I love credit cards so much! v3.0 (see first page for add'l details)

[havaneselover]

Amex sent me an offer for 2500 Bonvoy points for adding an AU and spending $500 in three months. I'm still not sure I know what card I'm going for next (toying with the SW Biz 100,000 RR points offer) but I'm not sure I want to waste $1,000 of spend on this.

 

[IFlossU]

No offers at all for me on lonely CIP card

 

[Lain]

Where do you guys see offers on business cards? When I first set up the CIP in the Chase app it showed several offers available. Then one day they disappeared! I have reinstalled the app, no luck. I’ve tried the website, no luck there either. I can see all the offers on our personal cards, but nothing for the CIP. Any words of wisdom?

In the app, after you log in, you should see:

On the website, after you log in, you should see:

The Chase Offers in these tiles are for one card. Click to see all offers and there should be a menu bar that you can toggle between your cards to see offers on other cards.

On the website, if you click summary, you should see the Chase Offers tile on the right of the screen.

If you click on each individual card in the app, you can scroll down and see the Chase Offers towards the bottom.

 

[afan]

Anyone?

Trying to finalize my strategy, will this work.

1st choice hilton surpass
2nd if not out of hilton popup plat, unless.gold would be better. I know people that get the hilton popup have no issues with mr. I only have dl biz and have been putting all spend on it for last 3 weeks and will continue til I can apply this thurs.

If I have to try for mr card I will wait til the 1st to prolong af hitting, or does that not matter with amex.

3rd but I need to lower limits first

Typed this on my phone, too hard/lazy to fix.

 

[IFlossU]

In the app, after you log in, you should see:

On the website, after you log in, you should see:

The Chase Offers in these tiles are for one card. Click to see all offers and there should be a menu bar that you can toggle between your cards to see offers on other cards.

On the website, if you click summary, you should see the Chase Offers tile on the right of the screen.

If you click on each individual card in the app, you can scroll down and see the Chase Offers towards the bottom.

Thank you for this, but sadly I have no offers in either place. They show up on my personal accounts, but nothing on the app or desktop website for the business account. I’ll keep checking, but

 

[Haley R]

We have these Chase offers:
$20 back on $100
$30 back on $100
$10 back on $100
20% back, maximum of $34

We also have the 10% with both of our Amex BBPs. So if we plan to do the $200 Visa gcs can we split the payment? I saw someone mention they were planning on doing that, but we've never tried before. If so, what would be the best cards to use first?

Since we're going to Disney next weekend I think we'll use the $30 back on $100 for Disney gcs. Does this sound like a good plan?

 

[alryan]

Maybe this card will work better for me. I've actually been thinking that I'd like to offset vacation dining/entertainment costs that can't be purchased with points. So this card with $500 statement credit could work for that. Won't count against */24, no AF, $5kMSR. Maybe I'm just grasping at straws here because I'm without an MSR, but seems like a decent offer. I know we don't talk about BoA much, and from reading I may not even be approved. Has anyone gotten this card?

https://www.doctorofcredit.com/targeted-bank-of-america-business-cash-rewards-500-signup-bonus/

Quoting myself here. After hearing a report that the checking account didn't help their applications I decided to go for this...instant approval. Today is sure starting off good, federal tax refund will be deposited Wednesday, great Staples offers, 80k UR bonus posted, and now instant approval on a Bank of America card. I really wasn't expecting an instant approval. Just realized this is my first cash back card. As I said before I'd been looking for something to offset dining costs while on vacation and this will be perfect. Thanks again to all who provided feedback

 

[havaneselover]

We have these Chase offers:
$20 back on $100
$30 back on $100
$10 back on $100
20% back, maximum of $34

We also have the 10% with both of our Amex BBPs. So if we plan to do the $200 Visa gcs can we split the payment? I saw someone mention they were planning on doing that, but we've never tried before. If so, what would be the best cards to use first?

Since we're going to Disney next weekend I think we'll use the $30 back on $100 for Disney gcs. Does this sound like a good plan?

Split payment is YMMV. I've been told no once in NC. Came home and went to my local Staples and they did it.

Maybe do the $20 off and $30 off together. Then do one with the 20% back. On the Amex, you can each do two then split payment on the 5th one. That's $1400. You still have $10 off $100--is that on CIC?

I'm planning on doing two $200s on my Amex Bonvoy Biz. Then use my CIC and CIP for another $200. Then use my other CIP for another $200. The I'll probably split tender with Amex Bonvoy Biz and CIC. I'm aiming for at least eight $200 Visas. Thankfully Staples is on my way to work.

 

[alryan]

We have these Chase offers:
$20 back on $100
$30 back on $100
$10 back on $100
20% back, maximum of $34

We also have the 10% with both of our Amex BBPs. So if we plan to do the $200 Visa gcs can we split the payment? I saw someone mention they were planning on doing that, but we've never tried before. If so, what would be the best cards to use first?

Since we're going to Disney next weekend I think we'll use the $30 back on $100 for Disney gcs. Does this sound like a good plan?

I've split payment before. I've only done two cards at a time, so not sure how many more you can do. I just plan on making a few trips this week to use up all the Chase offers on fee free Visas. My AmEx offers are good until 6/30 so I probably won't use them this time around. When I'm splitting payment I always use the card that I'm putting the most money on first. Just in case they screwed something up I don't want $1000 going on a card that I only wanted to put $100 on. Yes, if you will use $100 of Disney next weekend, that sounds perfect use of the offer, 30% off Disney, can't beat that!

 

[CyndiLouWho]

Not sure if anyone mentioned this but I had a $20 off $100 at Staples Chase offer on my CIC, a $10 off $100 on my CIP and a 10% with up to $17 back on my third Chase business card.

Thank you! Thank you!
It’s really a little thing but this made my day. I’ve had a crap week at work to the point that twice I left so late from work that I missed picking my kid up from school. Bad mom.

ETA: That was so fun, kind of like gambling, except you know you're going to get something. Opening each account, "Come on $30!!!" I only hit it once, but that's okay, I'm happy. $145 in savings, I'll take it

Right? My kind of gambling!
DH got the $30 off on his 2 SW biz cards and 20% off on CIP.

Thank you for this, but sadly I have no offers in either place. They show up on my personal accounts, but nothing on the app or desktop website for the business account. I’ll keep checking, but ☹

If it’s a newer account, you may not have offers until you spend more. My new CIP says, essentially spend money and check back for offers. The accounts I don’t use much usually have only a couple offers.

 

[Haley R]

Split payment is YMMV. I've been told no once in NC. Came home and went to my local Staples and they did it.

Maybe do the $20 off and $30 off together. Then do one with the 20% back. On the Amex, you can each do two then split payment on the 5th one. That's $1400. You still have $10 off $100--is that on CIC?

I'm planning on doing two $200s on my Amex Bonvoy Biz. Then use my CIC and CIP for another $200. Then use my other CIP for another $200. The I'll probably split tender with Amex Bonvoy Biz and CIC. I'm aiming for at least eight $200 Visas. Thankfully Staples is on my way to work.

I've split payment before. I've only done two cards at a time, so not sure how many more you can do. I just plan on making a few trips this week to use up all the Chase offers on fee free Visas. My AmEx offers are good until 6/30 so I probably won't use them this time around. When I'm splitting payment I always use the card that I'm putting the most money on first. Just in case they screwed something up I don't want $1000 going on a card that I only wanted to put $100 on. Yes, if you will use $100 of Disney next weekend, that sounds perfect use of the offer, 30% off Disney, can't beat that!

Thank you both! We're going to go to Staples today and at least do the $30 back for a Disney gc. We know we'll for sure use the $100. Dh said he'd like to get more Disney gcs to pay off our hotel at the front desk. We did that once and they refunded the initial charge back to our cc. So I'm thinking use the $20 back (CIC) and $10 back (CIP) for that.

So that would leave the 20% back (CIP) that we'll most likely use for Visa gcs. Does that sound decent?

 

[havaneselover]

Thank you both! We're going to go to Staples today and at least do the $30 back for a Disney gc. We know we'll for sure use the $100. Dh said he'd like to get more Disney gcs to pay off our hotel at the front desk. We did that once and they refunded the initial charge back to our cc. So I'm thinking use the $20 back (CIC) and $10 back (CIP) for that.

So that would leave the 20% back (CIP) that we'll most likely use for Visa gcs. Does that sound decent?

That makes sense to me. Sorry--wasn't thinking about Disney gift cards. I'm only thinking about money orders

 

[LuckyMamaInDE]

Now I'm sort of irritated I cancelled my SW Biz yesterday!

I'm going to cancel mine as soon as a year is up (pretty soon)---glad I finally got a decent offer on it!

 

[Haley R]

That makes sense to me. Sorry--wasn't thinking about Disney gift cards. I'm only thinking about money orders

Normally I wouldn't think about Disney gcs either, but we happen to be going next weekend and our hotel was about $300. We can pay that off or save some of the gcs for food. Otherwise, I would be doing Visa gcs for Serve. I think I'll still do some of the Visa gcs with the 20% back and our Amex offers.

 

[orangecuse]

@afan so is your question if you should do the plat or gold if the surpass has a popup?

I’d do the plat if you can pull the 100k offer for sure. Once you have the gold you are much less likely to see it. If not, then its trickier.

If you can pull the 75k plat AND can use the airline and saks credits, I’d still do that.

If you can only pull the 60k plat, see if you can find the 50k/2k Gold offer. To me thats a better spend/points/AF ratio and the dining credit is easy enough to use month to month if you live near CCF (you can get $10 GCs and then spend them at once for a bigger meal or just do grubhub every month ect).

 

[alryan]

Thank you! Thank you!
It’s really a little thing but this made my day. I’ve had a crap week at work to the point that twice I left so late from work that I missed picking my kid up from school. Bad mom.


Right? My kind of gambling!
DH got the $30 off on his 2 SW biz cards and 20% off on CIP.

I like that this hobby can sometimes be a small ray of sunshine when we need it. I hope next week is a better week at work for you.
Looks like you hit the jackpot, Nice!!

 

[Alexle2007]

Quoting myself here. After hearing a report that the checking account didn't help their applications I decided to go for this...instant approval. Today is sure starting off good, federal tax refund will be deposited Wednesday, great Staples offers, 80k UR bonus posted, and now instant approval on a Bank of America card. I really wasn't expecting an instant approval. Just realized this is my first cash back card. As I said before I'd been looking for something to offset dining costs while on vacation and this will be perfect. Thanks again to all who provided feedback

Congrats! So jealous! DH’s is under review and he has a BOA account. Maybe I shouldn’t have logged into it.

 

[alryan]

Thank you both! We're going to go to Staples today and at least do the $30 back for a Disney gc. We know we'll for sure use the $100. Dh said he'd like to get more Disney gcs to pay off our hotel at the front desk. We did that once and they refunded the initial charge back to our cc. So I'm thinking use the $20 back (CIC) and $10 back (CIP) for that.

So that would leave the 20% back (CIP) that we'll most likely use for Visa gcs. Does that sound decent?

Makes sense to me!

 

[Alexle2007]

Just checked in for our “free” RCCL Harmony of the Seas cruise! Less than 20 days until we hit Disney for 3 nights followed by the warmth of the Caribbean. Oh, and I have an AmEx AU. (I might be most excited about that )

 

[afan]

@afan so is your question if you should do the plat or gold if the surpass has a popup?

I’d do the plat if you can pull the 100k offer for sure. Once you have the gold you are much less likely to see it. If not, then its trickier.

If you can pull the 75k plat AND can use the airline and saks credits, I’d still do that.

If you can only pull the 60k plat, see if you can find the 50k/2k Gold offer. To me thats a better spend/points/AF ratio and the dining credit is easy enough to use month to month if you live near CCF (you can get $10 GCs and then spend them at once for a bigger meal or just do grubhub every month ect).

Which of those offers are possible via referral and is cardmatch incognito the obly way to pull the 100k plat?

I like the credits better on the plat than the gold too.