I love credit cards so much! v2.0 (see first page for add'l details)

[Andysol]

Did you try this and not get the tickets? I have screenshot and emailed confirmation of my package, which includes 4x 7-day flexible date base tickets (exp 12/31/20) and they took my points/cash payment. Now I am worried!!!

I didn’t get a confirmation at all. It errored our. If you got a confirmation, I’d feel fine.

You did the backspace trick? Mine may have just glitched out.

 

[miztressuz]

Well I suppose there was some advantage to my kids having gone back to school in July! (Not that I am at Staples).

View attachment 432644

Chase, don't you know better? You know I'm saving those rewards for JAPAN, right? Silly Chase.

I totally lost the screenshot, but Chase tried to tempt me with my CIP bonus as a Starbucks gift card

"You have 84,417 points which equals $844.17 as a gift card to Starbucks" (or something close to that) with the button all ready to go to the gift card page. Uh... Let me think on that a bit - NO.

 

[disneybirds]

I'm REALLLLLLY trying to figure out what I want to do with this Delta promo. Hey FL experts, I know going to Disney at Xmas is a kiss of death, is Universal as bad? I would be looking at going sometime before Xmas, 12/21-24. We've never done Universal and I was thinking of making it a present to the kids.

Or the other option is to book myself a Spring Break somewhere, LOL.

And delta peeps, I can call and book a trip that is say 12/20 to 12/25 and only book hotels part of it (use free certs and points the others), right?

For US destinations, you only have to have 2 nights hotel included. I booked everything online, then you have the option to put your reservation on hold. I then called in and adjusted the hotel nights down to 2. The agents have all been very helpful.

 

[DisneyMandC]

Ugh, can I just vent for a second?

We took our dog to my ILs house a month ago when we were out of town and my mom couldn't take care of him. He came home and was itchy and having skin allergies, and I figured my MIL had fed him something she wasn't supposed to (he has digestive problems/allergies). I put him on prednisone and he continued to itch so I finally took him to the vet to discover he has FLEAS. I was absolutely disgusted!! I have never had a flea problem with any of my pets before, and there's nowhere else he could have picked it up other than her house. So we gave him Capstar to kill the fleas on him, on top of the fact that he was already wearing a Seresto collar. But of course, at this point, he's been in our house for 10 days and we have two cats. So now I'm having the house treated today. I've had a vet visit, a prescription, three doses of Capstar, just bought Capstar for both cats, bought another Seresto collar, and had to pay to have the house bombed. Now I have to come home from work tonight and wash literally everything in the house that's a fabric that can go in the washing machine and vacuum everything really good/wipe up any residue from the bomb. I've spent over $250 treating a problem that wasn't even mine to begin with! OVER IT!!

 

[Alexle2007]

I have no idea what you should do but I envy your ability to travel like the wind all year long and to enjoy so many different adventures. You are right up there with some of the unnamed greats on this board! (No talking about complete use of points here, just your travel history in general.)

Thanks! We try to remind DS frequently how lucky he is to get to go to so many places. Australia is by far my favorite location and I can’t wait for DS to experience it, finally!

I just don’t have a clue how to use these “resources” to get us there. SW is just too easy compared to all of these partner flights and trying to figure them out.

 

[Judique]

Ok now, Folks - BREAKING NEWS!!!!!!

I was approved for a Chase Business card at 7/24!!!!!!!! (Using 'offers for you' and the starred offers on my account)

And just to give you an idea of how happy I am, here are my stats:
(all personal - I also have several business cards not shown)

NFCU Flagship 3/19
Amex Gold 11/18
AmEx Brilliant 8/18
Chase Freedom 7/18
Amtrak BOA 7/18
Chase Marriott 12/17
Chase Hyatt 9/17 - I know this is dropping off but not gone from my report yet. I won't be 4/24 until next July.

My new card is the Chase Ink Business Unlimited or CIU for short.

Yesterday after many months of 'offers' that only included car loans, mortgages, bank bonuses, I noticed 2 offers for business credit cards. I was so excited as I haven't had an MSR to meet since March!

So, after asking a question or two and not really considering everything I plowed ahead and applied for CIP 80k/5k. I was instantly denied.

Immediately I applied for CIU, my other offer, $500/3 months and got the 2 week message. Went to bed early last night after calling the status line 5 times until about 6pm.

Woke up and forgot about my app until I read @PolyRob 's 30 day wait....so I checked my business account with Chase and there was my new card with the fabulous credit line of $4000!

This brings me to my next analysis and advice to others: I took no time to do any credit line reducing and there I am at something close to 80% of income with Chase. No wonder they didn't give me a CIP! Back before retirement, I was way less than 50% but my finances are different now. I get a pension or two or three and have assets in the form of retirement accounts. I just added up the pension money and applied with that figure which I actually live on right now but which doesn't represent my true financial picture. People without pensions would be drawing from their retirement accounts, and I ignored that possible 'income' on my app (and they don't ask).

So, I will be reducing those credit lines before I apply for any other card. Business or personal. And I will 'up' my income to a true picture when I apply again for the CIP next year or sooner if they give me another shot at it.

But, this morning I can't wait for that little piece of plastic to arrive!!!!!!!!!!!!!!!!!!!!!!!!!!!

And last but not least thanks to @SouthFayetteFan and @Lain for the validation and encouragement yesterday when I stumbled on my gold mine!

 

[Psychodisney]

Looks like my DH's AF on his Bonvoy boundless visa hit on 9/1. No reward night yet. If I'm remembering correctly, the reward night should hit right away unlike Amex. Correct? Just hoping it posts before 9/14!

 

[Judique]

What's more depressing than going home early from your Disney trip? Having google photos come up and be like, Look! A year ago you were at Epcot and Volcano Bay!

Has MCO opened back up yet? If you had stayed you would still be there. You could have moved over to AKL and enjoyed it with Haley and hubby.

 

[miztressuz]

Ok now, Folks - BREAKING NEWS!!!!!!

I was approved for a Chase Business card at 7/24!!!!!!!! (Using 'offers for you' and the starred offers on my account)

And just to give you an idea of how happy I am, here are my stats:
(all personal - I also have several business cards not shown)

NFCU Flagship 3/19
Amex Gold 11/18
AmEx Brilliant 8/18
Chase Freedom 7/18
Amtrak BOA 7/18
Chase Marriott 12/17
Chase Hyatt 9/17 - I know this is dropping off but not gone from my report yet. I won't be 4/24 until next July.

My new card is the Chase Ink Business Unlimited or CIU for short.

Yesterday after many months of 'offers' that only included car loans, mortgages, bank bonuses, I noticed 2 offers for business credit cards. I was so excited as I haven't had an MSR to meet since March!

So, after asking a question or two and not really considering everything I plowed ahead and applied for CIP 80k/5k. I was instantly denied.

Immediately I applied for CIU, my other offer, $500/3 months and got the 2 week message. Went to bed early last night after calling the status line 5 times until about 6pm.

Woke up and forgot about my app until I read @PolyRob 's 30 day wait....so I checked my business account with Chase and there was my new card with the fabulous credit line of $4000!

This brings me to my next analysis and advice to others: I took no time to do any credit line reducing and there I am at something close to 80% of income with Chase. No wonder they didn't give me a CIP! Back before retirement, I was way less than 50% but my finances are different now. I get a pension or two or three and have assets in the form of retirement accounts. I just added up the pension money and applied with that figure which I actually live on right now but which doesn't represent my true financial picture. People without pensions would be drawing from their retirement accounts, and I ignored that possible 'income' on my app (and they don't ask).

So, I will be reducing those credit lines before I apply for any other card. Business or personal. And I will 'up' my income to a true picture when I apply again for the CIP next year or sooner if they give me another shot at it.

But, this morning I can't wait for that little piece of plastic to arrive!!!!!!!!!!!!!!!!!!!!!!!!!!!

And last but not least thanks to @SouthFayetteFan and @Lain for the validation and encouragement yesterday when I stumbled on my gold mine!

Congratulations!


I know you were waiting for a while to get some UR so it's a great surprise to come up.
And part of why we suggest a roadmap rather than a plan, you never know when a great opportunity will show up you just have to grab. So happy for you!

 

[disneybirds]

Just an FYI for anyone on the fence of doing a Delta Vaction deal. I have on hold a July vacation now after booking earlier last week our Spring break. I will probably book July (and just pay for the insurance in case want to cancel) but I learned two things. First, you can change your resort and that part of the package anytime up until 30 days before the trip. (Which is when the balance if any is due). Only airfare is not changeable. Second, you can call and make payments. On my spring break trip I didn’t want to use all miles so owe about $1000. It did code as travel on the CSR. (Hello, $300 travel reimbursement). Today I put another $100 down on my Arrival Plus. If it codes as travel as well I figure I can pay for the trips with no/minimal out of pocket cost.

Great ideas. Just wondering if we can use some of those $50 Delta gift cards? I will ask today when I call. I have lots of those!!

 

[Haley R]

Nothing to see here

 

[Judique]

Ugh, can I just vent for a second?

We took our dog to my ILs house a month ago when we were out of town and my mom couldn't take care of him. He came home and was itchy and having skin allergies, and I figured my MIL had fed him something she wasn't supposed to (he has digestive problems/allergies). I put him on prednisone and he continued to itch so I finally took him to the vet to discover he has FLEAS. I was absolutely disgusted!! I have never had a flea problem with any of my pets before, and there's nowhere else he could have picked it up other than her house. So we gave him Capstar to kill the fleas on him, on top of the fact that he was already wearing a Seresto collar. But of course, at this point, he's been in our house for 10 days and we have two cats. So now I'm having the house treated today. I've had a vet visit, a prescription, three doses of Capstar, just bought Capstar for both cats, bought another Seresto collar, and had to pay to have the house bombed. Now I have to come home from work tonight and wash literally everything in the house that's a fabric that can go in the washing machine and vacuum everything really good/wipe up any residue from the bomb. I've spent over $250 treating a problem that wasn't even mine to begin with! OVER IT!!

I had my daughter's three cats in addition to mine January to June to help her out after her accident - broken leg and couldn't easily go up and down stairs, etc. Before I took them from her home, I had to call Orkin and have her home treated (she was still in hospital in Colorado) and also treat the cats with frontline, and give them repeated baths until I was sure they wouldn't carry any eggs to my house.

My 2 cats and my dog are treated with frontline (from costco) monthly. Fleas are everywhere outside and will get on your animals unless they are treated. My vet always offers to do their treatment (at a huge cost) and they go over my pets searching for fleas each visit, but what I'm doing at home is working. I also have a yearly contract on my own home with Orkin because I'm not taking any chances. And I still have to remind daughter to do the treatments. Her problem started when one of her cats went missing in Nov/Dec and then showed back up about 2 weeks later - with fleas. Her problem just got worse even though we treated the cat and cleaned her up - she had managed to infest the house in a very short time.

 

[Haley R]

So change of plans. Dh wants to leave today because he works tomorrow so I guess we’re driving home. I’m a little nervous because there might still be some wind gusts but he seems confident it’ll be fine. I modified our adr to a later date and cancelled it. We have to talk to the front desk to get our day tomorrow refunded onto our gift card

 

[amalone1013]

Chase is refunding all fees

 

[bernina]

So change of plans. Dh wants to leave today because he works tomorrow so I guess we’re driving home. I’m a little nervous because there might still be some wind gusts but he seems confident it’ll be fine. I modified our adr to a later date and cancelled it. We have to talk to the front desk to get our day tomorrow refunded onto our gift card

Safe travels home. I bet it will feel good to be in your own house and bed although it’s always hard to leave Disney.

Were you able to get your dr appointment rescheduled? Good luck with that!

 

[Judique]

Nothing to see here

The storm has moved up by Daytona this morning but you will still have wind. Just be careful, but I can understand Hubby now wanting to get home.

Edit: I copied an actual post and usually what you copy stays. Is this a new feature? Interesting way to kill off objectionable comments - not yours @Haley R - other comments that would have remained in the past when mods removed the original.

 

[LB002]

I didn’t get a confirmation at all. It errored our. If you got a confirmation, I’d feel fine.

You did the backspace trick? Mine may have just glitched out.

Yes, I added 1 ticket, hit next until it asked for personal info, then backspace 2x, add another, rinse and repeat.

I have the confirmation email, screenshot of purchase page, screenshot of ticket terms and conditions, and I logged in to double check and all 4 tickets are showing in my account, so I *think* I'm ok.

 

[LB002]

Great ideas. Just wondering if we can use some of those $50 Delta gift cards? I will ask today when I call. I have lots of those!!

You should be able to. I paid with a mix of points and CC, it wasn't an issue to mix payment type.

 

[DisneyMandC]

I had my daughter's three cats in addition to mine January to June to help her out after her accident - broken leg and couldn't easily go up and down stairs, etc. Before I took them from her home, I had to call Orkin and have her home treated (she was still in hospital in Colorado) and also treat the cats with frontline, and give them repeated baths until I was sure they wouldn't carry any eggs to my house.

My 2 cats and my dog are treated with frontline (from costco) monthly. Fleas are everywhere outside and will get on your animals unless they are treated. My vet always offers to do their treatment (at a huge cost) and they go over my pets searching for fleas each visit, but what I'm doing at home is working. I also have a yearly contract on my own home with Orkin because I'm not taking any chances. And I still have to remind daughter to do the treatments. Her problem started when one of her cats went missing in Nov/Dec and then showed back up about 2 weeks later - with fleas. Her problem just got worse even though we treated the cat and cleaned her up - she had managed to infest the house in a very short time.

We've always done Seresto collars and have never had a flea problem, even on our barn cats. Our bigger problem in our area is ticks, and the vet told us Frontline was basically worthless for that. It's just so frustrating that I now have to deal with this when the problem didn't even originate at my house! I made DH tell his mom that they had fleas and she was basically just like "oh ok." And I know this isn't the first time they've had them either, so the dog is officially never going down there again. I have been checking all the animals with the flea comb and am dosing the cats with Capstar before I let them back in the house tonight, though I really haven't seen them itching much or anything. The guy from pest control said that he was doing a bomb and a spray on our couches that would work better than doing the baseboard spray. Apparently the baseboard spray doesn't work as well when you have all hardwood like we do with no carpet, so he said any fleas in the house in our house would most likely be in the couch.

 

[tink1970]

If you had the choice, would you eat at let Cellier, coral reef, akershus, or garden grill for dinner?

I’m thinking no to le Cellier but we’ve never been there. We’ve been to the other two restaurants on the gc deal.

I see you've already decided to eat at GG but the steak after my (one and only) Marathon was the best ever. Of course, that could have been the fact I had just done a Marathon, lol! Enjoy GG and let those of us (gasp) who have never been know what you think about it!

I know that several of you have either been to Italy or planning a trip. Given the choice, would you rather go in June and have fewer days (2 travel and 8/9 days touring) or go in August and have more days (2 travel and 10/11 days touring)? I am thinking August may be too hot and I read somewhere that many stores close for 2 weeks in mid August, but it would be nice to have the extra days. We will probably fly into Rome and then out of Milan or vice versa. Suggestions?

Agree with @mmmears and others who say NO to Italy in July/August, although DD was there in June and it wasn't much better...but it was a little better so I vote June. My favorite time is Christmas-it's a goal for 2021 to return then.

I’ve heard people talk about tables in wonderland but I’ve never looked into it. I’ll have to now!

Definitely get it! It saved me quite a lot of money when I was an AP and visiting several times a year, especially with family groups. Never regretted that purchase. Living so close to WDW it's really a great idea.