I love credit cards so much! v3.0 (see first page for add'l details)

[afan]

I know I may not make amex happy enough to deem me worthy of a 2nd amex card and give me the hilton that I want, but how long do I need to put spend on my one card before the pop up may go away. Do I have to wait for the statement with all the spend to drop or do we think they look at it as you spend?

I'm impatient so I try everyday, and decided that the surpass is the way to go for now in hopes of potentially getting an upgrade. Then when I'm almost done with msr I'll try for the biz which should almost give me enough points. If it doesn't work I'll look at an MR card at that point.

Basically I've been trying each day, because again impatient, though I know stuffs pending at the moment but I've had some expenses the past few days so have actually put decent spend on it. Had flowers to order for a bday, got new running shoes and got a $200 visa card today with groceries to cover the the places that don't take amex like my chiropractor. I'll have another decent addition next weekend because Dude has his yearly check up. So this is actually a good month for it. It just hurts to put it on a DL card when I don't need the miles at the moment, though I can always use them for random trips that may come up and do need to add more after using them for DLR.

All that to say is if I have to wait for the statement to drop around the 26th I'll stop trying

 

[WVMomof3]

@SouthFayetteFan You posted in the past a reddit link you use to easily check any new comments at Dischurners.
Does that work for any comment on any thread on that subreddit?
How can I make one for new reddit (I never knew old reddit)?

I don't know the difference between old reddit and new reddit?? I just have the link @SouthFayetteFan gave saved to my bookmarks. It shows all new comments on all of Dischurners.

https://old.reddit.com/r/DISchurners/comments/

eta - I see it says old.reddit lol I guess it is old reddit

 

[Oscar Madison]

I don't know the difference between old reddit and new reddit?? I just have the link @SouthFayetteFan gave saved to my bookmarks. It shows all new comments on all of Dischurners.

https://old.reddit.com/r/DISchurners/comments/

eta - I see it says old.reddit lol I guess it is old reddit

Thank you...I wonder what happens if I remove "old" in the link? Here I go! Wish me luck.

 

[*WDW*Groupie*]

Two churning successes today. Used FNC (from AmEx biz) to book a Saturday night at the WA Edinburgh in September (will book the next night once my FNC from the Aspire renewal in December hits my account). Cash rate at the hotel is around $550.00, so excellent value for a no fee card.

Applied for and was approved for the West Jet MC (a Cdn card). I have no idea why I've never applied for this one before. I get 350 WJ dollars (applied to a booking just like cash) and an (almost) free companion flight per year, no matter what the booking class (there is a $99.00 fee to use the certificate -- so if I book a business seat for myself for $550.00, then dd's seat will cost only $99.00). The companion seat is per year. MSR is 1 purchase! Once I have the WJ dollars I'm going to cancel the cash booking I made a few months ago for our May flight and apply the companion pass and WJ dollars. I believe this card can be churned; if not it will be a keeper for the companion pass.

 

[SouthFayetteFan]

Thank you...I wonder what happens if I remove "old" in the link? Here I go! Wish me luck.

Yeah - you could just do www instead of old. I generally post DISchurners stuff using the old Reddit since that’s what I use but it should work either way.

And that link will show every single comment in every thread on DISchurners. I use it often to make sure I don’t miss anything!

 

[WVMomof3]

Thank you...I wonder what happens if I remove "old" in the link? Here I go! Wish me luck.

Do you just like the format of new better? As I said, I have zero idea what the difference is. I guess maybe you get used to the layout of one over the other? The boss dictator says to use old, so that is what I use.

 

[happ]

Sweet! Just realized that the $600 Citizens Bank bonus I was waiting (hoping) for actually posted. I had thought that I messed this one up.

 

[Breck]

Does anyone know if there is a support link for the IHG 140K offer?

 

[Haley R]

When your husband gets bored waiting for the baby to come

 

[Alexle2007]

Internal AUS Qantas flights all booked. The Park Hyatt Sydney is all booked. Now I just 2 one night stays and AUS is done. Then I need to figure out before we leave LAX. DH isn’t really interested in going back to DL and wants to do something different. How is the drive from SD to LA? The trip is really coming together!

 

[Lain]

Will the real u/carjam124 please stand up?

https://www.reddit.com/r/churning/comments/ewzhwo/_/fg8dm9p

 

[Jax1023]

Will the real u/carjam124 please stand up?

https://www.reddit.com/r/churning/comments/ewzhwo/_/fg8dm9p

Apparently this person has never actually read this thread. I’ve never seen anyone here extolling there virtues of the Disney visa.

 

[Haley R]

Our next Japan vlog is up. This one shows Miyajima where the floating torii gate is and Hiroshima. Our next videos will show Tokyo Disney!!

 

[happ]

Will the real u/carjam124 please stand up?

https://www.reddit.com/r/churning/comments/ewzhwo/_/fg8dm9p

If this person really is a churner, is he saying that he makes up stories about how great the Disney card is just so he can get referrals?

 

[snugglebug]

It's time to renew my Bonvoy Biz. As much as I want to cut the Marriott ties, I have saved $488 in Amex Offers on that card. Even with the $125 AF, that card pays for itself in savings, all purchases were things we would have purchased anyway. I do have a preference for Springhill Suites. The layout usually suits us perfectly, I love the separate shower/sink and toilet/sink rooms for my crew.

I'm looking for a good Mastercard, or Discover I suppose, that I can use via Plastiq to pay mortgage. I currently use AA Biz. I do have IHG, but I'm considering closing it as I'm just not finding rooms we need on points. Is there a card you would recommend? Flexible currency like UR or cash would probably be best right now. I prefer business, but I don't mind giving up a /24 for P2 (3/24 with one dropping in June; I'm 4/24 with one dropping in July) [I do understand my rewards are not necessarily greater than the fee I'm paying, but I value points a lot because without them we would not travel nearly as much or at all so I justify it as travel expense more or less. Seems it's cheaper to pay Plastiq to get the AA miles than to buy them from AA. I want to diversify a bit from AA.]

 

[orangecuse]

@afan I believe there was a theory Amex can see everytime you try for a card and get the popup, and trying daily may be a bad strategy.

@Albort @Lain either of you remember this convo?

 

[Alexle2007]

It's time to renew my Bonvoy Biz. As much as I want to cut the Marriott ties, I have saved $488 in Amex Offers on that card. Even with the $125 AF, that card pays for itself in savings, all purchases were things we would have purchased anyway. I do have a preference for Springhill Suites. The layout usually suits us perfectly, I love the separate shower/sink and toilet/sink rooms for my crew.

I'm looking for a good Mastercard, or Discover I suppose, that I can use via Plastiq to pay mortgage. I currently use AA Biz. I do have IHG, but I'm considering closing it as I'm just not finding rooms we need on points. Is there a card you would recommend? Flexible currency like UR or cash would probably be best right now. I prefer business, but I don't mind giving up a /24 for P2 (3/24 with one dropping in June; I'm 4/24 with one dropping in July) [I do understand my rewards are not necessarily greater than the fee I'm paying, but I value points a lot because without them we would not travel nearly as much or at all so I justify it as travel expense more or less. Seems it's cheaper to pay Plastiq to get the AA miles than to buy them from AA. I want to diversify a bit from AA.]

Bank of America Biz Cash Rewards is a good option. It helps if you have a relationship with BOA. It’s a MC so Plastiq friendly for mortgages.

 

[SouthFayetteFan]

I know I may not make amex happy enough to deem me worthy of a 2nd amex card and give me the hilton that I want, but how long do I need to put spend on my one card before the pop up may go away. Do I have to wait for the statement with all the spend to drop or do we think they look at it as you spend?

I'm impatient so I try everyday, and decided that the surpass is the way to go for now in hopes of potentially getting an upgrade. Then when I'm almost done with msr I'll try for the biz which should almost give me enough points. If it doesn't work I'll look at an MR card at that point.

Basically I've been trying each day, because again impatient, though I know stuffs pending at the moment but I've had some expenses the past few days so have actually put decent spend on it. Had flowers to order for a bday, got new running shoes and got a $200 visa card today with groceries to cover the the places that don't take amex like my chiropractor. I'll have another decent addition next weekend because Dude has his yearly check up. So this is actually a good month for it. It just hurts to put it on a DL card when I don't need the miles at the moment, though I can always use them for random trips that may come up and do need to add more after using them for DLR.

All that to say is if I have to wait for the statement to drop around the 26th I'll stop trying

I have no idea if anybody ever reached a consensus on getting rid of pop ups. Personally, Amex just broke me and I gave up on them years ago and never tried again. Now you have me wondering if they’d bring me back

 

[Alexle2007]

@afan I believe there was a theory Amex can see everytime you try for a card and get the popup, and trying daily may be a bad strategy.

@Albort @Lain either of you remember this convo?

Yes, you got that right. @afan You really want to not try daily or weekly. That is probably more of a negative than a positive. While no one really the particulars, it typically recommended to put some spend on your existing cards and then wait a bit (like a month) and retry. In some cases, going for a different card (non-Hilton) has worked. I think there was an MR card you were looking at?

 

[Oscar Madison]

Do you just like the format of new better? As I said, I have zero idea what the difference is. I guess maybe you get used to the layout of one over the other? The boss dictator says to use old, so that is what I use.

I never actually tried the old, other than using @SouthFayetteFan 's link to the comments.