How long can you bank points?

[roserae]

Sorry for the seemingly basic question...but I can't seem to find the answer anywhere. We are thinking of buying 150 points and are wondering how many points can be in the bank at one time? For some reason I am thinking we can only have 150 pts max. in the bank at any given time...but I do not know from where I read this, or if I read it at all.

If we have, say, 10 points left over one year and bank them and then don't go on vacation the following year and want to bank the entire 150 points, will we be able to have 160 points banked? or do we lose those 10 points? Thanks for the help!

Stacy

 

[Richyams]

There are date limits, I will guess, 6 months or before your use year, 100%, 4 months, 50%, 3 months, 25%.

That is not right, but you can bank 100% of your points into the next year. There are time constraints relative to your use year.

Those points can never be returned to their original use year and they must be used and can not be banked again during the next use year.

 

[RobDoc]

Banked points must be used before the end of the Use Year into which they were banked. They cannot be banked again. If you bank 10 points, you will have to use them during the next USe Year of they will expire.

You can have the use of as many as 300% of your points by banking this year/s points, using next year's points and borrowing from the following year- all for a trip during your next Use Year.

Enjoy!

 

[Dean]

As noted, you can bank all 150 points from one year to the next if you plan enough in advance. That would give you 300 points (150 banked and 150 current). You could get 450 by borrowing from the following use year. Once banked or borrowed, those points must be use and cannot be banked again or rebanked in the case of borrowed points. Good luck.