My husband and I have made the decision to buy into DVC. We still need to talk to our rep and get "official" numbers. What I was wondering was is how long does it usually take once you talk to your rep? I know they have to go through the approval process, get paperwork sent to and from us, and pay the down payment. I was just wondering b/c of the current incentives. Even if they change them will we still get the current if our paperwork was started now?

We spoke to our Guide for the first time on a Friday evening. he wen tover the pricing with me and called me back the following day. He approved our credit alomost instantly and before we hung up stayed on the line with me to make reservations with MS--about 20 minutes. That Tuesday after, we received our paperwork in the mail, had it notorized on Wednesday, mailed back to 
