If you're not talking to me then please stop quoting only me. The quotes imply you are speaking to me and no one else. And please don't tell me how much money I have, you have no idea. Yes, we did travel that much and do that many trips and yes we were very lucky we could do so. Again, we have a time share, we used our points for a couple of stays and our time share company gives us free stays a couple times a year as well. They want us to buy more so they give us free stays and other perks.

Things like free meals and gas cards. That helped immensely with our travel expenses. And again, that's why we are taking a break, we need to pay those trips off before we charge more. We paid cash some of the times but we also used our credit card. Gotta get rid of that so we can have more fun. Besides, you live in HI, you've gotta be making some kind of money to live there! LOL I went to HI...oh man, like 11 yrs ago, it was super $$$ then, I'm sure it is now too. Gorgeous, but $$$.