I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[Alexle2007]

Thanks! When I went to the Bank of America site I couldn’t find it. But now that you pointed me in the right direction I see it on DOC. No support clicks on this, right?

Nope. You just apply on your own.

 

[Alexle2007]

I went with Coast. I sort of wanted the two toned pink one (I love pink) but dd helped me pick Coast. I'm going to let her use it when we go to Naples to see my parents since I need to check a bag). My plan is to get her one for college but I want her to test mine.

How did DD like Georgia Tech?

 

[havaneselover]

How did DD like Georgia Tech?

I think she loved it. We got a decent feel for east vs. west campus (for freshman dorms). We walked almost 15 miles yesterday between the hotel to GT and back then from the aquarium to the hotel through the campus (took an Uber to the aquarium--Uber was crazy expensive).

Part of me wants her to go to Virginia Tech now because GT is so different from what I'm used to (being in the middle of a city) but I just want her to figure out where she thinks she will be happiest. I suspect she will choose GT.

 

[pinkxray]

The Chase website is giving me a hard time so I cant look it up.

Can I still book JetBlue through Chase redeeming URs? JetBlue seems so pricey nowadays but I like the flight time for our flight to FL.

 

[gottalovepluto]

IRS is letting you check when your stimulus payment will hit. Mine will be deposited Wednesday.

And I think it's time for a Hilton card. I'm only at 2/24 but leaning toward the business card.

Just an FYI if you deal with a credit union or fin tech type bank that gives you direct deposits early you might already have the money in your bank account! (The big banks (like Chase, WF, etc) are holding on until the day they technically need to release the funds which is Wednesday.)

 

[WVMomof3]

Freedom Q2 categories are out. Gas stations and Home Improvement stores

 

[havaneselover]

Freedom Q2 categories are out. Gas stations and Home Improvement stores

was hoping for grocery stores. But really I whine every quarter it isn’t grocery stores.

 

[Alexle2007]

Must try in HI: lilikoi sorbet! We had it for dessert last night and it is delicious. Now to hunt for the actual fruit to try. The lilikoi creme brûlée was pretty tasty too.

 

[Minnie368]

Looking for advice for DS...
He graduates college next spring, will very likely be getting married shortly after. So he’ll be looking at possibly buying a home- insists he doesn’t want to rent and real estate is very reasonable around here. He’ll definitely be buying a car sometime around then too. He’ll fortunately be graduating with no student loans. Honestly he’s so smart he got more scholarships than his tuition and fees each year so he actually got money back. He’s good with money and so I felt ok getting him started with this little hobby. His most recent card was the freedom flex I think last December. My question is- if he is possibly going to be looking into a mortgage and auto loans in about a year or so, what should he do now as far as credit pulls and new accounts? He was thinking of going for some biz cards and while I know they won’t show as new accounts, the inquiries will all be there. How soon before this should he stop applying for any news cards and how often is it safe for him to try for a new card- or should he just stay away from this altogether for now?

 

[Crazed4DisneyinSC]

Must try in HI: lilikoi sorbet! We had it for dessert last night and it is delicious. Now to hunt for the actual fruit to try. The lilikoi creme brûlée was pretty tasty too.

Be careful with the passionfruit. Eat too many fresh ones and you'll have a not so pleasant night in the bathroom, lol.

 

[Albort]

The Chase website is giving me a hard time so I cant look it up.

Can I still book JetBlue through Chase redeeming URs? JetBlue seems so pricey nowadays but I like the flight time for our flight to FL.

yes, i saw jetblue in the portal but thats at 1.5 though. B6 will give u around 1.6-1.7 if u book direct. Blue and higher plans. the ones on the portal may be blue basic fare.
i did direct 2 weeks ago by transferring UR to B6.

 

[elgerber]

My stimulus and stepmoms, both say Wed, so then I can finally file both of our taxes. Both of my kids say no info, which is weird, as dd got hers before the rest of us in the last round. She has an IRS envelope out in the mailbox, which I didn't go get yet, hoping it's that same stimulus letter I got last time. She filed her taxes a couple of weeks ago.

 

[miztressuz]

Free access to your credit reports from all three bureaus via annualcreditreport.com will continue weekly until April 20, 2022.

Saw it on DoC but poked around to find the exact end date. EX and TU listed the date.

 

[gottalovepluto]

Looking for advice for DS...
He graduates college next spring, will very likely be getting married shortly after. So he’ll be looking at possibly buying a home- insists he doesn’t want to rent and real estate is very reasonable around here. He’ll definitely be buying a car sometime around then too. He’ll fortunately be graduating with no student loans. Honestly he’s so smart he got more scholarships than his tuition and fees each year so he actually got money back. He’s good with money and so I felt ok getting him started with this little hobby. His most recent card was the freedom flex I think last December. My question is- if he is possibly going to be looking into a mortgage and auto loans in about a year or so, what should he do now as far as credit pulls and new accounts? He was thinking of going for some biz cards and while I know they won’t show as new accounts, the inquiries will all be there. How soon before this should he stop applying for any news cards and how often is it safe for him to try for a new card- or should he just stay away from this altogether for now?

Hopefully others with experience can chime in but I believe the rule of thumb is 6 months before applying go cold turkey. No cards, not even business cards.

 

[elgerber]

Hopefully others with experience can chime in but I believe the rule of thumb is 6 months before applying go cold turkey. No cards, not even business cards.

A card or two, will not kill the deal, as long as he has good credit. I process loans every single day where people have opened cards in the months, weeks, or even days before (heck I recently had one buy a boat, and another bought a dang house in the middle of our process) a mortgage application. As long as he has a good score and can qualify with all the payments, it will be fine. I would not go crazy and get a bunch, but one or even two will not hurt him. Biz cards obviously won't show at all, but the inquiries will. But if you are looking at a year out he can easily get a couple of cards and a couple of inquiries with no ill effects.

 

[RhodyKP]

Away Bigger Carry On is what I picked when I had that Amex Green credit! Love it!!

Side story- when I went to WDW in Feb I saw a gal in the airport who had that in a beautiful purple-ish color and Covid be darned I walked up (with my mask of course) and told her I loved it, I just had to! We gushed about Away for a few minutes and I felt very boujee walking away

I had never heard of this bag, but just googled it and now it's on my wish list too!

 

[ski_mom]

All of this talk about the Away luggage...it seems like there was an AmEx deal with it, is that an ongoing thing? Are there deals on the bags? One of our Samsonite checked bags wore through on one of the corners, so we are going to be looking to replace it soon. I assume these are more durable that regular luggage? We've always just bought middle of the road bags and had decent luck, but they definitely don't last a super long time or anything.

 

[ski_mom]

A card or two, will not kill the deal, as long as he has good credit. I process loans every single day where people have opened cards in the months, weeks, or even days before (heck I recently had one buy a boat, and another bought a dang house in the middle of our process) a mortgage application. As long as he has a good score and can qualify with all the payments, it will be fine. I would not go crazy and get a bunch, but one or even two will not hurt him. Biz cards obviously won't show at all, but the inquiries will. But if you are looking at a year out he can easily get a couple of cards and a couple of inquiries with no ill effects.

Do bank account openings show up? We will be building (probably signing the final paperwork early this week), but it will probably be September-October before we are in the house, so I assume the loan doesn't get finalized until that time.

 

[georgina]

I've been curious about wine in a can, and when DH got an email from Amex for 40% off up to $30 in canned wine, I ordered some bubbly rose! Should be nice for Easter.

Also decided to book 5 nights at the Swan Reserve last week of Sept using DH's 5 free 50,000 night certs. (Thanks Judique for the post a while ago that got me thinking about it) Haven't been anywhere since Feb 2020.

 

[EACarlson]

Freedom Q2 categories are out. Gas stations and Home Improvement stores

Works for me, I will max that out easily with the 6,000 miles I'm planning on driving in May and June. Glad both Discover and Chase have Gas that quarter.