Help please - Jobs offering health insurance for part timers

[JBS2]

Have you gone on the Obamacare exchange website for your state to price a health insurance policy? Given you are self-employed and the high probability that you are writing off most of your income in the form of expenses, I bet you would qualify for a significant subsidy to help offset the cost of your health insurance premium.

Trying to find a PT job that offers affordable health insurance is going to be tough given the sky-rocketing cost due to the Obamacare mandates. The CBO just reported that over 2 million full-time jobs will be lost due to this bill because employers can't afford to offer their full-time employees health insurance anymore so they make them part-time employees to where they are not required to offer it.

 

[clori]

It has been a while but I had two part time jobs that offered health insurance. One was as a part time cashier at Stop&Shop. It was a union position and in theory you needed to work 15 hours a week. The insurance did not kick in until your 1 year anniversary and parts of it like vision and prescriptions didn't start until after two years. It was free (paid for thru union dues) for individual part time employees.

The other job I was offered health insurance was working pt as a nursing home dietary aide. I didn't take it because it wasn't free and I was in high school. You had to be classified as permanent part time which meant working 20 hours a week. Permanent part time also meant paid vacation, holidays, and sick time so I did that from the time I was hired until I left for college.

 

[eliza61]

Doesn't Walmart? Thought I saw a commercial about their hiring/benefits not so long ago on TV.

Lol, that's called creative advertisement. Wal-Mart offers it IF you meet certain criteria. Then they make sure you are never eligible. For example when I worked there they only paid for part timers who did at least 32 hours consecutively which is different than in a week. So they were fanatical about making sure you had a day off after your third day.

 

[scrapquitler]

Hi all. I am looking for names of companies that offer health insurance for those only working part time. I currently am self employed. I pay my own health insurance and am looking to perhaps pick up a part time job that offers healthcare as a benefit, so I can save myself this now hefty expense. I know Starbucks offers medical if you work 80 hours a month. Anyone know of any other companies that offer this? My thoughts are that for a little bit of my time, I can get my health insurance paid for and collect a little paycheck while doing it. Thanks.

I work in a group home and my employer is a non-profit agency. We are unionized. If you work a 21 1/2 per week schedule, you can get health insurance thru work, but only for yourself. If you want family coverage, you have to work at least a 35 hours a week schedule. I work less than 21 1/2 hours a week, so I don't qualify.

 

[My3Princez]

Don't know if it is still true, but when I used to work for banks, pt tellers got insurance.

 

[3boymthr]

Most health insurance companies offer benefits to part time employees. It's usually their insurance (of course) but the plans were usually very good (I had a $5 copay, 100% everything else). I did have to pay more than FT employees but the percentage I paid was not too high.

The biggest problem you are going to have though is finding a PT job that is willing to offer you hours that work around your schedule. In my experience most employers that offer insurance to PT employees expect those employees to have very flexible schedules unless they are students - this is especially true of the Big Box retailers like Walmart and Lowes..

 

[Monica]

Universities are usually generous with their benefit package with part time positions.

 

[minnie1012]

I know a few banks that do but you have to pay extra.

Home Depot might too. They used to but a lot of places had to make changes this year because of the new regulations

 

[jmsaj]

Home Depot no longer offers health insurance to part time associates.

 

[mnrose]

UPS DOES offer health benefits to both the employee and the family...however, I think for part timers, the waiting period is 6 months for the employee and 1 year for the family. The benefits are very good, and come without a cost (yes...you read that right).

However, this is for the union jobs and most of those are VERY hard work, and start VERY early in the morning (as early as 1:30 in the morning in peak season).

They switched a few years ago to a waiting period that is pretty long because there is a huge wash out rate and I think they got tired of COBRA obligations for those that washed out fast.

 

[mnrose]

For UPS it will depend if the position is union or not (office work is non union in most areas) and what that union negotiated for part time employee benefits. UPS insurance has not been free for at least the last 20+ years and the cost started increasing that many years ago to where it was not inexpensive. At least in the are I worked in. I have heard Costco and Home Depo offered insurance for PT but not sure if it is still true.

Not true. The only cost my family has paid for health insurance (medical and dental) for the past 8 years is my husband's monthly union dues (we look at this as a medical expense because it is how we get our medical....being part of the union). Union dues are about $30 a month.

My husband has always been a part time union employee of UPS.

Perhaps it depends on which local you are part of, but I think it's fairly universal that they DO NOT have a monthly contribution for health coverage.