I don t have a credit card!!!

[snorris]

When it comes to hotels, you can use a debit check card/reloadable card/credit card. Doesn't usually matter. I have worked at 3 different hotels. 2 chains hotels and 1 locally owned one. As a front desk/reservationist I can tell you I never asked a guest when they reserved a room (or even when they checked in) are you using your debit/check/credit card etc? The numbers begin the same (for example visa is 4...) so unless you are actually looking at the card you can't tell the difference. Also, as a general rule (unless it is an upscale hotel) they only guarantee the room (i.e. put the number in the computer but don't run it) with the card and only charge it if you no show. And no shows are only charged usually at peak seasons when the room is at 80-90% full. (yikes, sorry about the hotel tangent there)
My mom also recently went to texas to see my brother and they used his debit check card to rent a car (can't remember what chain it was)
I agree having a credit card/debit card is handy but I can understand why many don't have them.

 

[GAIL HAYDEN]

Originally posted by C.Ann
--------------------------------------------------

The car rental thing used to be an issue for people without CC's but at least 2 companies now accept debit cards and I've heard talk that more are considering acceptance as well.. Many people - especially those who have had bad experiences with CC's in the past - are shying away from CC's now and most businesses are taking note of that..

I still don't understand why Walmart is intentionally trying to inconvenience their customers with the MC Debit Card, but it's no big deal to use the pin# if I happen to be there.. Of course right now I won't step foot in our local Walmart because they're in the process of changing it over to a Super Walmart and it's an absolute mess! Went in for 3 items a few weeks ago and had to keep zig-zagging back and forth across the store to find them.. Asked the gal when the store was going to be done and she said "the end of the year" - to which I replied, "Great! I'll be back then!" Looks like I'll be shopping at Target for awhile - LOL..

It is NOT WalMart giving customers a hassle, it is MC causing the hassle. Personally, for security, I think before anyone uses a credit card in one of those machines, they should be required to have a pin to use it as a cc. As it is right now, I can take anyone's visa and run it through one of those machines and it is rarely looked at.