Long and maybe not even in the right place.This is a serious budget buster, we went to WDW last September. I got home and got a call from resorts that they hadn't charged me for $500 in room charges. I had a printout from Express Checkout but it wasn't on my credit card so I gave it to Resorts and they ran it. Fine, I see it on my statement the next month so I think I am all good. In February I get a nasty letter from a collection agency, they say Disney has turned it over to them. I call and fax proof but the collection agency says that it is for a different account number. I call Resort Research (yes there is such a place and if you think getting through to customer service is hard, try getting this office, I ended up in HR several times) and they agree it is paid and call the collection agency with me and we conference and all is good. I am assured that this will not be on my credit report and I will never hear about it again. Now it is July and we are trying to close on a house, the underwriter calls and says my credit has dropped 40 points because of a collection from Disney. You know I flipped out and called the collection agency and Disney. Disney was not helpful and made me work to prove this yet again. The collection agency has now sent a letter saying I have "satisfied" a debt that should have never gone to them. My underwriter says the bank doesn't care about letters for my mortgage, I have to wait 30 days for the credit bureau to update and hope that I am not affected again. Meanwhile I have sent numerous emails to Disney and no one answers. I know sometimes posts here get read but how do I get someone to really give a crap? Or apologize? We plunked down 4k for our new september trip before all this happened. I went from getting a new car at 0% financing to having my mortgage delayed in the same month because of a bad debt.

). I guess I'm lucky - when I had to have a bed frame removed, maintenance stored it under the other bed. I can just imagine being charged for THAT!