I love credit cards so much! v3.0 (see first page for add'l details)

[CyndiLouWho]

Those sound like some pretty valuable benefits that don’t have much monetary value. It’s pretty amazing to have co- workers who respect you and are your friends. I have to say, for years I have told my labor and delivery patients that I had THE BEST JOB IN THE WORLD!!! I have amazing co-workers and a wonderful schedule. The day their baby is born is one of the best days in their lives and I get to share it with them. Then tomorrow I get to share it with someone else.
I might have been wrong. After going on the Dolphin Excursion trip I’m thinking they might actually have the best job in the world. Not changing occupations any time soon though.

It’s why I have a love/hate relationship at my job. I hate my employer, actually mostly love my job. Pay is crap, benefits are nil, but I really have the respect of most in the ICU (though not in my department) and feel I can make a difference there.
My previous career was in veterinary medicine, which was also fulfilling but back breaking at times. I loved animal care but it’s hard work. My internship at a local zoo showed me the political side of a zookeeper job. Dolphin trainer might be more fun.

 

[CyndiLouWho]

I value autonomy in my job a lot. I could make more money in a more corporate setting but then I'd have to answer to a lot of people, some of whom really don't know what they are doing but have the right connections. I like having to answer to only a few people, and only every now and then--mostly they leave me alone to do my job.

This. So much. My “ boss” is the manager of the whole foodservice department, she is not a dietitian and has no idea what I really do. There are 6 dietitians. That’s it. No one else really gets our job. One of the pharmacists has a pretty good idea because we work closely. Otherwise no one gets it, they just let me do my job. I literally sit at my desk for 30-45 minutes in the am, then leave and spend the rest of my time in ICU. At the end of my day, back to my office, throw my papers on my desk, get my coat and go. If I had to spend all day in my office or department, I’d quit or be fired for killing someone (well, at least for smacking them)

 

[ski_mom]

DH just got it about 2 weeks ago. And met the $1000 the day we received it. I might SM them also. I'm pretty sure he (I) used a support link from myself.

If you do end up messaging them, let me know how it goes please. That's a big difference in points!

 

[calypso726]

Thanks for the suggestion. The refundable rates come out to $92/night, $462 total. I think we'd be better off using the $240 we have left of our Brilliant credit for this year and pay the reset when our credit resets in March.

Can I call the hotel to prepay part of it?

Oh I wouldn't use the FN certs on stays that are less than the fee. The card does have to pay for itself. I never find that low of a rate when I check Marriott Village. Lucky!

I've never called Marriott to do a pre pay, only Hilton/Conrad. So, I'm not sure. When I called Hilton?Conrad for a pre pay, they required me to send documents and credit card information via email.

 

[GlamMistress]

Signed up for the nice Hilton offer - earn 2k points extra each stay. 10k points every 10 nights. I'll be staying in Hilton properties on my Disney cruise trip, so nice timing.

I just called Amex about my gold card. It's about time for the fee to hit. There were no offers on my account. Considering the green.

 

[Oscar Madison]

I need some help... So we have only stayed at AOA and POP and for this upcoming trip the new offer does not include preferred rooms at POP and we have a preferred pool res. Looks like we can upgrade to Disney's Port Orleans Resort - Riverside (Garden View) for $30 more than what we already committed to, or French Quarter (Pool View) for $275 more. I moved our POP res to POFQ but I am still not sure what one is better. Anyone stayed at either or both and have any suggestions? So far just booked POFQ because only one bus stop and looks more compact. We have a split stay, last three days will be at AOA Nemo suite so we'll get our theme fix so why the decision to try something else.

Having stayed at POP and POFQ, we much prefer POFQ. Moderate resort with less crowds, boat to DS. Prefer it over POR as well.

 

[Oscar Madison]

I applied for the SW biz Performance Friday night after I wiped out all of my SW points to bring the family next week to WDW.
Just checked and I have a new card in my acct. Yay!
Is it possible to get that shipped quicker?

I used SM to get the exact same card expedited.

 

[Ngwira]

Any recent Capital One Venture cardholders?

 

[CyndiLouWho]

I want to pay DH's new CIU from my Chase checking account, but when I try to set it up it says something like - "cannot verify you are the owner of this account" - well yeah, because he's not. It then says have the owner of the account use Chase bill pay to pay this bill. But I can' figure it out. I log into my Chase account and go to pay bills, but It wants a zip code of where the bill is from. Anyone know what I"m doing wrong?
Thanks.

I have this issue with every new chase biz card and my chase checking. The workaround I found was to call in to pay. You can use the automated system and not talk to anyone. You can pay the whole bill or even just $1 but once that posts, your cc account will recognize your checking account and it should now be available to pay.

 

[Oscar Madison]

Do they move them from your room or do you have to take them to bell services?



Well Disney went and messed that up with releasing room discounts today, so I got up at 4AM and now I am stressing about POP(No Discount)/POR($30 More)/POFQ($240 More)! Why could they not have released a discount for the POP Preferred Pool View rooms and I'd be done! I suppose I could have saved $300 and stayed at a POP Standard room. Woot! Lack of sleep at its finest. Cannot process anything. The res is still at POFQ and I think it will just stay at that, time to try a moderate...

Once you do a moderate, it's hard to go back...and I say that from a POP loving family.

 

[happ]

I posted on What Card Should I Get and would love some suggestions. Thanks!

Update: Approved for SW Priority. Now to contemplate the MDD.

 

[palhockeymomof2]

Update: Approved for SW Priority. Now to contemplate the MDD.

Congrats

 

[DaveL]

Having stayed at POP and POFQ, we much prefer POFQ. Moderate resort with less crowds, boat to DS. Prefer it over POR as well.

Once you do a moderate, it's hard to go back...and I say that from a POP loving family.

Well it must be the lack of sleep from getting up shortly before 4AM to look at the new offers combined with the first day back to work in ages but I am so indecisive today! So DD is still bummed we are considering switching resorts... So we can go back to the original Preferred Pool View room and pay rack rate for the original dates, or arrive a day earlier get an extra day of the dinning plan and an extra park day ticket for $10 more than what POFQ is at right now on my modified POP res. Looking at rates on POFQ we are paying more for the Pool view room required for the discount than the standard view rack rate room...

Anyhow I booked a POP Preferred Pool view starting 1 day earlier and added a park day ticket, waiting for DW to get home to discuss. I surely can't decide anything today. However I know how this is going to go, she'll tell me to decide. Least I have both bookings done and can sleep on it.

 

[Haley R]

This is good info. I hate sleeping without one--I think I'm suffocating. Even in the winter with my heavy down comforter the ceiling fan is on high.

We’re like that too. The ceiling fan is always on no matter how cold it is

 

[gottalovepluto]

2019 TAX PLANNING AND SUPPORT LINKS
Oh boy - it's now January 2020 which means those 2019 tax returns can't be far behind!

As a reminder, last year Chase and American Express issued 1099s for support clicks! Here are some random thoughts on this:

• Chase issued one 1099 per person for all cards. It showed the card # on the 1099 so you could easily match up and check for accuracy.
• American Express issued one 1099 per card! So some people received numerous 1099s if they had clicks on multiple cards. The 1099 showed the account number also so you could match up and check for accuracy.
• People did identify ERRORS on their 1099s. The only way to check this is to comb through your records for all the clicks your received.
• We never reached a consensus on what sparked you to receive a 1099. There were lots of theories of a thresh-hold of $500 or $600 but never reached a clear answer there. And there were some people who inexplicably received 1099s at lower amounts if I recall correctly.
• If you had any support clicks last year, it would be best to wait and be SURE that no 1099s are coming your way no matter how simple your taxes may seem.
• I don't recall ANY of these 1099s being available online

Here are the way points were valued last year:

• ALL American Express related cards/points (MRs, Marriott, Delta) = 1 cpp (with exception of Hilton)
• Hilton = 0.67 cpp
• ALL Chase related cards/points (URs, Southwest, Hyatt, Marriott, United) = 1cpp
• Please let me know if anything is wrong here and I can update this.

Some people - namely @Andysol - did make an effort to dispute some valuations last year and/or attribute expenses/annual fees against them. Unless you are a major heavy hitter in the support link realm, this is likely NOT worth your time since you're probably saving an inconsequential amount on your taxes and possibly putting yourself at a risk of larger scrutiny by the IRS (this is probably just paranoia on my part though). If you can identify a clear mistake however, (i.e. that your amount is higher than the actual points received based on the calculations above) then you may want to follow up with the bank to attempt to clarify that.

Please share here on the thread if you receive a 1099 for support links so that people can be on the lookout for them. These likely won't go out until very late in the month based on how it worked last year.

I will add on to the error part- Chase made errors and sent corrected 1099s late summer/early fall offering to pay for additional costs of amending tax returns. So if you think you “got by” you might find out months later you did not. I had a fam member who that just put the over the $600 threshold so they got a 1099 when they weren’t even originally sent one.

 

[CyndiLouWho]

Just popping in to update on my chase BJs rebate sage where BJs split the charge so the $25 rebate didn't post on 2 of my cards. It took a bit but I was successful.

Here is the message after they researched:
...the offer was to earn $25.00 statement credit for making a charge with BJ's Wholesale in the amount of $150.00 or more. The offer was valid for only one charge from the given merchant. I am pleased to inform you that I have added 2,500 points on both your cards which is equivalent to $25.00. You can check this adjustment online at chase.com or on your next billing statements.

I am still going back and forth with them. I even sent screenshots of my BJs receipts that they clearly didn’t look at for one account. For the other, they replied that they will “submit a claim with the merchant”. Still hoping.

It’s extremely irritating.

Nothing is ever going to be perfect or go without comment. If you looked bigger someone would say you’re too fat, gained too much or are “huge”. I can’t fathom why people think it is appropriate to comment on someone’s size or weight or whatever, but they do. I’d ignore them and walk way.

I guess I'm in the minority and didn't mind being told I didn't look pregnant/that far along. I don't think anyone that says it means anything by it.

Oh, and I'm deathly scared of asking anyone when they're due because you just never know! I'd feel terrible if they weren't actually expecting!

This. Exactly why I NEVER ask a woman if she’s pregnant unless she tells me directly.

It could be worse - once we bumped into a former work colleague of DW's that we hadn't seen for a while...and after customary greetings she looked down at DW's stomach and asked 'Are you pregnant again?'

I waited for DW to explode, but she was just embarassed and sheepishly replied 'No, just need to lose a few pounds'. I felt so bad for her.

Awful. Don’t ask. Just don’t.

32s here too my friend! 32s for LIFE!!!!

My DH is 34. Are you saying he’s fat?!?

Yes, and @Haley R you should start practicing your offensive comments for when you do show and random strangers start thinking it's okay to touch you. I did start saying, "please don't do that" but what I really wanted to say is "why the %^^& do you think it's okay to do that?"

My sister had this happen a lot. A lot. When she was pregnant with twins, she delivered at 38 weeks and they keep measuring past the 40 week measurements. So she was measuring like 45 or 46 weeks. People commented and wanted to touch her all the time. She was mostly patient. In her dr office one week, 2 old ladies sitting out front “Myrtle, look at her. She is so big”.
“I see, she is huge. Wonder if it’s twins.” My sister, across the room “Yeah it’s twins”. FWIW her twins were 6 lbs 2 oz and and 6 lbs 10 oz when born at 38 weeks.

 

[KPK02090]

I have this issue with every new chase biz card and my chase checking. The workaround I found was to call in to pay. You can use the automated system and not talk to anyone. You can pay the whole bill or even just $1 but once that posts, your cc account will recognize your checking account and it should now be available to pay.

Thanks! I’ll give that a try tomorrow!

 

[CaliforniaGirl09]

Heading off to MCO tomorrow from OAK for Marathon weekend and our first trip of the second year of DH's SWA Companion Pass (I had it the two years previous). I have to admit the CP has lost some of it's luster since all of the direct flights to MCO disappeared from the Bay Area a few months ago. I'm not looking forward to our layovers. I'd almost rather pay for a ticket. Almost I hope when the Max issue is resolved the reinstate some of the direct flights--not sure if it was related or not but directs from OAK, SFO and San Jose all disappeared. Sigh. At least there is Maui to take away some of the sting, LOL.

Anyway, I just finished updating my personal spreadsheet and the results for last year are in. We went through 1,571,888 points in 2019. Have I said how much I love this game? Although it's now more of a second job, LOL. For those 1.5 million plus points our family of four traveled to Japan in 1st class style, took a bunch of business class flights to the UK (and maybe one or two in first , and had frequent trips to WDW, Disneyland, and Maui. I now have an entire family of plane princesses for International flights On to 2020!

 

[SouthFayetteFan]

I will add on to the error part- Chase made errors and sent corrected 1099s late summer/early fall offering to pay for additional costs of amending tax returns. So if you think you “got by” you might find out months later you did not. I had a fam member who that just put the over the $600 threshold so they got a 1099 when they weren’t even originally sent one.

I have to break it to you but uhhhh @miztressuz beat you to the punch on that one!

Chase also included cash incentives including paperless statement credits and cash retention offers. While I can't imagine Chase issuing a $35 1099, let alone a $5 one, if you had other incentives that put you at or near the $600 required reporting threshold these incentives will also be added in and could push you over.

Or if they screw up again and mistake 500 UR points for $500, the horse is out of the barn and you could get one for less than the minimum requirement.

 

[SouthFayetteFan]

Heading off to MCO tomorrow from OAK for Marathon weekend and our first trip of the second year of DH's SWA Companion Pass (I had it the two years previous). I have to admit the CP has lost some of it's luster since all of the direct flights to MCO disappeared from the Bay Area a few months ago. I'm not looking forward to our layovers. I'd almost rather pay for a ticket. Almost I hope when the Max issue is resolved the reinstate some of the direct flights--not sure if it was related or not but directs from OAK, SFO and San Jose all disappeared. Sigh. At least there is Maui to take away some of the sting, LOL.

Anyway, I just finished updating my personal spreadsheet and the results for last year are in. We went through 1,571,888 points in 2019. Have I said how much I love this game? Although it's now more of a second job, LOL. For those 1.5 million plus points our family of four traveled to Japan in 1st class style, took a bunch of business class flights to the UK (and maybe one or two in first , and had frequent trips to WDW, Disneyland, and Maui. I now have an entire family of plane princesses for International flights On to 2020!

That's an awesome haul!! Congrats All my 1.5MM points got me was owning the remainder of my house, LOLOL!!!!

Good luck on the Marathon AND on riding RotR (I've seen your comments and reactions over there)