I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[CaliforniaGirl09]

now I wish I had a plat, I would order Ginos East pizza

The offer was only on my husband's personal platinum, not on mine. Weird. But that sounds good!

 

[AmyAnne]

I'm thinking of canceling my Citi Costco Visa. The only reason I've kept it is for the 4% on gas, but I haven't used it for gas in more than a year, thanks to 5% promotions on various other cards. I know one perk is that the Costco membership renews automatically, but I'm not sure I really need an interrupted Costco membership now that we are empty nesters. Although there is no AF, it is another card to keep up with.

Thoughts? Will I regret canceling?

 

[Killer Fish]

Do you guys like these resorts with kids, or better for just adults? We’ve never done an all inclusive, but you’ve definitely got my attention. Would you recommend any of these resorts with teens?

I have only done it without the kids.....for me the redemption does not make sense to add the kids....since I work for said chain we get comp nights at non all inclusive properties so it makes more sense to just stay at one of those with the kids and pay for F+B (just booked Grand Playa del Carmen for next Memorial Day). It is 25k points for the 2 of us as opposed to 50k points if we would bring the kids.

 

[KPK02090]

I know people often reduce their credit limits around here, but I might need to increase mine on one card. Since DH messed up his application for a Capital One Venture. I might put our big spend on my Amex Hilton biz (if the Cap One doesn't come through). My credit limit is currently $8,400. I need it to be at least $19,500. Any dps on Amex increasing a CL?

 

[Hoosier John]

We have a pool and my ears are awful in the pool too. I can barely swim down 3 feet without the pressure being too much. Sometimes I pop my ears to swim down further but then they don’t pop back and I get that cloudy sound you’re talking about. One time I had that for hours after swimming. I had a hollow sound in my head if I tapped it

One time I flew following a head cold. One ear was plugged for over a day ... other ear for over 3 days.

My wife says my head is hollow, too

 

[Psychodisney]

The offer was only on my husband's personal platinum, not on mine. Weird. But that sounds good!

I think it was on the older Platinum cards ( prior to 11/20)

 

[hsmamato2]

If P2 is the one applying for the cards then you just need to lower P2’s credit limits. Next Monday should be fine to apply. Apply for the card you want most on day 1. If you’re instantly approved check the credit limit. I immediately sent a SM to lower the limit on that card in order to have a better chance of instant approval for the 2nd card. If the 2nd card goes pending, and P2 won’t call, then yes, just wait it out. Worst case it’s denied and you move on.

thanks!

 

[afan]

I know people often reduce their credit limits around here, but I might need to increase mine on one card. Since DH messed up his application for a Capital One Venture. I might put our big spend on my Amex Hilton biz (if the Cap One doesn't come through). My credit limit is currently $8,400. I need it to be at least $19,500. Any dps on Amex increasing a CL?

Not on a biz card. But I did get one when lowes accidentally charged too much to my dl biz. Was putting part of a fence on it for my mom to save 100 with a 10% offer and he tried the whole amount. Few days later they upped it to 9 from the 4 or whatever it was. When I opened my hilton biz they took part of that 9 to do it. Not sure they'd up it that much without showing increased income. If you don't have anything you can move to it I'd call and explain it and see if they'll let you do the one charge.

 

[wanderlust7]

I know people often reduce their credit limits around here, but I might need to increase mine on one card. Since DH messed up his application for a Capital One Venture. I might put our big spend on my Amex Hilton biz (if the Cap One doesn't come through). My credit limit is currently $8,400. I need it to be at least $19,500. Any dps on Amex increasing a CL?

You can request an increase or transfer from another card online. I've done the transfer. If you have CL you don't need on another card, I think that might be the easier choice.

 

[IFlossU]

Since my kids have been a little ungrateful lately, I'd definitely say just adults ..lol. But seriously, I think it depends what your kids enjoy. Our kids did not do the kids club, so I can't comment on that. Cap Cana has a small waterpark so between that, the pool, and the ocean we had enough to keep us busy. We didn't do any off site excursions, but if we went again we probably would do one just for a little more excitement. I did see some groups of teens and they seemed to be enjoying themselves, but it's not an action packed kind of trip. My kids definitely enjoyed the all inclusive aspect. My daughter likes to try new foods, so just getting to go to a different restaurant each night was a big treat. Not to mention how many virgin pina colodas and Shirley Temples they drank.

Thanks for your feedback. My gut tells me that this kind of trip would be better for just me and DH.

 

[KPK02090]

If you don't have anything you can move to it I'd call and explain it and see if they'll let you do the one charge.

You can request an increase or transfer from another card online. I've done the transfer. If you have CL you don't need on another card, I think that might be the easier choice.

Thanks! I have a Marriott Biz as well, but that only has $10,000 for a CL. How much should I leave on it? I’m thinking now I’ll move as much as I can, then call to see if they’ll increase to what I need. It won’t be as big of a jump if I’m able to move some from the Bonvoy.

 

[afan]

Thanks! I have a Marriott Biz as well, but that only has $10,000 for a CL. How much should I leave on it? I’m thinking now I’ll move as much as I can, then call to see if they’ll increase to what I need. It won’t be as big of a jump if I’m able to move some from the Bonvoy.

I don't know what the minimum would be. I'd just call about all of it at once instead of sending a sm to move the credit and then asking for an increase. Unless you can ask for an increase on the website for business cards. If you can I'd do that first and then move what you need.

 

[CyndiLouWho]

I looked at the earplanes but a lot of reviews for this age said they just fell out or they took them out. I could see him hating them being in his ears. He won’t even wear a hat. It might be worth a try though. Do they muffle sounds at all?

The tape is a good idea! He would like that

They do fall out fairly easily even on 12 yo DS so you'd have to watch him closely. What helped DS most at that age was a bottle (or pacifier but he didn't use one.)

Yes, it knocks down the sound of the plane tremendously! I wonder if you could do them, and then put some "headphones" over them. Like I wear them and then put my big headphones over if I want to watch a movie. Then he can't pull them out.

DS uses EarPlanes and headphones too. He hates the noise as well as the pain, and he doesn't take pain well. We get off the plane with an angry kid.

I know this might not be a popular opinion. DS flew first at 11 months (21 years ago). Doctor recommended Benadryl about an hour before take off. He slept through the entire flight. Check with your Doctor (not sure what all the new rules are) and if you do decide to do this - he recommended trying it at home first as with some kids it has the opposite affect and makes they more hyper. It made for a less stressful flight and DS was just fine.

If it's ok with his doctor it's not necessarily bad, and you need the correct dose. It does need to be tested first, like you mentioned. It never helped DS but he's actually worse now, at 12, than as a baby. At 13 months, he slept through 2/3 of a 12 hour flight. Now he complains through an entire 4 hour flight.

 

[Haley R]

One time I flew following a head cold. One ear was plugged for over a day ... other ear for over 3 days.

My wife says my head is hollow, too

It was the strangest thing. I could tap on my head and it was like I could hear all of the empty space in my head. I feel like that isn’t normal lol. It’s happened twice recently. I probably should stop popping my ears under water

 

[Haley R]

They do fall out fairly easily even on 12 yo DS so you'd have to watch him closely. What helped DS most at that age was a bottle (or pacifier but he didn't use one.)

DS uses EarPlanes and headphones too. He hates the noise as well as the pain, and he doesn't take pain well. We get off the plane with an angry kid.

If it's ok with his doctor it's not necessarily bad, and you need the correct dose. It does need to be tested first, like you mentioned. It never helped DS but he's actually worse now, at 12, than as a baby. At 13 months, he slept through 2/3 of a 12 hour flight. Now he complains through an entire 4 hour flight.

He doesn’t take a bottle but he does love his pacifier. We only try using it for sleep but a plane would be a special circumstance. It might be easier to just give him the pacifier instead of a sippy because he might not want to drink at that time

 

[alryan]

I just got an email for flight changes for 8/14 from Milwaukee to California. Free change banner comes up for that flight, but not 8/15, 8/21, or 8/22. Anyone have dates they can check for a time frame? I'm surprised they are already to August, when it was only until 7/9 last week.

 

[georgina]

I'm thinking of canceling my Citi Costco Visa. The only reason I've kept it is for the 4% on gas, but I haven't used it for gas in more than a year, thanks to 5% promotions on various other cards. I know one perk is that the Costco membership renews automatically, but I'm not sure I really need an interrupted Costco membership now that we are empty nesters. Although there is no AF, it is another card to keep up with.

Thoughts? Will I regret canceling?

I've been thinking about it also, mostly because I have come to hate Citi due to issues with other cards and accounts. I have another card that gets 4% on gas now, and I usually load up on Costco gift cards when the Freedom offers 5% at warehouse clubs so the 2% at Costco is less valuable. But since it has no AF I have still kept it.

 

[Psychodisney]

I just got an email for flight changes for 8/14 from Milwaukee to California. Free change banner comes up for that flight, but not 8/15, 8/21, or 8/22. Anyone have dates they can check for a time frame? I'm surprised they are already to August, when it was only until 7/9 last week.

I booked one first week of August and changed to Labor Day weekend. Don’t forget it can be within plus or minus 30 days.

 

[alryan]

I booked one first week of August and changed to Labor Day weekend. Don’t forget it can be within plus or minus 30 days.

Thanks, I've been playing around with it. 6/22, 6/30, and 7/4 did not work, but 7/13 and 7/15 did.

 

[AmyAnne]

I've been thinking about it also, mostly because I have come to hate Citi due to issues with other cards and accounts. I have another card that gets 4% on gas now, and I usually load up on Costco gift cards when the Freedom offers 5% at warehouse clubs so the 2% at Costco is less valuable. But since it has no AF I have still kept it.

I don't have any other Citi cards right now, so closing the Costco card would mean I don't have to worry about logging on to Citi's website at all.