I love credit cards so much! v2.0 (see first page for add'l details)

[miztressuz]

Just be sure to check what the water rules and regulations are with your cruise line. Some allow NO water to be brought onboard, while others will allow it but only in your carryon, etc.

DCL is still one of the most lenient, you can bring just about anything on as long as you can carry it on. It was even better when they allowed liquor Now we must be content with only wine and beer

 

[ski_mom]

OK, I'm having FOMO on the Barclay Arrival Plus offer and trying to decide whether to apply today or not.

Couple of questions - are there any referral links? I have a link to dischurners on reddit, but I"m not very good at using it lol, so thought I'd ask here and if there are, go figure it out!

It also seems that Barclay cards are sometimes difficult to get. I'm not nearly as big of a churner as many on this thread, but I'm listing our cards to see if you think there might be a problem.

The only thing I'm trying to do is make sure I can get two SW cards early next year for myself to get the companion pass. Otherwise, I'm open to whatever!

me:
05/19 - Chase - Ink Bus Preferred
01/19 - Chase - Ink Bus Preferred
08/18 - AmEx - Green Business (to close Gold Business w/o losing points)
08/17 - Citi - TY Premier
03/17 - Chase - CSP (closed 4/18)
01/17 - Chase - CSR (converted to CFU)

So, I'm at 1/24 with the Citi TY.

DH:
03/19 - Chase - Ink Bus Preferred
05/18 - Chase - Ink Bus Preferred
08/17 - Citi - TY Preferred
03/17 - Chase - SW Plus (closed)
03/17 - Chase - SW Premier (closed)
10/16 - Chase - CSR
OLD - CF - DH also has a Chase Freedom card which he's had forever.

DH looks like he is also at 1/24.

Thanks for any advice!

 

[Lain]

On another note, my husband wanted me to ask the assembled experts here whether a 10-99 will be forthcoming for any sales we make on ebay. Does anyone happen to know about that? We know to expect a 10-99 for things like the UR on the CIP I just opened.

PayPal will track the payment volume of your account(s) to check whether your payment volume exceeds both of these levels in a calendar year:

• $20,000 USD in gross payment volume from sales of goods or services in a single calendar year
• 200 payments for goods or services in the same year*

https://www.paypal.com/us/smarthelp...e-irs-will-i-receive-a-tax-form-1099-k-faq729
Chase will not send a 1099 for the value of SUBs, because they are treated as a form of rebate (i.e., you have to spend money to get the value back). Chase will send 1099-MISC for "support" bonuses if you earn $600 or more in value from support clicks across your cards with Chase in a calendar year, where Chase values 1 UR as 1 cent. So if you earn 60,000 or more UR, Chase will send you a 1099 for the value at 1 cpp.

ETA: I finally caught up to where @palhockeymomof2 already answered this.

 

[Calfan]

Did you register for the Hyatt/AA promotion? I got the same email a couple days ago and no idea how/where it came from. Either way I enjoyed being able to move seats into the preferred sections for a couple of AA flights coming up for the rest of the year.

Thanks so much for posting this, as it was a total reminder for me. DH was offered temporary AA Platinum status on a promotion through Sept. 30 a few days ago, so I went ahead and registered him. We actually have an American flight booked on Sept. 22 (flying back from Memphis after attending the Cal/Ole Miss football game). I just went into DH's account and was able to change seats into Main Cabin Extra at no charge for the longer leg from DFW to BOI! (Nothing was available for the shorter Memphis to DFW leg.) But DH got 20 500-mile upgrades with the Platinum status, so I'm hopeful we'll be able to upgrade to the next class up when we check in for our flights. This is actually what happened to me when I booked last-minute flights on American to go to Florida when my Dad was in the hospital there. When I booked a couple days in advance, the only seats I could choose were middle sits in Economy. But when I went to check in a day later, I was able to choose Premium Economy for one leg and First Class for the other leg at no extra charge. At the time, I thought I had just been pixie-dusted for some reason. But now I realize it was because I had temporary Platinum status at the time, and it used two of my complementary 500-mile upgrades. (Sure enough, I now have 18 of the 20 I originally got left in my account -- the nice thing is that those upgrade certificates stay in your account even after the temporary Platinum status expires.) At the time I was offered the promotional Platinum status, I did not have any AA flights booked or planned, but so glad I registered anyway. I've learned just to register for these kinds of promotions because you never know what might come up in terms of travel.

 

[gottalovepluto]

I have been playing A LOT of golf this summer. It might be why I’m quiet on here during the day some.

IT ALL MAKES SENSE NOW!

 

[gottalovepluto]

-

 

[alryan]

-

 

[Judique]

*cringe moment warning*

AmEx is having a MR redemption GC sale. Seems it may be somewhat targeted but it's easy to see if you are. Just head to the GC section and there's a banner
View attachment 406494

It's only these cards on sale, but all are 20% off normal MR prices.
View attachment 406495

So iTunes and Walmart are still less than 1cpp, but they get closer than they were. The rest really are 20% off where you'd get a $100 Home Depot 8,000 MR.

We had debated about cashing out for some HD GC's or using the Lowe's 10% offer as we finished up another project on the house. If they'd have had this sale last month I know where my MR would have gone

Thanks so much for posting this! I am thinking of buying a ride on lawn mower and this might just help me decide what and where to buy. I'm checking out HD as we speak.

 

[elgerber]

.

 

[AmyAnne]

Ugh why is the SUB for the biz Delta Gold still only 30,000 through my referral link?

Anyone know if this is typical, and will the increased SUB be available through a referral link in the near future? Or do some referral links have the increased SUB?

 

[Calfan]

to be fair, mileage redemption is one of the toughest part of this point game. People actually pay other people money to search for these flights.
Once u know what ur doing, it makes a nice side job... :]

Guilty! Actually, using Juicy Miles to book our Japan flights is my first foray into paying someone else to book my awards flights for me. I've been doing it for years on my own, but usually with United miles via the United website (and more recently with URs on the Chase travel portal). Even without our Africa trip happening smack in the middle of the dates award flights open on JAL for our Japan dates next summer (which are not very flexible other than by a day or two on each end), I was planning to hire someone to book these awards for me. It all just felt very complicated, and I wanted someone looking at all the angles (just yesterday, James suggested using Qantas miles to book the JAL flights to take advantage of the 20% transfer bonus from Amex on transfers of MR to Qantas). Now that I will literally be on an airplane when the booking windows open for both the outbound and return flights, I'm super glad I've got someone else handling the bookings for me. We'll see if the reality turns out as well as the plans once I see what he is able to book...

Thanks. I will have to start doing some research on some of these. The whale watching sounds fun. Also was looking at the excursion where you go on the "Deadliest Catch" boat.

We did the "Deadliest Catch" Port Adventure through DCL on our Alaska cruise, and it was a good one!

 

[wendow]

Thanks so much for posting this! I am thinking of buying a ride on lawn mower and this might just help me decide what and where to buy. I'm checking out HD as we speak.

Dh and I neither one were targeted for the sale I was totally going to buy up the HD cards. We’re getting ready to remodel our master bath so that would have been awesome! Hope you have better luck!!

 

[3 DD love princesses]

I don’t think I said that. Did I? Lol I don’t even know. We thought about settling down after Japan but now idk. We kind of just said if we have kids then great but we still want to travel

you can still travel with kids, just have to add in time for babies eating and changing diapers. money is what has slowed us down but having the kids didn't change us going to places.

Thank you, I did look at it, that does sound good except for the fact that I am planning to book with points - so I wouldn't have anything to use the $75 on for SW. Otherwise, I definitely would consider it.

I just went through the decision of each card choice. did the premier since it outweighed the others as far as points went and fee

 

[platamama]

Which public offer did you apply under? Was it a dummy booking or straight off the Citi page?

I used the link on DoC’s website for both my and DH’s applications, not dummy booking.

I had a bad feeling when his app went pending whereas mine was instantly approved. It just doesn’t make sense to me. His CitiBiz#1 is older than mine and was opened with a business name and EIN, CitiBiz#2 with FNLN and SSN.

 

[Lain]

Ugh why is the SUB for the biz Plat still only 30,000 through my referral link?

Anyone know if this is typical, and will the increased SUB be available through a referral link in the near future? Or do some referral links have the increased SUB?

What offer are you seeing? If you’re asking about the 100k MR/$10k MSR/3 months offer on the Biz Plat, I think that’s only available by calling in.

 

[miztressuz]

Thanks so much for posting this, as it was a total reminder for me. DH was offered temporary AA Platinum status on a promotion through Sept. 30 a few days ago, so I went ahead and registered him. We actually have an American flight booked on Sept. 22 (flying back from Memphis after attending the Cal/Ole Miss football game). I just went into DH's account and was able to change seats into Main Cabin Extra at no charge for the longer leg from DFW to BOI! (Nothing was available for the shorter Memphis to DFW leg.) But DH got 20 500-mile upgrades with the Platinum status, so I'm hopeful we'll be able to upgrade to the next class up when we check in for our flights. This is actually what happened to me when I booked last-minute flights on American to go to Florida when my Dad was in the hospital there. When I booked a couple days in advance, the only seats I could choose were middle sits in Economy. But when I went to check in a day later, I was able to choose Premium Economy for one leg and First Class for the other leg at no extra charge. At the time, I thought I had just been pixie-dusted for some reason. But now I realize it was because I had temporary Platinum status at the time, and it used two of my complementary 500-mile upgrades. (Sure enough, I now have 18 of the 20 I originally got left in my account -- the nice thing is that those upgrade certificates stay in your account even after the temporary Platinum status expires.) At the time I was offered the promotional Platinum status, I did not have any AA flights booked or planned, but so glad I registered anyway. I've learned just to register for these kinds of promotions because you never know what might come up in terms of travel.

I've been meaning to ask how to use those upgrades. I signed up last year when they offered it, which was probably a mistake but oh well, so I still have those in my account and can't quite grasp how I'd use them.
Do they work on any booking type or just cash?
And how are they applied? Since they're called 500 mile upgrades, do you use one for each multiple of 500 miles you're flying (900 mile flight applies 2 upgrades?) Or they're only good for short flights?
I completely forgot what I was reading about them. And never figured it when to apply them, do you have to wait or could you try it right after booking?

We're not big flyers so I never learned this stuff growing up

 

[speedyfishy]

Hey @SouthFayetteFan can I create a fun exercise? If you could create loyalty status for Disney hotels what tier would you be and what perks would you want for each tier.

Silver 8+ nights
An extra fastpass (anytime fastpass for Disneyland)
Checkout at 1?

Gold
15 nights
2 extra fastpasses
Checkout at 4pm.
A Mickey bar voucher every night of your stay.

Platinum
25 nights. I think I would have this level
3 extra fastpasses
Checkout at 4
2 Mickey bar vouchers per night
Free refillable mug (do the DL hotels have this?)

 

[Judique]

Dh and I neither one were targeted for the sale I was totally going to buy up the HD cards. We’re getting ready to remodel our master bath so that would have been awesome! Hope you have better luck!!

I'm apparently targeted, as it tells me I'm eligible. But the cards won't load into my cart. I just have a spinning wheel

Should have tried this morning, but had to take granddaughter to swimming class and other errands. And, I talked myself into buying from Home Depot and after doing my research, with the gifts cards it was an excellent deal for me, so hopefully it will resolve out soon.

 

[AmyAnne]

What offer are you seeing? If you’re asking about the 100k MR/$10k MSR/3 months offer on the Biz Plat, I think that’s only available by calling in.

Gah I should not be typing in the middle of a thunderstorm -- I meant the biz Delta Gold . . .

 

[Lain]

Gah I should not be typing in the middle of a thunderstorm -- I meant the biz Delta Gold . . .

I should’ve known better. The 30k didn’t make sense otherwise.