How do you afford DVC?

[Brittleebee]

I thought it would be fun to start a casual thread to discuss everyone’s DVC journey. How do you afford your contracts and what do you do for a living? When did you buy and what age? I would love to hear anything anyone is willing to share, because I have a huge interest in the psychology that drives a DVC member. I’ll start:

I’m a single, 31 year old female who lives in a rural area with a very modest job working in the front office of a medical complex. I was able to purchase my current 240 resale points by saving quite a bit of my income and being blessed with a very affordable home. I purchased my first contract at age 29.

 

[Mouseforward]

My coworker's and friends (who I assume are in the same income bracket as I am ) make different choices.

I live on the East cost where "going down the shore" means a 5-8k a week rental so somewhat more than a weeks DVC expense. I hate sand it gets everywhere....

Or they drive BMW's / german cars, I have Hondas. All of my direct points are about the cost of a nice 5 series that will be in the junkyard faster than any of them will admit.

I also live in a LCOL area, with a house that would be a 20% deposit on a home in California or other HCOL areas.

And of course I don't gamble , it is a shame how many of my coworkers will blow 5 k on sportsball bets in weekend.

Now I might have more points if I did not love swiss watches, and custom 1911's but some toys are needed when your not at Disney.