I love credit cards so much! v2.0 (see first page for add'l details)

[Natgridenergy]

You and I are thinking alike! I’m also considering hopping aboard full steam ahead and no looking back. It will come to an end, like all good things in this game, and my biggest regret in previous years with these opportunities, is that I didn’t go bigger. My dh is 2/24 and I may not need to have him board. Still debating a lot!

Great minds think alike!

What’s the recommended method for personals? Do you need a mailer for the first one?

ETA, just found my answer.

 

[amalone1013]

I will be staying here in June as well. DH has a work conference there. So it will be a free mini vacation for me. And he will have companion pass then so with work paying for his ticket I will fly CP for free. Not sure if any kids will join us or just 2 of us.

I'm hoping DH goes some interesting places now that CP is in his name. If nothing else we hope that on one of his trips to KC I can go and maybe we can meet some family since its about 2.5hrs from my hometown, we can all have a weekend away

 

[SouthFayetteFan]

For those that like that Doubletree near Universal:

https://mobile.twitter.com/bioreconstruct/status/1099804281530712064

 

[FairestOfThemAll37]

Has anybody flown SAS? It looks like we can save a ton of money by doing a little backtracking to Copenhagen at the end of our trip.

Not sure if/how we could work the points for that but it brings the worst case scenario of cash to a “bargain” under $5k pp

 

[Ngwira]

Instant approval. 5k revenue, 3 yrs business and Other Professional Services.


At least you're getting SOMETHING.... Im in a dry hole.

I had similar stats when I was approved. The points post after the first statement cuts and you pay the annual fee.

 

[Tikitoi]

Yes. Everything is booked through the useAAmiles site regardless of where the miles came from.

Interesting. Thanks for that.

 

[Ngwira]

We seem to have more recent DPs on Citi than Barclays. Lots have been successful with Citi with very few denials/issues. Barclays seems to be a little more hit or miss. @Natgridenergy got auto approved recently - @wendow has been pending for what seems like a week now.

I was instantly approved for the Barclays biz on 1/19 for 50,000 miles after one purchase. I used 3k biz income. Points posted a few days ago after statement cut and annual fee of $95 was paid.

 

[DisneyMandC]

Does it need special sheets? Is it an odd thickness or something? That might be a dealbreaker for me.

Nope, no special sheets! I just use standard king sheets and they fit fine. Only thing you need is to make sure the box springs meet the specifications, but I think that’s true of all foam mattresses.

 

[SouthFayetteFan]

I was instantly approved for the Barclays biz on 1/19 for 50,000 miles after one purchase. I used 3k biz income. Points posted a few days ago after statement cut and annual fee of $95 was paid.

Thanks for an awesome and thorough DP. I see two of these cards (one for each player) in my future. Although unfortunately they now come with that $1k MSR.

 

[Tikitoi]

I transfer the money back to my hub account when I close the account.

Do you do this all the same day? And do you close it by way of SM email or phone call? I'm actually asking for a Discover account...

 

[disneymagicgirl]

Do you do this all the same day? And do you close it by way of SM email or phone call? I'm actually asking for a Discover account...

Not all in one day b/c the electronic transfer of funds takes a couple days. Once the balance is zero I send a SM to close. I haven't closed any discover though.

 

[Tikitoi]

Not all in one day b/c the electronic transfer of funds takes a couple days. Once the balance is zero I send a SM to close. I haven't closed any discover though.

Got it. Zero balance at least though.

 

[ClapYourHands]

Okay, I've been skimming, but am honestly fairly lost, especially with some abbreviations, so I'm hoping some of you here can help a newbie out.

The CCs I use are an old SPG personal amex and AA MasterCard, but those are DH's cards on which I am just an AU. Back before the Marriott merger, using the SPG for everything was a no-brainer. Now, I'm looking for a way to get better rewards.

I've spent quite a bit of time on the Disney GC thread, and while I've managed to get some good deals, it seems like people are doing much better when they are able to combine with points and statement credit offers.

So, where do I start? DH has platinum status for both Stariott and AA from his work trips, but I travel much less frequently. We fly AA when we all go together. When I go to Orlando solo with the kids (DH often chooses not to go), I fly whichever airline has the best prices for my dates/times (Jet Blue last November and this upcoming June, Delta the year before). Also, the Orlando area has so many hotels with low cash prices that points don't always seem to be the best use for our Florida stays.

I'm looking for something on which I can maybe churn some gift cards, and get higher point values for everyday spending. I have honestly never been the one to convert points/miles to rewards, so it will be a bit of a learning curve figuring that out.

Any help would be appreciated.

 

[CyndiLouWho]

You’ll probably want the mattress cover too, and their pillows are wonderful. Double check that the Chase Offer works in store, or only online. The Amex Offer works only online. The stores will match online codes and coupon mailers, but you’ll be missing out on Ebates, and Chase or Amex Offers if they exclude purchases in the showroom.

I’d only try it our in store. Could never buy a mattress online without trying it. That said, I’ll probably procrastinate until too late. Bob’s is more my budget.

 

[amalone1013]

DH is good with seeing how far we can get with GC deals for the cruise payment. Unfortunately the Safeway Visa coupons are no longer available, if you didn't already save them. Still drug DH there for the 8x points Happy card deal. We each got a $50 card, minus $2.50 with Discover, and enough reward points for $7 off a meat purchase. So 19% off. Also each got a $200 VGC at Lowes to start.

 

[CyndiLouWho]

We normally stay for 6-7 days and do 3 or 4 at each resort. It’s gonna be hard to get FPS for fop, sdd, and 7dmt now. We love split stays though. It’s so fun to try new resorts

Maybe not. Maybe with all these people booking extra FPs it will open up extra availability if the no longer can. I’m not sure it was a big enough problem but if Disney has to address it maybe it was. I was able to get FOP twice in a 5 night stay for March when last year, all I got was one on day 7 at like 4 pm.

 

[magickingdomprincess]

How do you send a backdoor SM to citi? Thinking I might go ahead and get the ball rolling on closing my first Citi AA biz card. All this AA talk is giving me serious fomo! I'm sure I can figure out the msr on top of my CIC....

 

[Haley R]

Maybe not. Maybe with all these people booking extra FPs it will open up extra availability if the no longer can. I’m not sure it was a big enough problem but if Disney has to address it maybe it was. I was able to get FOP twice in a 5 night stay for March when last year, all I got was one on day 7 at like 4 pm.

That's true and I guess if it's affecting other people it may not be as big of a deal. I do think there were quite a few people using the campsite booking route to get fps. I wouldn't think to do something like that.

 

[chattadisser]

The key is don’t use your own mailer. If they are in your name...have your husband use it. If they are in his name, you use them. If you use your own mailer, you’ll stop getting them.

There’s no reason to use a mailer for your first card unless it’s a better offer than publicly available. Otherwise use the best public offer you prefer for that first card.

Perfect! Thank you!

 

[Limes96]

Updated Southwest 50,000 Point in-flight links:

Plus
https://applynow.chase.com/FlexAppWeb/renderApp.do?CELL=6T8K&SPID=FVP9&PROMO=DF01

Priority
https://applynow.chase.com/FlexAppWeb/renderApp.do?CELL=6T8K&SPID=FVP4&PROMO=DF01

https://i.imgur.com/QoHfirl.jpg

Just so you are aware: These were shared on r/churning and when you click you won’t see the 50k listed. Many people here have had success using these with NO reported issues.

Thank you! Hoping to use one of these a week from today. Was hoping an updated link would pop up.