My DH is very cheap too! He thinks it is outrageous that we have paid over $300/night to stay at on-site (OH! But you should have seen that suite!). But he is hooked on FOTL so I think he just lets me book and tries not to think about what it is costing us!

3 years worth of AP's have only been about $100 per person, so we saved there. I can't imagine what the bottom line on tickets would have been if we were hooked on Disney instead of Universal!