Look into renting DVC points, just Google it and you'll get several options.
You can stay at the Grand at a really discounted rate.
thats a really good suggestion...just for kicks I checked out 3 places and the average was for a studio room...not sure how big bed is but it sleeps 4 there....it went from $510-$600 ...it was like $15-$19 a point depending on who its through and it ran about 34 points per night
Three issues regarding renting VGC points:
1) Availability -- it's exceedingly difficult (practically impossible) to book specific dates with certainty < 7 months ahead, you will need home resort priority months 7-11. If you're flexible and can snag open dates as they come up as cancellation windows come around, it's possible (need lots of luck).
2) Non-refundability -- most sellers will not allow cancellation & refunds due to the nature of DVC points, you will want to obtain
trip insurance to cover cancellations. The $800-$1000/night cash rates for GCH automatically include a provision to cancel with full refund up to X # of days prior to the reservation (built-in trip insurance).
3) Cost -- I have seen distressed points and some sellers rent for < $18/pt, but given the cash rates on the hotel side, a lot more VGC owners are independently renting at higher rates, or renting existing stays. For a 25 point/night stay, I personally charge about $600/night, which comes out to $24/pt. Those that sell through brokers usually have a lower cost basis (i.e. original owners).
Example 1, this is a listing for a studio stay at VGC 10/16-10/22 on a point rental site:
$3,472.00
$578.67 PER NIGHT
6 NIGHTS, 1 ROOM
INCLUDES TAXES AND FEES
STUDIO STANDARD - VGC
That is a 124 point reservation, so the cost per point on this one is $28/pt.
Example 2, 11/26-11/28 studio:
$2,072.00
$1,036.00 PER NIGHT
2 NIGHTS, 1 ROOM
INCLUDES TAXES AND FEES
STUDIO STANDARD - VGC
This is a 74 point reservation, so cost per point is also $28/pt.
So I would say, given the three constraints above, it would be very difficult (almost impossible) to get a pre-planned trip 7-11 months in advance for <$20/pt. GCH pricing drives VGC pricing, but you really might get lucky by an unsuspecting DVC owner who just dumps their points with a rental site and doesn't ask any questions.