How do you justify non-Disney vacations when you've spent so much on DVC?

I know that from a $ and cents standpoint, it doesn't necessarily pay to do it this way, but on the othe hand, I spent what I did so I had pre-paid vacations and that is what I intend to do with the points each year--pay for my vacation.
I've always felt that there was a difference between the generic bean-counter's evaluation of "best use of points" and the real-world best use for a particular family. There's a difference between theory and real-world practical application.

For example, our DVC is held by a family trust and used by my family and the families of my two adult daughters. Throughout our ownership, I have used my points mostly for Sunday-Thursday stays (because I'm cheap). Because of their work and family obligations, however, my adult daughters have used their points mostly for weekend stays.

Did I get more nights for my points? Sure.

Did they get good value for their points, and use them in ways that made sense for their lives and their families? Yes, they did.
 
When we bought in it cost us a total of $13,000, we paid in cash.
We keep track of how much it would cost to stay in cash for each night of every vacations. We considered our out of pocket money to be paid off within 3 years. Since then we have gone on free vacations except maintenance fees. We do what we want on vacations and use our points for any stays. We have gone on DCL, exchanges, Concierge Collections, and other stays where ever and when ever we wanted to go.

Sounds like us. We bought in 92 and paid about the same $'s. We have used the Concierge often as well as DCL recently. Our thinking is we paid for vacation accomodations and that is how we use our points. Most times at Disneyworld, Disneyland and even Paris DL. So our vacations use our points but are not just at Disney. It is just as nice to check out of the Fairmont in SF with no bill as it is to leave OKW with no bill.
 
We enjoy our time at Disney - but we find its too much a Small World.

How true. I couldn't agree more.

Last summer we hiked through Yosemite and this summer we are heading to Yellowstone and a separate trip to San Francisco and Napa. Next year we are going to the Caribbean on a cruise line other than Disney. In between we have a couple of trips to Disney planned with our points. One for the F&W in November and another to Disneyland in a few weeks. We look more forward to Disney (and vice versa) having visited other places.

HBC
 
So far we have done "something Disney" ever since we bought in 2006. Whether it's HHI or a combo of WDW & Vero or WDW & DCL combined. We fall somewhere in-between some of you with 250 points and I also don't feel we have enough points to squander on a cruise. This year we're doing a DCL Med cruise combo with some time in Europe. Paying cash. We DID find someone to take a transfer of 1/2 of our point allotment for this year & we're using that money toward our time in Paris. Visiting DLP for 1 night / 2 days - but paying cash there too then moving into the city for 3 nights. If you think points to cruise are bad try "pricing" a resort in a different country!! :scared1: We got almost enough $ from the transfer to cover 4 nights in Paris along with our park tix (if the darned euro would stop going up it would HELP!).

Unless we can figure out a way to afford a quick long weekend trip to FL sometime in the next year we're banking the remainder of our points to use for Aulani & DL in 2012. That will be a very point intensive trip (almost worse at DL than at Aulani) so we figure we can use up what we bank no problem. We had 30-some odd points left this year that were banked from last year that we couldn't use so we gave them to my BIL & SIL for 3 nights at AKV in May. There's always a way to use up points. While we're in Hawaii we'll also go to Maui and just book something over there on cash for a few nights. Maybe thru Costco. We're perfectly happy figuring out all the different ways to get around the world AND use our DVC too. There will probably come a day when we attempt to trade out thru RCI - but probably not before 2014 as I'm sure after this summer and next we'll be ready to "just go to FL" in 2013.:rolleyes:
 

Every family has its own priorities for spending money. We have spent a lot on DVC (1150 points) and we do other vacations as well (just returned from Hawaii). But we are just middle class folks so that means we don't live in a fancy house nor in a fancy neighborhood. We rarely eat at fancy neighborhoods and we don't wear fancy clothes. It works for us but I'm sure some people question our choices.
OP, it sounds like you are a thinking person and as long as you are making conscious decisions then you are wise. As the years pass your circumstances may change and so may your choices. In the meantime, enjoy every Disney moment! Even if my only vacations were Disney I would still be a very happy lady!
 
- if we didn't use all of our points because we cruised and banked them, that means that we would have to take an extra vacation at some point to use those points, or, get larger accommodations (which we don't need) to use the points
- dues need to be paid each year, regardless of whether those points are used or not

Even after living near Detroit for 8 years, I still can't wrap my head around the Canadian cash exchange thing, so forgive me.

I thought there was a way to use DVC points + cash for the DCL. We have not done the cruise yet, so I have not spent much time trying to figure this out.

You could also get larger accommodations (i.e. grand villa) and invite some close friends or family. Maybe you could get them to pay you MF's as their contribution. Or, you could do a concierge level stay and enjoy that level of services.

We have owned a small vacation home in Michigan for over 10 years, and we have finally come to terms with not spending a week at the cottage every summer. There are so many other things to do, and so we are going to be happy with having fun summer weekends at the lake and then use our precious vacation time for a REAL vacation. As a PP stated, life is short, so we DVC owners should all try not to feel bogged down by our membership.

Over 50 years, if you lose a few points here and there to do something else that interests you. . . so be it. DVC ownership is probably not much different than buying a new car every 5-8 years, and most of us do this without thinking about how much we just spent. Who knows. . . in another 5 years I may be whistling another tune!:rolleyes1
 
See, for me, I would not be spending extra money if my points could "pay" for the other trip. I bought my points to use them and if we decide one year to cruise, or trade to go to the beach, we will consider using them for even though it is not the "best" value.

I know that from a $ and cents standpoint, it doesn't necessarily pay to do it this way, but on the othe hand, I spent what I did so I had pre-paid vacations and that is what I intend to do with the points each year--pay for my vacation.

Ditto for us too! We have 380 points we primarily use for DVC, but I have no problem using them to exchange to Kauai, cruise on DCL, or rent out to travel elsewhere. There's a big world out there and I want to see it! I still need to get my Disney fixes in too.
 
We use our DVC points for a couple of longish weekends in 2br units, and our VB points for spring break. We've found a full week at Disney is just too long for us.

We do other things, skiiing in Michigan or at our Starwood timeshare in Beaver Creek, CO. Hiking in Park City UT or Smoky Mtns., heading to N. Michigan for a week in the summer.

We spent 17 days in Hawaii last summer.

I ask my 14/9 yr olds where would like to go, they list:NYC, SF, Washington DC. London, Paris, back to Hawaii. :eek:. If we just did Disney for multiple weeks during the year, I think the boys would revolt. We love Disney, but 2 weeks in a year would be way too much.

We like to travel, we have the time and money to pay for trips.
 
So far we have mostly just taken Disney trips for our "big" vacations. My MIL has Wyndham points and they don't travel as much as they used to so they offer them to us for short trips. We have 180 points.
 
Every family has its own priorities for spending money. We have spent a lot on DVC (1150 points) and we do other vacations as well (just returned from Hawaii). But we are just middle class folks so that means we don't live in a fancy house nor in a fancy neighborhood. We rarely eat at fancy neighborhoods and we don't wear fancy clothes. It works for us but I'm sure some people question our choices.
OP, it sounds like you are a thinking person and as long as you are making conscious decisions then you are wise. As the years pass your circumstances may change and so may your choices. In the meantime, enjoy every Disney moment! Even if my only vacations were Disney I would still be a very happy lady!

I agree, rather than spending our money on cars, clothes, a more expensive house, etc. we prefer to spend our money taking vacations. In the end I think they are much more fulfilling than "stuff".

For me, its not a question of justifying taking non-DVC/disney vacations. As much as I love Disney, if was looking back on my life and the only place I ever went was Disney, I would be very disappointed in my life. There is too much out there to see, do and experience other than another ride on Space Mountain or getting another Mickey Mouse autograph. I don't think Walt would have wanted people to exlusively travel to WDW/DL either (Disney shareholders on the other hand...), he thought the world was a wonderous place that should be explored.
 
bought smaller contrat and paid cash so we can go other places, too much ocean to scuba dive in to only go to Disney
 
We made a conscious decision not to overbuy and we bought resale. We are much closer to WDW than you, though. We can go down for 5-6 nights, it does not have to be a two week vacation to be worth the trip. Sometimes I would love more than 150 points, and maybe we will add on in the future, but I like knowing we will probably never be looking for ways to get rid of our points. We like to have other adventures besides Disney.

Have you considered trading into RCI? I would do that if I wanted to take a break from Disney but still use my points.
 
Good question and I am sure it's related to the Regrets Thread. As we have gotten older, our entire family, us, kids, grandparents, we are now not as interested in Disney park vacations and since Disney ruined the dining on property, we are struggling with spending extra money on nonDisney trips.

If we had Brian's Crytal Ball, ;) we would have bought about half the points we have and taken Disney trips every 3 years and gone other places on the off years.

But we were blinded by pixie dust and at the time just could not imagine this day ever coming. But it did.

I wish about 5 years ago I had sold some points.

Even though things have happened we could not forsee, health issues, deaths etc. I am however disappointed that DVC dropped the II collection in favor of RCI.

We had really hoped to trade out and we don't feel RCI gives us what we personally wanted but II did.

Also there was no way to know the economy would tank and there would be so many bargains available to get by paying cash.

I mean DVC members have to be questioning the many discounts Disney is currently offering, especially at DVC resorts and free dining, or the Main Man would have not have addressed those very questions in that fabulous publication called Disney Piles, excuse me typo, Disney Files. :angel:

I think for the near future, renting our points out and paying cash for other trips is going to be a major consideration.
 
So far we have done "something Disney" ever since we bought in 2006. Whether it's HHI or a combo of WDW & Vero or WDW & DCL combined. We fall somewhere in-between some of you with 250 points and I also don't feel we have enough points to squander on a cruise. This year we're doing a DCL Med cruise combo with some time in Europe. Paying cash. We DID find someone to take a transfer of 1/2 of our point allotment for this year & we're using that money toward our time in Paris. Visiting DLP for 1 night / 2 days - but paying cash there too then moving into the city for 3 nights. If you think points to cruise are bad try "pricing" a resort in a different country!! :scared1: We got almost enough $ from the transfer to cover 4 nights in Paris along with our park tix (if the darned euro would stop going up it would HELP!).

Unless we can figure out a way to afford a quick long weekend trip to FL sometime in the next year we're banking the remainder of our points to use for Aulani & DL in 2012. That will be a very point intensive trip (almost worse at DL than at Aulani) so we figure we can use up what we bank no problem. We had 30-some odd points left this year that were banked from last year that we couldn't use so we gave them to my BIL & SIL for 3 nights at AKV in May. There's always a way to use up points. While we're in Hawaii we'll also go to Maui and just book something over there on cash for a few nights. Maybe thru Costco. We're perfectly happy figuring out all the different ways to get around the world AND use our DVC too. There will probably come a day when we attempt to trade out thru RCI - but probably not before 2014 as I'm sure after this summer and next we'll be ready to "just go to FL" in 2013.:rolleyes:

Sounds great! We loved our Hawaiian honeymoon 12 years ago, but it is very expensive to fly there for the 4 of us. Just priced it out, and it's close to $4,000 just for airfare. :scared1: We hope to have our house paid off within about 8 years - knocked a lot of years off by paying double payments - and then we'll go back. I hope you have a great trip!

Every family has its own priorities for spending money. We have spent a lot on DVC (1150 points) and we do other vacations as well (just returned from Hawaii). But we are just middle class folks so that means we don't live in a fancy house nor in a fancy neighborhood. We rarely eat at fancy neighborhoods and we don't wear fancy clothes. It works for us but I'm sure some people question our choices.
OP, it sounds like you are a thinking person and as long as you are making conscious decisions then you are wise. As the years pass your circumstances may change and so may your choices. In the meantime, enjoy every Disney moment! Even if my only vacations were Disney I would still be a very happy lady!

Thanks. I am too much of a thinker at times though, but when it came to DVC, I don't think I thought enough, as you need to plan out 50 years of vacations, and that's hard to do, when you have only been married a few years, with a new home and new baby. What you think you might want to do at that point, is different than later on...Hubby and I are still talking about it though!

Even after living near Detroit for 8 years, I still can't wrap my head around the Canadian cash exchange thing, so forgive me.

I thought there was a way to use DVC points + cash for the DCL. We have not done the cruise yet, so I have not spent much time trying to figure this out.

You could also get larger accommodations (i.e. grand villa) and invite some close friends or family. Maybe you could get them to pay you MF's as their contribution. Or, you could do a concierge level stay and enjoy that level of services.

We have owned a small vacation home in Michigan for over 10 years, and we have finally come to terms with not spending a week at the cottage every summer. There are so many other things to do, and so we are going to be happy with having fun summer weekends at the lake and then use our precious vacation time for a REAL vacation. As a PP stated, life is short, so we DVC owners should all try not to feel bogged down by our membership.

Over 50 years, if you lose a few points here and there to do something else that interests you. . . so be it. DVC ownership is probably not much different than buying a new car every 5-8 years, and most of us do this without thinking about how much we just spent. Who knows. . . in another 5 years I may be whistling another tune!:rolleyes1

Cash plus cruise still seems expensive. 360 points doesn't go far with DCL at all. We'd have to skip Disney for several years and we still wouldn't have enough for a 7 night cruise in the summer. We would have enough for a 4 night cruise, but I can pay cash with Carnival or Royal Caribbean, as it's way, and I mean way cheaper. We enjoyed our Disney cruise, but they have become so expensive...Not interested in inviting family or friends. Been there with friends, and both of our families don't travel well, so DVC is ours alone at this point in time.

I agree, rather than spending our money on cars, clothes, a more expensive house, etc. we prefer to spend our money taking vacations. In the end I think they are much more fulfilling than "stuff".

For me, its not a question of justifying taking non-DVC/disney vacations. As much as I love Disney, if was looking back on my life and the only place I ever went was Disney, I would be very disappointed in my life. There is too much out there to see, do and experience other than another ride on Space Mountain or getting another Mickey Mouse autograph. I don't think Walt would have wanted people to exlusively travel to WDW/DL either (Disney shareholders on the other hand...), he thought the world was a wonderous place that should be explored.

We don't have fancy cars either - both vans are paid in full. We also have the extra money to spend on vacations, but I just can't justify the extra expense. If we didn't own DVC it would be different, but not that much different, as spending $10,000/year on vacations is just not a great usage of finances when my mortgage can be down even quicker. I totally get what you're saying about looking back on your life, but if I have years of Disney vacations to look back on, I know that is one lucky lady! Honestly, hubby and I have spent a week on this, and there aren't that many places on our list that we can go with our young kids. We just aren't interested in spending a week at the beach - 3 of us burn. After 2 days at Vero, we were done, and ready for something else. All inclusive resorts don't do it for us, as we don't drink. Love Hawaii, but airfare is killer from here. We are still talking about it though, and tonight, I will show hubby this thread. Thanks. :)

We made a conscious decision not to overbuy and we bought resale. We are much closer to WDW than you, though. We can go down for 5-6 nights, it does not have to be a two week vacation to be worth the trip. Sometimes I would love more than 150 points, and maybe we will add on in the future, but I like knowing we will probably never be looking for ways to get rid of our points. We like to have other adventures besides Disney.

Have you considered trading into RCI? I would do that if I wanted to take a break from Disney but still use my points.

Just looked at RCI last night, but I was tired. It seems that there are lots of resorts where you just kind of lay around, and we aren't interested in this. I will look much more closely tonight after kids are in bed. Thanks for the suggestion.

Good question and I am sure it's related to the Regrets Thread. As we have gotten older, our entire family, us, kids, grandparents, we are now not as interested in Disney park vacations and since Disney ruined the dining on property, we are struggling with spending extra money on nonDisney trips.

If we had Brian's Crytal Ball, ;) we would have bought about half the points we have and taken Disney trips every 3 years and gone other places on the off years.

But we were blinded by pixie dust and at the time just could not imagine this day ever coming. But it did.

I wish about 5 years ago I had sold some points.

Even though things have happened we could not forsee, health issues, deaths etc. I am however disappointed that DVC dropped the II collection in favor of RCI.

We had really hoped to trade out and we don't feel RCI gives us what we personally wanted but II did.

Also there was no way to know the economy would tank and there would be so many bargains available to get by paying cash.

I mean DVC members have to be questioning the many discounts Disney is currently offering, especially at DVC resorts and free dining, or the Main Man would have not have addressed those very questions in that fabulous publication called Disney Piles, excuse me typo, Disney Files. :angel:

I think for the near future, renting our points out and paying cash for other trips is going to be a major consideration.

I'm still waiting for Brian's crystal ball. :thumbsup2 I find you and I think so much alike...:)

Like I said, we really thought that we would be content with taking Disney vacations for 50 years. And because of that, we've done too much, too fast. We've stayed at pretty much every resort on property, both Disney and DVC, except for a couple. We've also eaten pretty much everywhere too. So, maybe we are burned out? Can't sell our points though, as we would take a massive hit, and I don't know that that is necessarily the answer. Although owning at Saratoga is kind of a pain, as the points cost more than staying at OKW, and we truly love it at OKW. The kids aren't tired of Disney though, and want to go back all of the time. We also drive from Canada, as we prefer our car, and that takes its toll after awhile too, but it necessitates longer trips as we come a long way.

The biggest thing is our disenchantment with Disney - changes and decline in areas that we never thought we'd see. Those take a toll too...

And, lastly, we are starting to want to take the kids to other places, and since vacationing is expensive, we can't justify the expense, as we've spent a mint on Disney. When you add up our buy in, dues, and all associated vacation costs, we've spent close to $70,000 in almost 7 years. :scared1: Based on the responses on this thread, I don't think any of you would have a problem with that, as most of the vacations mentioned here are quite costly, but for us, that's a huge amount of money. And, even as I stated, we are considered high income earners in our area, and have available cash, yet it's still a large amount of money for us.

Our trip 2 weeks ago went well, but it tuckered us out, so no more March trips for us, as it's too much for a short amount of time. We are going back to 1 trip per year, and maybe we'll start looking at other options. The thing is, I am always considering tickets, as right now, we plan trips 51 weeks apart, so APs are reasonable, but if we go on other vacations, the ticket options then become much more expensive. And, we have no interest in going to WDW without going into the parks - if that were the case, we wouldn't have purchased DVC in the first place.

As always, all of you have been so helpful. The amount of positive energy that I find on this board is amazing to me! I thank all of you for your awesome tips and opinions. Very helpful!

Happy travels to all, Tiger :)
 
We look at our Disney points as the way to pay for stress free time with our extended family and friends. We are grandparents now, and as parents, we went to Disney only every 3 years. I never felt that Disney was our primary vacation destination until we had the DGrandchildren!!!:goodvibes

We generally take one large non-Disney vacation every year, last year it was to see Glacier NP, this year we just took a more expensive Princess cruise. Next year, we hope to go to the Holy Land.

We are at a different time in our lives than you are. We have not been disappointed in Disney and our DVC in any major way. We want to keep enjoying it as long as we can.

Bobbi:goodvibes
 
Well... for our family we have a different vacation style. While we LOVE Disney but we have been to other places. Actually, we own other timeshares that we bought in the last 10 years. Originally, about 10 years ago we were saving up some money to buy a cabin in Lake Tahoe. We live pretty close but we decided we didn't want to be committed to one vacation location a year. So, that is one we started looking into timesharing as it fit our lifestyle. You can travel to new places all the time. Now, we probably over bought in timeshares but we love the lifestyle. One thing that timesharing has allowed us to do is go on more vacations. We had discovered vacation via hotel was a very expensive way to go. For example, if you go to Hawaii and if you had to eat 3 meals a day out you could easily spend $200 a day on food for everyone. But with timesharing and full kitchen we actually go to Hawaii for a week and maybe eat out once or twice. Now, I know this doesn't fit everyone's lifestyle and part of vacationing is eating out for them so, this doesn't work for everyone. Our main goal when going to Hawaii is to hike, swim and watch sunsets every day.

Also, I'm very good at using points for airlines, etc... But I have feeling from flyer talk that Canadians don't have the same advantages as us. For example, last year we went on the Baltic's cruise. We spent 5 nights in London prior to the cruise. We used Marriott point package that included 5 nights in a hotel plus 2 airfare flights. So, all we had to pay for was 2 more flights. It was a great deal for us.

Also, timesharing has sent us to places we would have never thought of going. One year we went to Depoe Bay Oregon. It was within driving distance of our home so, I could bring food it was actually very cheap vacation probably under $1,500 for the week for the extras like food, gas and touring money.

For us vacationing is about getting away from reality not really about the destination. To us it is more about spending time together.
 
Although someone mentioned this in their post, it didn't seem to be an actual alternative. Have you considered renting your points for those times when you want to vacation somewhere else? It would cover most or all of the cost and might allow you to feel most justified in purchasing DVC. Best of both worlds. I just used DVC Request (advertised on the rent/trade board, hope I can say this) and it was a simple and professional process. Although you mentioned in your post that you would never go to WDW and not go into the parks, we spend alot more time doing things other than parks (no young children here), golfing, spas, dining (mostly signature restaurants) and leisure time reading at the pools. We treat our vacation just like any other resort with some amusement parks attached if we choose to go.
 
This is a question that people who spend $$$ buying a vacation home or boat answer every day. Is spending $$$ on a boat or home going to preclude you from taking other vacations? The determining factor could be financial or just a desire not to waste the $$$ you spent on the vacation home or boat.

DVC owners have the option of renting points. It's probably a lot easier selling your DVC points then selling an expensive boat or vacation home.
 
We only have 225 points..in 4 contracts to allow for easy or partial selling if need be. We never thought of buying before we did since we go to DLR (did WDW once a long time ago) and so never cared about DVC until we heard about VGC. There was a period of time when life got in the way and the kids were in those tough years when we would not have felt that DVC was a good thing since we didn't really go to anything Disney during that time. Now, with 8.8 grandkids we find constant opportunities to go, plus have extended family and friends to share with. All my adult kids love Disney so would probably enjoy going even after their kids are grown, just as we do. I really hate flying so lots of those exotic locales don't sound really do-able (of course transatlantic to Europe and then back may happen one day). In the last several years though, we have gone to AI in Mexico (going again this year), DC, Vegas (used to live there so have to do that once in awhile), Sea World and Lego Land with grandkids, Denver to see son, and mini trips in the state. Our biggest restriction is vacation days from work, not the cost of DVC eating into our vacation budget.
I'd much rather have DVC than a second home..what a hassle being forced to go to that same cabin every year, pay for frozen pipes, protect against all sorts of calamaties, have huge yearly expenses hanging over your head that would total way more than my Disney dues..Plus, you can't sell part of a cabin and keep some like I can with DVC.
I think people who overbought have the most regrets..we don't feel tied to DVC at all and feel we have many options if things change.
 
Have you thought about renting your points..at $10 per point, thats $3600...you could go to an island for a week with the cash.
 

















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