I love credit cards so much! v3.0 (see first page for add'l details)

[AmyAnne]

Considering my unhappiness with trying to get Chase URs refunded for cancelled flights, yesterday I applied and was instantly approved for a Citi Double Cash card. It's been a profitable 2 years, but I think I am done with accumulating travel points. I have a good stash built up, so it is back to cash for me!

I've been thinking about this, too. I will look into this Citi card. Any other cash-back cards worth considering?

 

[hsmamato2]

Pretty sure they are. I was offered points instead of a voucher a couple of weeks ago via Twitter.

so you had to ask them? it's not just on offer?

 

[StephPlum]

The expiration date on DH's SWA Companion Pass is showing 6/30/2021 as of this morning! Extended from 12/30/2020 as SWA announced.

Off to check mine. Thanks for the update. Has anyone seen the extra 25k points toward CP on the CP tracker?

 

[hlhlaw07]

Off to check mine. Thanks for the update. Has anyone seen the extra 25k points toward CP on the CP tracker?

I haven’t seen it on mine, but I did see a DP that it shows up once the extra points will matter. Meaning if you hit 100k the extra 25k will show up and give you the CP. who knows if that is correct? I have 96k so, I will find out soon.

 

[elgerber]

I can't believe I am going to be done with two MSR's shortly LOL. Seemed like such a crazy amount, guess not. Thanks to the dogs. What to do, what to do...

 

[wanderlust7]

Rented a movie on Amazon, the Amex Plat streaming credit posted today. Very surprised that it worked since it wasn't a subscription. Charge shows as Prime Video, Amazon Digital Downloads in the details. This will make it easier to max the credits, but I wonder if there's claw back risk.

Has anyone charged their Prime Video subscription to Amex? I'm curious what the charge shows up as.

 

[wanderlust7]

Another Amex Plat credit - $200 on AmexTravel. The details will be interesting, wonder if it requires renewal.

https://www.doctorofcredit.com/sour...latinum-cards-will-get-200-amextravel-credit/

 

[Calfan]

Off to check mine. Thanks for the update. Has anyone seen the extra 25k points toward CP on the CP tracker?

I haven’t seen it on mine, but I did see a DP that it shows up once the extra points will matter. Meaning if you hit 100k the extra 25k will show up and give you the CP. who knows if that is correct? I have 96k so, I will find out soon.

I have not seen the extra points on any of our trackers yet. Our trackers are also missing a flight we took in Feb, but I'm not too worried about it since I won't come anywhere close to the number of flights I need to earn CP or A-List this year.

 

[afan]

Rented a movie on Amazon, the Amex Plat streaming credit posted today. Very surprised that it worked since it wasn't a subscription. Charge shows as Prime Video, Amazon Digital Downloads in the details. This will make it easier to max the credits, but I wonder if there's claw back risk.

Has anyone charged their Prime Video subscription to Amex? I'm curious what the charge shows up as.

I was wondering about that. I bought season 3 of the oc last week because a couple of my dvds wouldn't play and it was only 4.99. I saw how it came across on my plat acct and wondered if it would credit. If I can use it to rent stuff that would be awesome.

 

[StephPlum]

I have not seen the extra points on any of our trackers yet. Our trackers are also missing a flight we took in Feb, but I'm not too worried about it since I won't come anywhere close to the number of flights I need to earn CP or A-List this year.

See my CP extension. No extra CP points though.

 

[Alexle2007]

mine too! hopefully get to use it once more.... anyone know if they're offering the credit/vouchers to points option yet?

The online tool doesn’t seem to be there yet.

 

[Psychodisney]

Unexpected use of CSR today. We went out to my DH's car(2018 Journey), which has been driven regularly, and it won't start! Dead battery that is very tricky and a PITA to remove. I started thinking about roadside assistance benefits for a tow. Now waiting for a call back to let us know when the towing company can come. Covered up to $50 per tow. I'll take it.

 

[thevalley]

I’m so glad to be done with the aviator biz card. The website is horrible. I just don’t understand it. I canceled my card via secure messages and nothing. I just checked and it says somethings are restricted. I assume that means it’s closed?

 

[elgerber]

I’m so glad to be done with the aviator biz card. The website is horrible. I just don’t understand it. I canceled my card via secure messages and nothing. I just checked and it says somethings are restricted. I assume that means it’s closed?

That's what I am assuming. Both of ours says that, and my AF was refunded.

 

[platamama]

I've been thinking about this, too. I will look into this Citi card. Any other cash-back cards worth considering?

The BoA Cash Rewards MC is ok for a no annual fee card. Current SUB is $200/$1K MSR.

• 3% cash back in choice of: gas, dining, travel, online shopping, drugstores, home improvement/furnishings
• 2% grocery stores and wholesale clubs
• 1% everywhere else

The 2% and 3% are limited to $2500 combined in purchases per quarter, above $2500 earns 1%. You can change your 3% category once a month. If you are a part of their Preferred Rewards system, you can boost your cash back from 25%-75% depending on what tier you qualify for.

	25% boost (20K assets)	50% boost (50K assets)	75% boost (100K assets)
1%	1.25	1.5	1.75
2%	2.5	3.0	3.5
3%	3.75	4.5	5.25

If you could max out the 3% category and have 100K 3 month average balance with BoA, you'd spend $10,000 and get $525 cash back in a calendar year (not including the SUB in this calculation). To earn the same amount on the CitiDC, you'd spend $26,250 to get back the same $525...but you also don't need to juggle categories or tie up money with the bank. The same $10,000 spend on CitiDC would get you $200, so you would have to ask yourself if the extra $325 is worth the extra work with BoA.

Even if you don't have enough assets with BoA, but could max the 3% category, it would be $300 cash back. Or even spending an annual $6667 in a 3% category would get you the same $200 as spending $10,000 with the CitiDC. The online shopping category is pretty broad, and can include some travel booked online. There is a thread on FT with shared DPs.

But for simplicity's sake, the CitiDC is a winner. I pc'd an old Citi card to the DC a couple years ago, and haven't really used it much because I've been churning for SUBs but it's a keeper anyway.

ETA: It looks like the BoA Cash Rewards card is now issued as a VI not MC.

 

[ep1229]

Just reporting back about the Plat wireless credit. I did a partial payment of $25 towards my Verizon bill and received the $20 credit today.

Do you have the auto debit discount? I know in the past, you can’t do partial payment. I’m wondering if they have relaxed the rules on that. It would be a lot easier if we could do partial payments then I wouldn’t have to get GCs

Edited to add a DP on AMEX Plat retention. I called a couple weeks ago and the offer I got was 30K for 4K spend. I called today and they offered me $300 credit for 2K spend or 30K with no spend. I took the 30K no spend of course. It might be worth it for people to call in.

 

[havaneselover]

Do you have the auto debit discount? I know in the past, you can’t do partial payment. I’m wondering if they have relaxed the rules on that. It would be a lot easier if we could do partial payments then I wouldn’t have to get GCs

Edited to add a DP on AMEX Plat retention. I called a couple weeks ago and the offer I got was 30K for 4K spend. I called today and they offered me $300 credit for 2K spend or 30K with no spend. I took the 30K no spend of course. It might be worth it for people to call in.

That's a nice retention when you couple it with the travel credit. I doubt I'll get much since I haven't put much spend on mine but I'm going to give it a shot next month.

 

[Psychodisney]

Do you have the auto debit discount? I know in the past, you can’t do partial payment. I’m wondering if they have relaxed the rules on that. It would be a lot easier if we could do partial payments then I wouldn’t have to get GCs

Edited to add a DP on AMEX Plat retention. I called a couple weeks ago and the offer I got was 30K for 4K spend. I called today and they offered me $300 credit for 2K spend or 30K with no spend. I took the 30K no spend of course. It might be worth it for people to call in.

No, I don’t have the auto debit discount. I decided I’d rather get the 5 x UR points than use a debit card.

 

[wed100105]

DH and I were both denied for Chase cards this past weekend. Our credit scores took a hit.

I’d really like a new card with a SUB. We have about $20,000 in spend this month. Amex won’t work for the majority of it.

 

[StephPlum]

Finally good news (well other than finding my preferred TP last week!). I had a trip scheduled at the end of May built around a racing school class. I was hoping they would cancel and let me reschedule with no additional cost. They called and said it is still on . But after explaining this is non-essential travel (Ohio to Utah) and I would need to self-quarantine for 14 days when I got back, she let me cancel and reschedule for September for no cost! . Finally good travel news. I am hoping by July for Glacier and September for Utah, things are safer to travel.