I love credit cards so much! v2.0 (see first page for add'l details)

[AmyAnne]

Well I’m bummed. Jtb USA just got back to me today saying the ghibli museum is closed May 21-31 which leaves like one day for us to possibly go. Super upset about this

Oh dear! I forgot about the joy of trying to get Ghibli tickets. I recommend as Plan A asking your hotel concierge to get them (that worked for us once). The second time I managed to book them online (I did feel an absurd sense of accomplishment but it was also stressful).

 

[Psychodisney]

I think since I just got the Venture card we will wait so we don't have two MSRs at the same time

I missed that....did you choose the Venture card over the BOA premium?

 

[CyndiLouWho]

Its HIM!!!!! I know him!!!!!!

Look at you all fanboying!

 

[SouthFayetteFan]

That's what I was afraid of. So if I just go ahead and book flights out of pocket, my next objective will be earning cash back rewards and/or Disney gift cards to help pay for the resort/tix/dining. Looks to me like the only way to earn Disney GC's is through a Disney Visa.

Unfortunately, the only "side" business I have going on is eBay.

As far as my interest - I would absolutely LOVE to be able to travel more. I'm a single mom now and my youngest child has special needs. I'm on a limited income, but I love to crunch numbers and play the game.



I haven't used the Freedom card hardly at all, but yes I would cash out the points or use them on Amazon. I just saw the 5% back in select categories. It could potentially earn me $75 towards the trip. (up to $1500 in purchases). I want to make the best investment I can in a card I can use for future trips also. It's deciding which one right now, that's my dilemma.



I probably could spend that much in 3 months. I just did a quick run down and think I found at least $1000 monthly I could charge and then pay off, as long as some of my utilities accept CC for payment.

eBay is your side business!!

Earning URs (ultimate rewards) for cash back is a strategy many of us are using for Disney now. I’d pause on that Disney card as it may not be your best option.

 

[elgerber]

.

 

[Haley R]

ooo ooo ooo! that would be me!
do i win a prize?

Lol I didn’t mean you, but you did do it. We moved from Georgia to Iowa when I was in middle school and no one could ever get the state right when they asked questions about moving.

 

[Haley R]

There is plenty of wdw availability and we are under 2 weeks out, so I am baffled that I can't get crap for a decent deal for my dates. I thought for sure I'd find something.

Our second set of 3 nights is terrible. It’s 1/31-2/3 and there is literally nothing under $300 on Priceline or orbitz. Not when I looked last. There’s a dance competition that weekend though so I’m almost positive that is why the values aren’t showing up.

 

[Haley R]

I have this shirt. Seems like a lot of people mix this up, lol.

Hmmm I might need this. Obviously with Iowa circled though and maybe in purple or red lol

 

[Haley R]

Oh dear! I forgot about the joy of trying to get Ghibli tickets. I recommend as Plan A asking your hotel concierge to get them (that worked for us once). The second time I managed to book them online (I did feel an absurd sense of accomplishment but it was also stressful).

My Airbnb host said she can’t get them because it has to be the person actually going to the museum who buys them. I’m still hoping I can get them through JTBUSA but we only have one good day we could go now and that’s the first day they will open back up. Since we are at an Airbnb during that part of our stay I don’t feel like we could use our Hilton hotel to buy tickets.

What website did you use to buy them online?

 

[Haley R]

I missed that....did you choose the Venture card over the BOA premium?

Yes we did because the af is waived the first year and it can be pc’d to a no af card. We didn’t really see anything better about the BoA card since we don’t have a bank account with them. I was instantly approved for the venture which was awesome

 

[disneymagicgirl]

So how bad of an idea is it to use amex MRs thru the portal for disney? We keep getting hit over the head with one financial thing after another lately, so I wondering if free is best, even if it isn't necessarily the best redemption.

CBR 27k/night for 5 nights for 108k plus 3 night BC/YC on discount GCs.

Or top off Marriott for 5th night free at S/D (transfer 80k amex MRs). Do BC/YC for 3 nights prior on discounted gift cards.

Or book S/D thru amex portal for 4 nights at 120k MRs. Do 4 nights prior on discounted GCs.

I guess I'm not going to do any of it until DD goes through traditions and can check the portal for me a CM rate. Just looking at my options while I have some. There is always a DS hilton property too.


ETA: I don't really know anything about the value of amex MRs....so I appreciate the guidance. Some google post told me 0.5-1 CPP value.

 

[SouthFayetteFan]

So how bad of an idea is it to use amex MRs thru the portal for disney? We keep getting hit over the head with one financial thing after another lately, so I wondering if free is best, even if it isn't necessarily the best redemption.

CBR 27k/night for 5 nights for 108k plus 3 night BC/YC on discount GCs.

Or top off Marriott for 5th night free at S/D (transfer 80k amex MRs). Do BC/YC for 3 nights prior on discounted gift cards.

Or book S/D thru amex portal for 4 nights at 120k MRs. Do 4 nights prior on discounted GCs.

I guess I'm not going to do any of it until DD goes through traditions and can check the portal for me a CM rate. Just looking at my options while I have some. There is always a DS hilton property too.


ETA: I don't really know anything about the value of amex MRs....so I appreciate the guidance. Some google post told me 0.5-1 CPP value.

That’s a REALLY bad value. Can you not get a Schwab Plat to cash out? They are worth twice as much that way...

 

[Alexle2007]

.

 

[StephPlum]

...speaking of shows, since ya'll got me watching them with your talk of Maisel...I need a new one to start.

I did maisel, call the midwife, the crown, and just caught up the new season of this is us.

I loved all those. I don't do scary or violent, or anything resembling the local 6pm news crimes....any suggestions?

I just got an email from Netflix that the next season of Frankie and Grace is out there. Funny show.
Also on Netflix and a British tie in - Last Tango in Halifax.

 

[disneymagicgirl]

That’s a REALLY bad value. Can you not get a Schwab Plat to cash out? They are worth twice as much that way...

I'm not sure. DH has all the MRs and he just got the personal plat. Another huge fee would stink, esp since we don't use most of the benefits otherwise.

ETA: I will keep working on my UR stash for GCs. I just have no use for these MRs that I know of.

 

[elgerber]

I just got an email from Netflix that the next season of Frankie and Grace is out there. Funny show.
Also on Netflix and a British tie in - Last Tango in Halifax.

Love love love Grace and Frankie!!!

 

[afan]

I had that problem with my driver’s license. MD had issued the same ID # to me as someone with exact name (which is very odd since my husband is Vietnamese). Everything else was totally different. They ended up issuing me a new #, albeit basically the same since they just changed the last 3 digits from 500 to 501. I can’t remember how I figured it out since it was 17 years ago.

I never thought about it but that could totally happen here even with the names not being identical. Our's is the first 5 letters of your last name then first and middle initial and then 3 numbers that might be random but I can't remember if they have to do with the birthday and then two letters that represent your bday or year. So it'd be like SMITHAM365KE (Not based on anyone's name). Whenever I've moved back to WA and got a new WA license it's always been the same number as when I was 16 and it's easy to remember. They are changing them sometime soon and I would guess it's a combination of them being super easy to figure out and also potential for duplicates.

 

[wendow]

So how bad of an idea is it to use amex MRs thru the portal for disney? We keep getting hit over the head with one financial thing after another lately, so I wondering if free is best, even if it isn't necessarily the best redemption.

CBR 27k/night for 5 nights for 108k plus 3 night BC/YC on discount GCs.

Or top off Marriott for 5th night free at S/D (transfer 80k amex MRs). Do BC/YC for 3 nights prior on discounted gift cards.

Or book S/D thru amex portal for 4 nights at 120k MRs. Do 4 nights prior on discounted GCs.

I guess I'm not going to do any of it until DD goes through traditions and can check the portal for me a CM rate. Just looking at my options while I have some. There is always a DS hilton property too.


ETA: I don't really know anything about the value of amex MRs....so I appreciate the guidance. Some google post told me 0.5-1 CPP value.

That is not a good redemption at all I plan to cash mine out through Schwab for 1.25 cpp. I'd just hold onto yours if you are not ready to get the schwab card.

 

[wendow]

@disneymagicgirl What is your */24? Could you (or your dh) get the Arrival+? That would give you $800 from just one signup that you could use for future wdw rooms. I cannot remember if you already have that card...?

 

[wendow]

Yeah my concern with cancelling the flight and AA getting pissed, is that I currently have a new account with 0 miles in it. If I cancel and the miles go back to the hacked account, they might never put the miles that are truly mine in my new account.

I missed this info. In that case, I'd not cancel but absolutely call them back, escalate up the ladder and let them know you feel you need to file a police report. I'd also start posting on twitter and any other SM you use about what is happening.