Here's what I found out .... The MS Advisor I chatted with confirmed they are "striving to reopen on the 21st of October". He followed this up with "Right now, Members with a check in date after October 21st may cancel a room reservation. However, the regular cancelation policies would apply as we hope to have the resort open after October 21, 2016." I pushed back explaining that "striving" and "hope" do not leave me with comfort in knowing I will have a vacation in a weeks time, and finding out next Thursday that they wouldn't be able to make the Friday reopening would not leave much time to replan a family vacation.
The end result was that the Advisor offered to cancel the reservation if we wanted to with no penalty. Points would be returned to this use year account and could be banked, and our cash nights would be refunded.
We (unfortunately) decided not to risk it and cancelled. I had to call MS to get the cash nights we had refunded, but there was no problem at all. MS did all my cancellations, including the point nights. They said the team that handled the points movement were a bit behind and it might take 7 to 10 days, but offered to have them bank the points directly instead of just back into the account and me have to call back and bank them.
We had really been excited and looking forward to this trip as we had never visited HHI before. Just hate to risk it and have a poor experience. Not knowing the condition of things and what other Island businesses/facilities would be open, in addition to the
DVC facilities, we just decided not to take a chance. Anyone else still going, I hope you have a great time!