Biased direct Riviera owner here.
We’ve recouped our investment in four years, so any trips now are gravy and just the cost of dues. I have forced my DH into several split stays, always half with Riviera, because it is our favorite. While I have found things we enjoyed at the other resorts, staying elsewhere just confirms that Riviera is our favorite. Having said that, I wouldn’t like ONLY staying at Riviera for 50 years If bought resale with no other home base.
If Riviera is your favorite, why would you buy SS resale, knowing you can never trade into Riviera? Buy Riviera direct so you have 11-month priority and have the option of trading into the complete current and future inventory.
I’m no Madam Leota, but I feel confident in a decade you could have many trips on Riviera points and, if need be, sell and at least recoup your initial investment. That’s a decade of trips for the cost of dues if you sold at a draw. Past practice has shown
DVC retains/grows in value, and in another 10 years we’ll be -10 years for all the 2042s to remain. DVC will probably have at least another five new properties by then with resale restrictions, rendering all the pearl clutching pretty moot by then. You’ll still be a direct member, grandfathered into whatever new scheme they cook up. I say enjoy your favorite and stalk resale after you’ve sampled others.
We did Grand Floridian at Christmas, and while beautiful, we found it inconvenient to get to food and the lobby, while amazing to look at, a total PITA to navigate the crowds 24/7. We also hated bus service there and were less than impressed by the monorail. So, if you’re already meh on GF, you’re not going to like it more after $30-$50k.
Timeshares are a luxury item. Buy the luxury you want. If you keep it the way it’s meant to be held, 47 years, resale will never be an issue anyway.