I love credit cards so much! v2.0 (see first page for add'l details)

[DrFacilier]

What do you all think about the Amazon Prime card that gives you 5x cash back? I have been using it for a while and feel like it has value but wondering if I should be using my other cards to hit MSRs quicker.

ETA 5% cash back. I guess I’m just obsessed with multiplication these days.

 

[palhockeymomof2]

I am getting ready to book our cruise on RCCL Oasis of the Seas for December 2020. Prices are great because it is before the Holidays and the kids will just be getting home from college on Winter Break. So, I have about 400,000 UR's right now. Just starting to replenish my stash after using 200,000 from the last cruise. I am having such a hard time parting with these points....

Originally was going to go cheap (as we have other vacations planned for 2020). So, for 4 in an inside cabin (which we have always done 4 in a room and it works) would be about $2100 or with CSR or 140,000 points. Then we have been spoiled with balcony's so I priced us for 4 in a balcony room and it would be $2750 or 183,000 UR's. Then for the heck of it - I priced out 2 Inside Rooms that connect. So kids would have their own room. That would be $3200 or $213,000 UR's. An extra room would be nice but then giving up the balcony. They don't have 2 connecting balconies available (and it was more than I wanted to spend anyway).

I have the points - just hate using them. I like to hoard them. But I know I can get more... I don't know which way to go.. Any suggestions.

Once when our kids were in college we did a balcony room for DH and I....then booked an inside cabin for the kids across the hall

 

[havaneselover]

Ebates offering 15% off at so many stores, and I can't find anything to buy!

This was me yesterday. And we had already ordered my mom's David Yurman necklace for mother's day for Saks when it was 2% Today I did buy a simple pair of sandals from Macy's.

 

[disneymagicgirl]

So, I just redeemed some AA miles and used my latest card's $250 travel credit for actual flight and car through the AAvacations site. I didn't want to do it because I need all that for WDW but it's a situation where better to do it than pay cash and actually better flight options on AA portal.

Long story short - my MIL went for a shot in her back about 6 weeks ago. To help with back pain. Doctor nicked a nerve and she immediately lost all feeling below the waist. Had to have emergency surgery to relieve a hematoma in her spine. Hasn't been able to move her legs or any feeling below waist since. Was in ICU for 3 weeks, then moved to a rehab facility and in a few days is moving to a different one. They are going to have to sell their 4000sqft 2-story and get a small ranch. My dh needs to go back to help his dad in about 10 days.

Was super thankful to have the miles and travel credit. SOOOO much cheaper than cash for flight and car!

omgosh. that is awful!!!!! prayers for her and all the family. Ugghhh.

 

[vanjust14]

Ebates offering 15% off at so many stores, and I can't find anything to buy!

shopdisney?

 

[LynnTH]

Once when our kids were in college we did a balcony room for DH and I....then booked an inside cabin for the kids across the hall

I thought of that. But I know we would be over at one another's room so much (figuring out plans and outfits and every other little thing) That it would be so much easier to have connecting rooms to be able to go back and forth in the rooms.

 

[vanjust14]

I can now see 3x URs pending for my Plastiq payment yesterday morning

@Calfan @Lain

CIP #2 can't get here fast enough!!

 

[speedyfishy]

What do you all think about the Amazon Prime card that gives you 5x cash back? I have been using it for a while and feel like it has value but wondering if I should be using my other cards to hit MSRs quicker.

ETA 5% cash back. I guess I’m just obsessed with multiplication these days.

The store card by synchrony? I don’t think counts towards 5/24. Also the Amex Biz had a $150 bonus a few weeks ago. I don’t think the chase one is worth it

 

[1st*toright]

Ebates offering 15% off at so many stores, and I can't find anything to buy!

There must be SOMETHING on ebags that you need!!!

What do you all think about the Amazon Prime card that gives you 5x cash back? I have been using it for a while and feel like it has value but wondering if I should be using my other cards to hit MSRs quicker.

ETA 5% cash back. I guess I’m just obsessed with multiplication these days.

I have the chase Amazon (have had it for ages). I use it at whole foods and for buying stuff on Amazon, if I don't have MSR to meet. That isn't often, these days, so it doesn't get much love.

 

[wendow]

Ebates offering 15% off at so many stores, and I can't find anything to buy!

30% back at proflowers! Perfect timing!!

 

[DrFacilier]

The store card by synchrony? I don’t think counts towards 5/24. Also the Amex Biz had a $150 bonus a few weeks ago. I don’t think the chase one is worth it

Yes. It’s the synchrony store card. I got it a while ago so not worried about 5/24 but wondering if the 5% back is a good deal or if I should be putting that spend towards MSRs.

 

[wendow]

What do you all think about the Amazon Prime card that gives you 5x cash back? I have been using it for a while and feel like it has value but wondering if I should be using my other cards to hit MSRs quicker.

ETA 5% cash back. I guess I’m just obsessed with multiplication these days.

I've had this card forever too. I use it on Amazon and at whole foods if not working on a MSR. Amazon used to give a lot of promos around Christmas if you paid with the card but those have been absent for the last couple of years. Since there is no AF and I've had it forever, I keep it. Not sure I'd use a 5/24 spot for it though.

 

[vanjust14]

Just sold my first AA giftcard on Raise! Thanks @SouthFayetteFan for the advice on setting the price to just below the others for sale. Went 25 cents lower and sold in about an hour.

 

[wendow]

Yes. It’s the synchrony store card. I got it a while ago so not worried about 5/24 but wondering if the 5% back is a good deal or if I should be putting that spend towards MSRs.

Oops sorry, I thought you meant the Visa.

 

[SouthFayetteFan]

Just sold my first AA giftcard on Raise! Thanks @SouthFayetteFan for the advice on setting the price to just below the others for sale. Went 25 cents lower and sold in an about an hour.

Awesome! I gladly give up $1-$2 to jump to the top of the list

 

[CoP Luv]

So I am back again after not reading for about a month...so just catching up on the last few pages...CIP is coding as 3x on Plastiq again?

I just got my property tax bill and our first installment is due in about a month. I was trying to think of what card would work to pay that off (roughly $10k - $5k in June and $5K in Sept ). DH got the Amex Plat mailer for 100k MR...can I refer him from my Plat and he still get 100k MR?

 

[disneymagicgirl]

The doctor messed up big time. He knew it immediately too. Cancelled all other appts and headed straight for the ER with them. Stayed with my FIL at the hospital that evening while she had surgery.

My inlaws waited several weeks but then filed a medical malpractice suit. They weren't going to but then the reality began to set in of how life changing this will be. My FIL is going to have to retire early now, help caring for my MIL as my FIL cannot do it all, selling their home and buying something else, the medical bills, etc.

This is so terrible. I can't believe what I'm reading. Things change in the blink of an eye. I could cry for her.
My dad is doing some sort of injections in his back for sciatica. I told him multiple times mine was healed via the chiropractor, but he "doesn't believe in the Chiro". Apparently he'd rather be poked in the back. I'm sending him this story!

 

[Haley R]

Don't be. If they work at a hotel answering the phone there's a very good chance they speak english.

Did he answer moshi moshi blank hotel or something different? They never taught us how businesses answeres just that you answer the phone moshi moshi.

He said ohayo gosaimasu which I know means good morning. If they don’t respond to my email then I’ll try calling

 

[Calfan]

How do you tell how many UR's are going to post? My Plastiq payments are showing "office and shipping", but I don't know where to find the UR credits.

I went to the UR portal and just looked at what it says I am earning on my next statement under where it says how many URs you have. My account was easy as that's the only thing I have at all since my statement just cut before this and it's listing 5600pts for an $1860ish payment. DHs also has an amazon charge that went through at 1xURs but when I subtract that from what is earning on next statement it is 600pts for the $200 payment.

If you go to the UR page for your CIP, under the indication of how many UR you will be earning on your next statement, there is a link you can click that says "See More Activity" (or something like that; I'm going from memory here, although I do check every few days). That will bring up a list of your posted charges (pending charges won't show up until they post, and even then sometimes they come and go for a couple of days before they are there permanently). That list will tell you the bonus earn, if any, on the charge.

 

[wanderlust7]

Cord organizers were never on my radar. But now I'm tempted to get one! DH is in charge of the electronics though, he'd probably be like what do I need this for??

Haven't had a chance to use my Mother Lode Junior yet. It's bigger and heavier than I thought. Been thinking if I should return it. But everyone loving it makes me think I should give it a chance. So hard to know without trying it out! But then I won't be able to return it. Decisions, decisions.

Took the flat toiletry bag on the cruise and loved it! No rummaging like with my old bag.