport, where the shipping origin is, but today they're in GA?! Pretty sure we won't have them before we leave tomorrow - not the worst thing but still bummed about it! I would've been happy to pick them up myself and save the USPS some trouble!

View attachment 548490
It’s worth calling the facility to see if you can ask them to hold and you pick up
 
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