I love credit cards so much! v3.0 (see first page for add'l details)

[snugglebug]

We have iPhones so I would have to send money too.

You should be fine. My account is a mess. I have merchant services on it for some reason (have a separate Google acct for that!) and due to that I can not send/receive money. I'm trying to figure out how to unhook that without wrecking anything else I have going on. I have too many google accts.

 

[elgerber]

You should be fine. My account is a mess. I have merchant services on it for some reason (have a separate Google acct for that!) and due to that I can not send/receive money. I'm trying to figure out how to unhook that without wrecking anything else I have going on. I have too many google accts.

and the rebates etc, come from using the card registered to the file, correct?

 

[SouthFayetteFan]

Okay, CC experts ... is there ever a way to get back rewards that disappear after you close a card? I opened a Chase Disney card during one of the better offers in fall of 2019, used the initial bonus, then forgot about it for awhile because I concentrate on my airlines/hotels cards most of the time. When the annual fee date came up, I cancelled it since it had an annual fee that I wasn't going to recoup for the next year but forgot to transfer out the $78.50 Disney Reward Dollars to a DDRD card so I could use them on my next trip whenever that will be ... Has anybody found any trick to asking Chase to get them back somehow? Probably not, but if anyone would know, it'd be you guys.

Boy that's really tough. I feel bad - any money lost is sad! I would call and plead your case. How long ago did you cancel it?

 

[SouthFayetteFan]

My husband already has the chase preferred card so I just looked through the statement to figure our what you guys are talking about. Thanks for all the explanations! Going to reread both posts and figure out how to proceed.

IF you have a lot URs, it could also make sense to upgrade your card to a CSR to get the 1.5x instead of 1.25x. You'd have to do the math to see if that made sense vs. the large Annual Fee. BUT The CSR also comes with a $300 annual travel credit which includes groceries right now due to COVID. So lots to consider there!

 

[SouthFayetteFan]

VFTW has shared that the 5% Grocery offer featured on NEW CFF and CFU cards is likely to go away on January 13th. Neither the card landing page OR Support Link page says this, but I can't imagine they'd post it without some good source. Here's their post:

https://viewfromthewing.com/chases-new-freedom-flex-card-flexes-its-muscles/

 

[afan]

and the rebates etc, come from using the card registered to the file, correct?

Yes but they will need to be activated, then you have to use a card that's enrolled. My citi MC wouldn't enroll but the amex and visa I had on google did. You also have to pay with google pay, which you can do online in that when you use chrome most sites will let you pull the cc info from google pay, it'll give you a drop down with your ccs you have in gp. This is how I use it the most because it's just easier than getting my card all the time. If I'm going to tap to pay in store it's generally with the actual card unless I have an offer for doing it.

And that reminds me my csr has a tap to pay offer that expires soon. The few places I go any more most don't have tap to pay.

 

[elgerber]

Yes but they will need to be activated, then you have to use a card that's enrolled. My citi MC wouldn't enroll but the amex and visa I had on google did. You also have to pay with google pay, which you can do online in that when you use chrome most sites will let you pull the cc info from google pay, it'll give you a drop down with your ccs you have in gp. This is how I use it the most because it's just easier than getting my card all the time. If I'm going to tap to pay in store it's generally with the actual card unless I have an offer for doing it.

And that reminds me my csr has a tap to pay offer that expires soon. The few places I go any more most don't have tap to pay.

thanks! This article made it sound like you only had to use the linked card. Google Pay Card-Linked Deals: 13+ Great Stacking Opportunities - GC Galore

 

[snugglebug]

and the rebates etc, come from using the card registered to the file, correct?

Yes but they will need to be activated, then you have to use a card that's enrolled. My citi MC wouldn't enroll but the amex and visa I had on google did. You also have to pay with google pay, which you can do online in that when you use chrome most sites will let you pull the cc info from google pay, it'll give you a drop down with your ccs you have in gp. This is how I use it the most because it's just easier than getting my card all the time. If I'm going to tap to pay in store it's generally with the actual card unless I have an offer for doing it.

And that reminds me my csr has a tap to pay offer that expires soon. The few places I go any more most don't have tap to pay.

It actually functions like the other sites where you "add offer to card". You'll activate the offer, then you use the card in store/online and it tracks. I think It RetailMeNot that did that for a bit.

I did a Target purchase online, I did one with a card I registered on P2's in store. Mine tracked immediately, his appeared overnight or hours later. I had checked his acct when I got home last night and didn't see anything, checked again this morning and it was there.

In my case, I had to screw around with my acct and delete a profile. Freaked out because Gpay said I needed to remove and reinstall the app. Thankfully my Target purchase was still there. After doing that, he was able to send me money. I went ahead and used his acct to send me a link to the app and I'll send him money as well and see what happens. My current prob is locating the money he sent me. I can see it in the Google Pay (old app), but not the actually money balance, only the payment in the new app. Again, all of this is simply because I had an existing merchant acct and didn't realize it. You should not have these issues.

 

[Hoosier John]

Okay, CC experts ... is there ever a way to get back rewards that disappear after you close a card? I opened a Chase Disney card during one of the better offers in fall of 2019, used the initial bonus, then forgot about it for awhile because I concentrate on my airlines/hotels cards most of the time. When the annual fee date came up, I cancelled it since it had an annual fee that I wasn't going to recoup for the next year but forgot to transfer out the $78.50 Disney Reward Dollars to a DDRD card so I could use them on my next trip whenever that will be ... Has anybody found any trick to asking Chase to get them back somehow? Probably not, but if anyone would know, it'd be you guys.

I thought I'd heard of someone doing that, then in a short time calling and saying it was a mistake.
In your case, you could claim that you meant to product change it to the No Fee Disney card, not cancel completely (which is what we would have recommended you do anyway)

 

[afan]

thanks! This article made it sound like you only had to use the linked card. Google Pay Card-Linked Deals: 13+ Great Stacking Opportunities - GC Galore

From what I read on Doc that's not how it was presented. I'd see if there's any dps on it. It's not the same as rmn because google is trying to get people to use their app. If I just use my card at target I don't get an alert from google pay. If I use a card on chrome using my google pay fill in I get a notification from google pay that I've used the card. Guess we'll see how it works as people use it.

 

[snugglebug]

From what I read on Doc that's not how it was presented. I'd see if there's any dps on it. It's not the same as rmn because google is trying to get people to use their app. If I just use my card at target I don't get an alert from google pay. If I use a card on chrome using my google pay fill in I get a notification from google pay that I've used the card. Guess we'll see how it works as people use it.

DP 1: added card to GPay. Added Target offer to card. Used physical card in store. $21 currently pending in app.

I can't say he got notification or not since he was at home and I did not check his notifications nor ask. They are trying to pull in Apple users and I don't believe they can use the app to pay.

Details of the offers I've looked at state "make a qualifying transaction with your enrolled card", and "You do not have to use Google Pay to pay." This is the REI offer

 

[Oscar Madison]

Honest Question: Do any of you guys still regularly use the NEWS thread on DISchurners? I will admit, I've been a tad lazy in getting everything up there lately. I do a good job with most major things though. I was about to post the Q1 Freedom category news and paused to wonder if it's worth it. If you use the news thread to make sure you don't miss major events, please reply and let me know so I can determine if it's worth the ongoing effort.

Thanks!

I definitely check on it when I've haven't been on the thread for a while. Thank you for doing it!

 

[Hoosier John]

PSA: There is a spike in mail theft from the blue postal boxes. Postal police not patrolling the boxes anymore, as they have been directed to inside the stations. Carriers have been robbed of their universal keys to open any blue box. Stolen checks are being rewritten, and gifts/GCs are easy pickins.

I saw chatter about this a week or so ago, here.

 

[calypso726]

Since I suddenly have 3 free IHG nights with one expiring in 2 weeks, I decided to look and see what was available nearby. Just looking as I doubt I'm going anywhere before next year.

So, for New Year's Eve, I could use a free night at the Willard. Not certain, but I think this is the DC hotel that @calypso726 enjoyed when she came for cherry blossoms.

That made me curious and I checked January 20,2021. Sold out. Only a couple places with no free point nights available and in town a regular room was about $2400. Guess people were thinking of this night long before I got curious.

This was just IHG. Nothing much could get me downtown for either night.

Wow! That's awesome. I love the Willard. Yes, this was where we used our FN cert for the cherry blossoms. Enjoy!

 

[IFlossU]

I still can't generate my own but I got an email today with my link.

Thank you! So did DH and I got instant approval! So I am all set! Bring on those URs!

Well I’m jealous! No email for us. Now I know to copy the link when it’s a available. I’m planning to use DH’s link, but it’s still unavailable. Here’s hoping he gets an email like you guys did. Gives me hope.

 

[elgerber]

I was feeling left out only having one free night on my IHG and I still do. But I just checked dh account and he has 3. The dates on two of them make no sense at all. Too bad we have no way to use one before it expires in two weeks.

 

[punkin]

I still can't generate my own but I got an email today with my link.

Me too

 

[Hoosier John]

Well I’m jealous! No email for us. Now I know to copy the link when it’s a available. I’m planning to use DH’s link, but it’s still unavailable. Here’s hoping he gets an email like you guys did. Gives me hope.

I know a GREAT place to store your links ... DISchurners
But seriously, I never thought my support would amount to anything, but it has paid off a couple of times from some of our generous fellow DISsers. Generally completely unexpected!

 

[Albort]

PSA: There is a spike in mail theft from the blue postal boxes. Postal police not patrolling the boxes anymore, as they have been directed to inside the stations. Carriers have been robbed of their universal keys to open any blue box. Stolen checks are being rewritten, and gifts/GCs are easy pickins.

I saw chatter about this a week or so ago, here.

CA had someone scamming the unemployment department by registering random people and using the universal key to open mailboxes to retrieve the atm card... :\
apparently one of the person was a US Senator too...

 

[IFlossU]

I know a GREAT place to store your links ... DISchurners
But seriously, I never thought my support would amount to anything, but it has paid off a couple of times from some of our generous fellow DISsers. Generally completely unexpected!

This made me smile. Great suggestion.