I love credit cards so much! v2.0 (see first page for add'l details)

[Lain]

I know everyone likes the backpacks from ebags, but can anyone recommend one (from there or somewhere else) that can clip on to a stroller? I'm only coming up with diaper bag options, which is fine but the diaper bag backpack I have isn't very well made since the straps that clip on have ripped. Main thing I'm looking for is the two clips that allow the backpack to hang from the stroller.

What about buying something like the Mommy Hook to clip a backpack to the stroller?

 

[NewbieMom]

I know everyone likes the backpacks from ebags, but can anyone recommend one (from there or somewhere else) that can clip on to a stroller? I'm only coming up with diaper bag options, which is fine but the diaper bag backpack I have isn't very well made since the straps that clip on have ripped. Main thing I'm looking for is the two clips that allow the backpack to hang from the stroller.

My DH just uses the carabiners from his rock climbing gear to hook backpacks and bags to the stroller.

 

[hsmamato2]

You reminded me to check and Dh has 20k UR pending, too!

I think I have 40k pending,and 20k is from my bro's disappearing app from June!

 

[*WDW*Groupie*]

Honda's warranty is short and I hope she'll keep it for 10+ years (although I hope at some point she has her own insurance. But I've had four Hondas without issues so I don't worry too much.

Is there a limit on the length of the warranty? If she keeps for 10 years and the cost for those years is $500.00 then a break job and you'd likely break even, then if something else went you come out ahead. However I'd read the warranty closely and see what the exclusions are. Also if you move insurance companies then is your warranty void (if yes, then I'd probably pass)?

 

[smmco]

I have been doing it for years and had no issues with the credit card companies. I actually called Chase about it before I first applied for my CSP almost four years ago when I started playing the "points for travel" game. Since I never come close to my CL being reached I don't think they care. I do this with Amex and Discover too. I pay the CCs directly from my CC accounts, not my bank's billpay.

I pay off all my credit cards every 2 weeks on payday. This has been my method for years. Ive found this works the best for me. This ensures I’m never late and helps me stick to a budget.

 

[vanjust14]

What about buying something like the Mommy Hook to clip a backpack to the stroller?

My DH just uses the carabiners from his rock climbing gear to hook backpacks and bags to the stroller.

I actually have the mommy hook. I never use it, I like having the double clips on the bag better. It stays in place and has less swing than the bag on one hook in the middle. Lol, I guess I'm just being picky!

 

[*WDW*Groupie*]

I just closed a card with Chase via SM (they confirmed it's been closed). How long do I wait before applying for the next card? Same day? A day or two? My fingers are itchy lol!

 

[PolyRob]

I got that one also but it's for the monitoring system - I have an old no pay security system with signs, and a few other preventers. So far I'm doing okay. But - daughter had a vehicle stolen Tuesday night from the front yard - a 2010 Jeep Grand Cherokee. Son in law is already shopping new - he wanted something anyway. Insurance will do a total loss if not found in 20 days.

That said, they passed a lot of much newer vehicles on the way into the court they live in. Most people have 1 car garages or carports and 3-4 cars to park in this neighborhood, so my guess is chop shop for parts. This is a decent area with homes 4-500K. Nowhere is safe anymore.

WOW! That is crazy about the car. I see it happen around me too. I am in some Facebook groups and they list all the break-ins and it is scary! I have a Ring doorbell and a few cameras, but not the actual alarm system itself. I get paranoid when I hear the motion at night!!

 

[snugglebug]

I do the same thing!

View attachment 439085

Hilton is in a different tab, though. Too many CCs & two accounts... I did find it incredibly helpful once I got it set up.

Ooh, I like yours. That's a great idea to group by points and then track on the same sheet. I have way too many sheets.

We have multiples of some cards. My main goal was to get something where I can, at a glance, decide which card to use. How did I forget gas is 5x on Freedom the other day?! I had a panic moment and couldn't remember what my gas card should be. I think I used Gold.

 

[Calfan]

For those looking to book SW flights with today's release who are finding really high prices: if you are booking a trip with a stop, try booking the legs individually. I was trying to book our outbound Spring Break flights from Boise to Maui and was seeing Wanna Get Away fares sold out for that itinerary. But when I looked at the BOI to OAK and OAK to OGG legs separately, Wanna Get Away fares were available for each leg, so I booked that way. I wasn't so lucky on the return, at least not yet. Wanna Get Away from OGG to OAK are available, but not from OAK to BOI. I'm going to wait on that one, since there are other options for the return (like United, Alaska).

 

[Lain]

I just closed a card with Chase via SM (they confirmed it's been closed). How long do I wait before applying for the next card? Same day? A day or two? My fingers are itchy lol!

Generally, it doesn’t matter; unless your CLs were really high and closing the card would free you up to be under 50% of HHI, then I’d say give it a few days for the lower overall CLs to update.

 

[Haley R]

My CIP came in today! Gotta pay for that flood insurance

Also, tomorrow I need to ask for a rentention/close a card with Amex. Can you do this in SM?

 

[SouthFayetteFan]

 

[Lain]

Also, tomorrow I need to ask for a rentention/close a card with Amex. Can you do this in SM?

You need to call 1-800-452-3945.

 

[*WDW*Groupie*]

Generally, it doesn’t matter; unless your CLs were really high and closing the card would free you up to be under 50% of HHI, then I’d say give it a few days for the lower overall CLs to update.

Thank you! I lowered my CLs several weeks ago in anticipation of this move, so I should be good. The big CL was the CSR and I dropped it by more than half (it was waaaaay too high).

 

[snugglebug]

I lied. I just got a SW promotion spend $4000 get 2000 extra points! lol Seriously?!?!?! Chase hates me.

That's what I received as well. I'm not sure I'm going to take part in that. I do like my RRs but I like UR better lol

 

[Lain]

Thank you! I lowered my CLs several weeks ago in anticipation of this move, so I should be good. The big CL was the CSR and I dropped it by more than half (it was waaaaay too high).

You should be good to go! Good luck!

 

[Lain]

I just closed a card with Chase via SM (they confirmed it's been closed). How long do I wait before applying for the next card? Same day? A day or two? My fingers are itchy lol!

@SouthFayetteFan - I don’t think I’ve seen any DPs that support the idea that closing one card and applying for the same card product soon after will result in Chase reopening the canceled card. I know we’ve previously suggested waiting a week or even a month, but I’ve seen DPs that churn the same card just a few days after closing without any problems. Just checking if that’s your understanding.

 

[SouthFayetteFan]

@SouthFayetteFan - I don’t think I’ve seen any DPs that support the idea that closing one card and applying for the same card product soon after will result in Chase reopening the canceled card. I know we’ve previously suggested waiting a week or even a month, but I’ve seen DPs that churn the same card just a few days after closing without any problems. Just checking if that’s your understanding.

https://www.reddit.com/r/DISchurners/comments/d21pzj

 

[GusGus16]

Off topic, anyone visited Magnolia Farms Silos?