I love credit cards so much! v2.0 (see first page for add'l details)

[mmmears]

CIC requires Paypal.
CIP works direct/Paypal.

Perfect. Thanks so much. We only have the CIP (and DH isn't going to mess with Paypal) so I'll give him the go-ahead.

 

[Haley R]

We bought a frame at Walmart for $14 for our carousel of progress print. It looks so good and Dh keeps walking up and staring at it lol. We finished a beauty and the beast puzzle and are waiting on the sticky things we bought on amazon to hold it together. That’s gonna hang in our living room too.

 

[Artygal90]

Math fail...I finally have my CSR to book our stay at Hard Rock Hotel in Universal for early September, but I forgot to account for taxes and fees, so we are a mere 5300 UR short of the points needed for the whole stay. Would you:

A) Book 5 out of 6 nights and book the final one when you have the points to do so (coming as soon as my CSR statement posts, hopefully)
B) Book all 6 nights and pay the $72 balance out of pocket
C) Wait and hope prices don't go up in the next month or two

 

[Haley R]

Math fail...I finally have my CSR to book our stay at Hard Rock Hotel in Universal for early September, but I forgot to account for taxes and fees, so we are a mere 5300 UR short of the points needed for the whole stay. Would you:

A) Book 5 out of 6 nights and book the final one when you have the points to do so (coming as soon as my CSR statement posts, hopefully)
B) Book all 6 nights and pay the $72 balance out of pocket
C) Wait and hope prices don't go up in the next month or two

Is it nonrefundable?

 

[Artygal90]

Is it nonrefundable?

I can cancel up until about 5 days before check-in (which I think is HRH's policy) and I thiiiink get all my points refunded.

Edited to add: this will be my first time booking through the Chase UR portal so I'm not sure how it usually works.

 

[Haley R]

I can cancel up until about 5 days before check-in (which I think is HRH's policy) and I thiiiink get all my points refunded.

Edited to add: this will be my first time booking through the Chase UR portal so I'm not sure how it usually works.

If it says refundable you will get all of your points back. We’ve cancelled through the chase portal before. Our points went back into our account pretty fast too. I would book all 6 of your nights for now so you know you have them and maybe cancel after you get enough points

 

[CyndiLouWho]

If it says refundable you will get all of your points back. We’ve cancelled through the chase portal before. Our points went back into our account pretty fast too. I would book all 6 of your nights for now so you know you have them and maybe cancel after you get enough points

@Artygal90 i agree with Haley. Book now, you can rebook once you have the rest of the points. I have cancelled and rebooked things multiple times when there was a price change (or itinerary change). Always got my points back in moments. Worst case, once you have more points, if your room is no longer available, you could cash in URs for a statement credit if you want it totally free (won’t be 1.5x but would be free)

 

[kmc8826]

Ok, since I'm just hanging in the room with the sick kids today and browsing the boards I have another question for you all. I'm already considering a "2019 Disney do over". DH is not onboard.....yet. We have 10 day non hopper tickets now. If we were to come for 4-5 days this fall would you all update to annual passes now? I mean, we are working towards MSR on CIP anyways....

I think AP’s are definitely “worth it” especially when you have 10 day PH’s. Just make sure you run numbers so you know what it should cost as CM’s don’t always do it right...more than once I have caught them making mistakes on it. Also make sure you upgrade to AP’s on or before last day.

 

[mmmears]

Math fail...I finally have my CSR to book our stay at Hard Rock Hotel in Universal for early September, but I forgot to account for taxes and fees, so we are a mere 5300 UR short of the points needed for the whole stay. Would you:

A) Book 5 out of 6 nights and book the final one when you have the points to do so (coming as soon as my CSR statement posts, hopefully)
B) Book all 6 nights and pay the $72 balance out of pocket
C) Wait and hope prices don't go up in the next month or two

I'd book it all now just in case it won't be available when you do have the points, and then try to change the $72 into points when you have them.

 

[Artygal90]

@Artygal90 i agree with Haley. Book now, you can rebook once you have the rest of the points. I have cancelled and rebooked things multiple times when there was a price change (or itinerary change). Always got my points back in moments. Worst case, once you have more points, if your room is no longer available, you could cash in URs for a statement credit if you want it totally free (won’t be 1.5x but would be free)

Done! Yay! I'm $71 poorer (for now) but just saved over $1500! Thank you CIP bonus (and thanks to you and @Haley R for your advice!)

 

[Haley R]

Done! Yay! I'm $71 poorer (for now) but just saved over $1500! Thank you CIP bonus (and thanks to you and @Haley R for your advice!)

I would not be upset about spending just $71 lol. I’m glad you got it

 

[Haley R]

In case anyone was wondering what Antarctica really looks like

 

[Artygal90]

In case anyone was wondering what Antarctica really looks like

Oh no! Stay warm!

 

[calypso726]

In case anyone was wondering what Antarctica really looks like

Yeah, but where are the penguins? Seriously, EEK! Stay warm.

 

[amalone1013]

We bought a frame at Walmart for $14 for our carousel of progress print. It looks so good and Dh keeps walking up and staring at it lol. We finished a beauty and the beast puzzle and are waiting on the sticky things we bought on amazon to hold it together. That’s gonna hang in our living room too.

What did you get? We have a couple puzzles to do also. A few Disney Kinkades and then a few we got at the parks

 

[elgerber]

In case anyone was wondering what Antarctica really looks like

Yep, that's what I see too. I am soooooooooooo over it. It can all just stop now. These commutes the last two weeks are insane, my husband is just beyond crabby! And his company sells and services snow removal equipment, and no one takes care of their stuff so they are super crazy with people needing repairs. Last night someone called to drop off a non working tractor, and they didn't show up until 30 minutes after he closed.

 

[elgerber]

Bringing up an old bank bonus question. I am doing Discover for my dd. I know when I did mine I pushed the funds from Cap One. For her I was going to push from US Bank, but now I see they charge a fee. If I initiate the transfer from Discover, pulling funds from US Bank, does that still count as a deposit for the bonus? It's not a direct deposit requirement, just deposit $25k to get the bonus.

 

[disneymagicgirl]

You mean there’s not?!


We were in Charleston maybe 15 years ago. Ate at 82 Queen, Magnolias, Fleet Landing, Poogan’s. Jestine’s I can’t recall if we had fried chicken but I think we had fried green tomatoes, okra and banana pudding. All delicious. I can’t remember having any bad food in Charleston.

Fleet Landing used to be our go-to date night place, but I did my mom's 60th bday dinner there in January and the service was awful, they were out of tons of the menu items, and what they did have wasn't good. Thats why I left it off.

 

[striker1064]

Seeing some chatter on today's r/churning DD thread about GCs not triggering Amex reimbursement as of a few days ago, because the charge details are now coding as "gift card". Anyone have any very recent DPs? I am kind of surprised Amex allowed this to go on as long as they did given the T&Cs explicitly state the airline credit does not count for GCs, but this is a loophole they could have closed a long time ago if they wanted.

Bringing up an old bank bonus question. I am doing Discover for my dd. I know when I did mine I pushed the funds from Cap One. For her I was going to push from US Bank, but now I see they charge a fee. If I initiate the transfer from Discover, pulling funds from US Bank, does that still count as a deposit for the bonus? It's not a direct deposit requirement, just deposit $25k to get the bonus.

Because Discover does not require a DD, yes this will work.

 

[LuckyMamaInDE]

I'm getting a little cranky about the current and recent Chase and RMN cash-back deals