I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[Judique]

Here was a recent receipt using my Plat credit for Dec (which is $35):
View attachment 550509

It's the Gold that I'm concerned about after talking to the Amex person.

You should be okay all around as you have the Platinum and the Gold, correct?

I'm hoping that she was incorrect and that both benefits are applied to the Gold card. Since we don't have the actual Gold credit yet in our Uber wallets, I'm unsure. But if it works like your Platinum, I'll be happy.

They've been really great with Platinum benefits. This is supposed to be the airline credit replacement which was only $100. Giving the Uber eats pass, plus the $10 a month Uber cash - nice!

 

[Judique]

I’m on my phone and I haven’t noticed anything like that

It's bars to click for news, tickets, maps, hours, and other info.

 

[Alexle2007]

It's the Gold that I'm concerned about after talking to the Amex person.

You should be okay all around as you have the Platinum and the Gold, correct?

I'm hoping that she was incorrect and that both benefits are applied to the Gold card. Since we don't have the actual Gold credit yet in our Uber wallets, I'm unsure. But if it works like your Platinum, I'll be happy.

They've been really great with Platinum benefits. This is supposed to be the airline credit replacement which was only $100. Giving the Uber eats pass, plus the $10 a month Uber cash - nice!

Not when you live in the country and have no Uber Eats options. Worthless like the Uber credits on the Plat.

 

[Judique]

Not when you live in the country and have no Uber Eats options. Worthless like the Uber credits on the Plat.

Sorry! I live in the land of food everywhere I go. Sometimes that's a curse.

 

[Alexle2007]

Sorry! I live in the land of food everywhere I go. Sometimes that's a curse.

Yeah, definitely pluses and minuses to everything. Our retirement home will definitely be closer to the land of the living.

 

[sinnika]

Congrats! Number on the back of my biz cards is 800-945-2028. That should work. I hate calling so I've always done secure message. Even if the new account isn't there, you can just pick any account number.

Thanks so much! I called and they are expediting my card! How soon can I apply for a United Explorer card? Also, I’ll be transferring all of my automatic monthly business charges to my CIP from my Cap One Spark business card. I’ve had the card for a year this month. Should I keep the card open? I think I can move my Spark miles to a personal Cap one card. Any advice is appreciated.

 

[ten6mom]

Ugh.

The one pending charge on the CIC that would (I think) definitely take me over the MSR has not moved to posted yet! With it being the weekend, and Monday being a holiday (the target date is 1/18), I'm afraid it won't post in time!

It won't kill me not receive the upgraded (is that the right word? Maybe "elevated" is what I am looking for) bonus but it'll sure be annoying to miss it by such a slim margin!

Note to self: Spend more money faster next time!

 

[Alexle2007]

Ugh.

The one pending charge on the CIC that would (I think) definitely take me over the MSR has not moved to posted yet! With it being the weekend, and Monday being a holiday (the target date is 1/18), I'm afraid it won't post in time!

It won't kill me not receive the upgraded (is that the right word? Maybe "elevated" is what I am looking for) bonus but it'll sure be annoying to miss it by such a slim margin!

Note to self: Spend more money faster next time!

Yes, it is hard when you are so close!

 

[KPK02090]

My new CIC just arrived. Any Staples Visa gift card deals going on right now?

 

[Alexle2007]

My new CIC just arrived. Any Staples Visa gift card deals going on right now?

Tomorrow the deal starts.

 

[VickieMouse]

My new CIC just arrived. Any Staples Visa gift card deals going on right now?

Yes- next week. 1/17-1/23. Limit 5

 

[KPK02090]

Tomorrow the deal starts.

Yes- next week. 1/17-1/23. Limit 5

Perfect timing! Thanks!

 

[wanderlust7]

Thanks so much! I called and they are expediting my card! How soon can I apply for a United Explorer card? Also, I’ll be transferring all of my automatic monthly business charges to my CIP from my Cap One Spark business card. I’ve had the card for a year this month. Should I keep the card open? I think I can move my Spark miles to a personal Cap one card. Any advice is appreciated.

The rule of thumb is to space out your Chase apps at least 3 months. It can be okay to do 2 closer together if you wait even longer for any apps after that.

Do you see your Spark card on your personal credit report? I think a year ago they were still reporting it. More recently they've said they won't. I looked back at your stats and if the Spark card is there, then you are 3/24 (3 new cards on your personal credit report in the last 24 months). The United Explorer would take you to 4/24. So after that one, you can't get any other personal cards if you want to keep getting Chase business cards (until cards start to drop off).

Also, looks like the bonus on it is rather low at the moment. You may want to wait until it's higher. You can check the historical here:
https://www.uscreditcardguide.com/chase-united-mileageplus-explorer-credit-card/
I'm not that familar with the Sparks card, but I do see that you can combine. Do you already have the Capital One Venture though? If not, that would take up another 5/24 spot. Another option would be to call and see it they'll waive the annual fee.

https://millionmilesecrets.com/guides/combine-capital-one-miles/

 

[punkin]

Yes- next week. 1/17-1/23. Limit 5

I still have $600 left over from last time.

 

[Hoosier John]

It's the Gold that I'm concerned about after talking to the Amex person.

You should be okay all around as you have the Platinum and the Gold, correct?

I'm hoping that she was incorrect and that both benefits are applied to the Gold card. Since we don't have the actual Gold credit yet in our Uber wallets, I'm unsure. But if it works like your Platinum, I'll be happy.

They've been really great with Platinum benefits. This is supposed to be the airline credit replacement which was only $100. Giving the Uber eats pass, plus the $10 a month Uber cash - nice!

Yes, that was from the Plat. I have my Gold registered and waiting for the benefit to start. And I'm hoping the Gold deal works like the Plat (and that the credits combine ... which I'm pretty sure they will).

 

[Hoosier John]

The Amex Platinum has a $30 PayPal credit every month Jan thru June 2021. Has anyone found a particularly good use for this (I guess I'll hafta learn how to buy stuff online :/ ).
I'm sure just buying $30 (PayPal) GCs is against the rules?

 

[IFlossU]

The Amex Platinum has a $30 PayPal credit every month Jan thru June 2021. Has anyone found a particularly good use for this (I guess I'll hafta learn how to buy stuff online :/ ).
I'm sure just buying $30 (PayPal) GCs is against the rules?

You can add it as a payment method for Uber Eats. Give yourself another $30/month in food. I just used it in addition to my $15 Uber credit. Worked perfect. But I’m using PayPal primarily for all my streaming services.

 

[Hoosier John]

You can add it as a payment method for Uber Eats. Give yourself another $30/month in food. I just used it in addition to my $15 Uber credit. Worked perfect. But I’m using PayPal primarily for all my streaming services.

Ahhh, that's perfect! Freudian that I posted Uber Eats and PayPay question back-to-back, and didn't even think of this.
I didn't know which emoji to use. Like, Love, or Wow or Laugh (because now I feel stupid for not seeing your solution)

 

[IFlossU]

Ahhh, that's perfect! Freudian that I posted Uber Eats and PayPay question back-to-back, and didn't even think of this.
I didn't know which emoji to use. Like, Love, or Wow or Laugh (because now I feel stupid for not seeing your solution)

This made me smile! Happy to help.

 

[sinnika]

The rule of thumb is to space out your Chase apps at least 3 months. It can be okay to do 2 closer together if you wait even longer for any apps after that.

Do you see your Spark card on your personal credit report? I think a year ago they were still reporting it. More recently they've said they won't. I looked back at your stats and if the Spark card is there, then you are 3/24 (3 new cards on your personal credit report in the last 24 months). The United Explorer would take you to 4/24. So after that one, you can't get any other personal cards if you want to keep getting Chase business cards (until cards start to drop off).

Also, looks like the bonus on it is rather low at the moment. You may want to wait until it's higher. You can check the historical here:
https://www.uscreditcardguide.com/chase-united-mileageplus-explorer-credit-card/
I'm not that familar with the Sparks card, but I do see that you can combine. Do you already have the Capital One Venture though? If not, that would take up another 5/24 spot. Another option would be to call and see it they'll waive the annual fee.

https://millionmilesecrets.com/guides/combine-capital-one-miles/

I’m such a novice at all this. How do I check my personal credit report? I don’t have any other Capital One cards - the Spark was my first. I’ll hold onto it and ask if they’ll waive the annual fee. Just last week the United Explorer was offering 60,000 miles. I’ll definitely wait until the offer is better.
Another question, I’m low on SW RR points. I moved some UR points to SW but i’m not sure this was the best move. I only have a SW biz card which I will cancel in May when it renews after my anniversary points post. I haven’t purchased SWA tickets in a long time since I always had a surplus of points in the past from the biz credit card.