I love the flexibility of the point system and I think you will too once you get the grasp of it (it is tricky to get your mind around the whole thing).
But, your points are your "money" and you need to think of them as real cash. It is your responsibility to keep track of how you want to spend them and to be aware of banking deadlines. These deadlines are the safety check that help keep this whole system in balance. There is also fine print that says banking and borrowing can be suspended or ended at any time. Hasn't happened yet but it's something to keep in the back of your mind.
I have never seen anywhere about this one time grace but if you have some sort of emergency situation DVC will work with you. There is no written statement but they are a reasonable company. Just forgetting or not planning correctly they can't help you. The only time a problem comes up is when you have to cancel a trip toward the end of your Use Year. This did happen to me and points were lost. I don't expect that to happen again!
But, your points are your "money" and you need to think of them as real cash. It is your responsibility to keep track of how you want to spend them and to be aware of banking deadlines. These deadlines are the safety check that help keep this whole system in balance. There is also fine print that says banking and borrowing can be suspended or ended at any time. Hasn't happened yet but it's something to keep in the back of your mind.
I have never seen anywhere about this one time grace but if you have some sort of emergency situation DVC will work with you. There is no written statement but they are a reasonable company. Just forgetting or not planning correctly they can't help you. The only time a problem comes up is when you have to cancel a trip toward the end of your Use Year. This did happen to me and points were lost. I don't expect that to happen again!