I love credit cards so much! v2.0 (see first page for add'l details)

[LuckyMamaInDE]

Timberline is big for me personally in my CSR consideration. I value a visit at $30 when DH and I go because we typically spend about $40 at another place at DEN, and we live ~$10 tip at Timberline depending on what we order.

Same. Now that we're flying to DEN for visiting an-ill-but-slowly-recovering family member every few months, that Timberline benefit is very helpful. We also used one of the PP lounges in MIA for a good dinner when we took that AA bump.

I think one of us will always hold a CSR, at least until we're past 5/24 and into Amex-land.

 

[chattadisser]

Ok, I just realized Staples called me yesterday and left a message about my order. So instead of calling back like a normal person, I am asking here, Why would they do that?? I used DHs Amex card so order is in his name. Do i want to call back as DH? Side note, my phone is whack. It doesn't like to give my one voice mail so it waits till I have multiple voice mails before they show up! One time I had 4 VM pop up out of nowhere. Today the vet called and left a message so that made the one from Staples yesterday afternoon appear.

My phone has been doing the same thing lately!! It's a 6+ so I just figured it was showing its age. Too bad because I'm not getting a new one, I don't use the new features of the new phones enough to pay for a new one. I wait till I absolutely have to.

 

[mmmears]

Refresh your CSP support links. 60k with AF offer now gives 15k per “support” with a 75k cap. Old links are dead.

I just changed mine this past weekend. Does this mean I should change it again?

Just tried CIP 2 and it went pending. Now I'm sad as I was riding high on DHs instant approval

*starts calling number*

Welcome to my world. Neither of us has ever seen an instant approval on a business card.

My CIP#2 app has been pending at 2 weeks for 4 days!

That long? Yikes. I'm sorry, what a pain. I hope you get it soon.

Thank you both! I had no idea we could PC the CSR to anything other than the CSP. I’d definitely rather no AF so gonna go with the CFU. Awesome!

Makes sense. I was thinking about a $55 difference when I responded. Saving $150 is much better if you don't need the card. My plan was to PC the CSP to the CFU as soon as it turns a year old.

Called first thing this morning and approval for my dh’s CIP #2!!!

Congratulations!!!

 

[amalone1013]

Same. Now that we're flying to DEN for visiting an-ill-but-slowly-recovering family member every few months, that Timberline benefit is very helpful. We also used one of the PP lounges in MIA for a good dinner when we took that AA bump.

I think one of us will always hold a CSR, at least until we're past 5/24 and into Amex-land.

All this talk had me thinking DHs CSR was due next month but the AF won't post until September, phew don't have to make the call yet lol. If we get another card with PP like AMEX that will change things. But right now I will leave DH with his because he feels fancy and also does more restaurant spending than me. Plus the 3x on tolls is nice for us.

 

[amalone1013]

Welcome to my world. Neither of us has ever seen an instant approval on a business card.

I was really shocked I got it on my CIC in January and DHs CIP2 last month. Shocked. lol

 

[mmmears]

I was really shocked I got it on my CIC in January and DHs CIP2 last month. Shocked. lol

I can't figure out what we are doing wrong. The "pending" status always makes me nervous.

 

[amalone1013]

I can't figure out what we are doing wrong. The "pending" status always makes me nervous.

Me too. I'm thinking my issue could be due to not cutting my CIC limit even though I did the rest.

 

[JJ2017]

A little late seeing this, but I hope that this helps:

I have a corporate AMEX that I spend a LOT of money on.

I pay a $90 AF to keep my corporate AMEX points (the $90 AF hits my corporate AMEX, but I mark that expense as a private expense and they deduct it from my check. I set it up by calling the number on the back of my AMEX card (you can call this number - AMEX membership rewards direct number: 1-800-297-3276) and simply asking them if I could keep my points and they said yes. I use my corporate AMEX login to go to this website and view my rewards: www.membershiprewards.com

1 point earned/$1 spent

Redeeming - flights/hotels booked through AMEX - can transfer points to flight Delta, Hawaiian, JetBlue, Bonvoy, Hilton Honors, Choice Privileges, gift cards, etc.

Also can transfer points to personal platinum or gold or green cards, but not cobranded cards.

Finally got my husband to log into his corporate account to see if he even has reward points and he got the message that "sorry, your card doesn't qualify for reward points." Is this our dead end??

 

[miztressuz]

DH’s CIP AF hit on April 1st. I am thinking he should PC to a no fee card. He already has the CIC. Does that mean he has to go to a CIU? I was thinking it would be better to get the SUB for the CIU card.... are there other pc options?

You can PC to the CIC and hold 2 if you don't want to outright cancel.

 

[WVMomof3]

Refresh your CSP support links. 60k with AF offer now gives 15k per “support” with a 75k cap. Old links are dead.

Mine appears to be working still and goes to the 60k offer. Side note, I can't actually refresh mine as I PCed back in December. But the link still goes to a landing page.

 

[vanjust14]

DH’s CIP AF hit on April 1st. I am thinking he should PC to a no fee card. He already has the CIC. Does that mean he has to go to a CIU? I was thinking it would be better to get the SUB for the CIU card.... are there other pc options?

You can get the CIC again instead and apply for the CIU separately for the SUB.

 

[elgerber]

.

 

[WVMomof3]

My phone has been doing the same thing lately!! It's a 6+ so I just figured it was showing its age. Too bad because I'm not getting a new one, I don't use the new features of the new phones enough to pay for a new one. I wait till I absolutely have to.

Mine is only a 6. My kids with the 6+ and the 7 try to tell me they need new phones and I am like, ummm mine is way older I think you are fine. I do want the new camera though! And facial recognition. My fingerprints rarely work. I am always the one at Disney holding up the line with the stupid fingerscan.

 

[wendow]

All this talk had me thinking DHs CSR was due next month but the AF won't post until September, phew don't have to make the call yet lol. If we get another card with PP like AMEX that will change things. But right now I will leave DH with his because he feels fancy and also does more restaurant spending than me. Plus the 3x on tolls is nice for us.

I have not mentioned PC'ing the CSR to my dh yet. He will not be happy about losing the PP He & our youngest are flying to Ohio next week and they leave at a time they can use Timberline and the airport in Cleveland has a PP restaurant they can use as well. So I will not PC the card until after.

But honestly, so many of our outbound flights to MCO are at 6am. No Timberline. The MCO lounge is not worth keeping the card for, imo. We drive to TX and a lot of other places cause flying 6 people is And since I will be cancelling the Plat later this year and we'd struggle to use Timberline anyways, it just isn't making sense for us. I'm sad. The first time we could actually use Timberline and we can't, I'll probably cry! And my dh will be trying to tell me that we should have kept the card but that trip could be a year from now

 

[amalone1013]

And my dh will be trying to tell me that we should have kept the card but that trip could be a year from now

Sounds like what my DH would do! lol. Our travels have just worked out that we are typically flying out late and can eat there beforehand.

Really this just means we need a plan where when you take an adults trip we also go somewhere and all eat at Timberline first

 

[mmmears]

Mine is only a 6. My kids with the 6+ and the 7 try to tell me they need new phones and I am like, ummm mine is way older I think you are fine. I do want the new camera though! And facial recognition. My fingerprints rarely work. I am always the one at Disney holding up the line with the stupid fingerscan.

We have two 7 and two 6 and they are still working. The new ones are so expensive so we're going to wait as long as we can . Usually just buy 2 and pass our older ones to DD and DM but even that is getting pretty expensive these days. I would like to upgrade for the camera, too.

 

[striker1064]

Weird hypothetical idea: If you had a CF currently you could downgrade the CSR to CF and upgrade the CF to CSR (and then double dip the TC essentially making $150 in yr 1).

I... er, my friend... has done this.

Said friend also told me the AF posts on your original card anniversary, not your PC anniversary, so if you're particularly clever you can extract a lot of value out of this. I would never dream of abusing this, but... Chase doesn't seem to particularly care.

 

[speedyfishy]

I only got 1x on my Ebates credit card for an order placed through Ebates at GiftCardMall. That's disappointing. The only MSR that I am working on now is the the Amex Green (1,000) and SO's Delta Gold if he ever gets that card working. Im trying to decide what my next steps are going to be. I can't get any Chase. Waiting for 65 days to pass for more AA cards and SO and I both are at the 5 credit card max with Amex. lol

I think I am going to MS the Hyatt for a free night. (9K more to go on this)
Amex Gold 4x at grocery stores. Is there anyway to see how much I have spent so far? I don't want to tally all my transactions lol
CIC's I hope Staples has some good deals on Visa Giftcards soon.

Then I am out of ideas lol...

 

[gottalovepluto]

Mine appears to be working still and goes to the 60k offer. Side note, I can't actually refresh mine as I PCed back in December. But the link still goes to a landing page.

Ahh, interesting. Ok, my old link is also re-directing to the new offer on my desktop. I saw the pop-up and assumed they were dead but maybe because I was on mobile my phone didn't re-direct me to the next page or I straight up missed the re-direct because Need. More. Coffee....

 

[StephPlum]

Oh yeah - you can PC between CF, CFU, CSP and CSR. You just need to be outside of a year of original approval for CSP and CSR. I’m not sure what would happen if you tried to PC the same card multiple times in a year (that might be frowned upon). Weird hypothetical idea: If you had a CF currently you could downgrade the CSR to CF and upgrade the CF to CSR (and then double dip the TC essentially making $150 in yr 1). People do all kinds of strange strategies with PCs.

@Andysol had a mini write up on this awhile back. I tucked it away for when my CSR is one year old...

Also- to anyone who isn’t doing this already with your CSR: never have it for more than one year. Get the CSR, use the travel credit of $300, pay the $450, after the first year and second wave of AFs, use the $300 travel credit again and then downgrade the card within 45 days to get your full refund (used to be 60) of 2nd AF.
Then, if you have a P2 or another Chase UR card, PC that card to a CSR and rinse/repeat. You should constantly be PCing that card annually, but it’s worth keeping because of the 1.5:1 ratio and the unmatchable insurance. Plus, you’ll always get $600 for $450