Getting ready to do some serious shopping...

[Mouse7116]

But I have a couple questions.

I saw on another thread that someone suggested purchasing resale and then a small add direct to get full member benefits was not a bad way to go. We were looking at doing this very thing - mainly to get the discount on AP's.

My first question is about maintenance fees - Do you have to pay these in one lump sum, quarterly payments, or can you pay them monthly? Monthly works really well with the budget but I wasn't sure how it works to pay them.

Second question - if we do the small add on (25 pts) is it easy to get those with the same use year as the larger contract? Also, when making reservations do those points work together or would they be two separate reservations? I hope I'm making sense here. I know they would be in two pots, but I didn't know if they would work together if everything is the same use year and under the same account.

Okay, one bonus question.... When putting in an offer, is it more attractive coming in with cash? As in negotiating a lower price per point and indicating it is a cash offer? I mean it never hurts to ask right?

Thank you for your help! We've rented points the last 3 trips (just back from a 2 br in AKL and wow was that awesome!) and we think it's now time to pull the trigger and find the right contract for us.

 

[CMNJ]

But I have a couple questions.

I saw on another thread that someone suggested purchasing resale and then a small add direct to get full member benefits was not a bad way to go. We were looking at doing this very thing - mainly to get the discount on AP's.

My first question is about maintenance fees - Do you have to pay these in one lump sum, quarterly payments, or can you pay them monthly? Monthly works really well with the budget but I wasn't sure how it works to pay them.

Second question - if we do the small add on (25 pts) is it easy to get those with the same use year as the larger contract? Also, when making reservations do those points work together or would they be two separate reservations? I hope I'm making sense here. I know they would be in two pots, but I didn't know if they would work together if everything is the same use year and under the same account.

Okay, one bonus question.... When putting in an offer, is it more attractive coming in with cash? As in negotiating a lower price per point and indicating it is a cash offer? I mean it never hurts to ask right?

Thank you for your help! We've rented points the last 3 trips (just back from a 2 br in AKL and wow was that awesome!) and we think it's now time to pull the trigger and find the right contract for us.

MF are paid at the beginning of the calendar year as 1 lump sum or can be deducted from your bank account in monthly installments. However if you purchase late in the year (i think the cut of is closing after early Dec) the following year's MF must be paid as part of the closing/transfer. You could then set up the monthly installment plan for the next calendar year.

Disney won't sell you a master contract for only 25 points so the UY would have to match your resale contract. Depending on which resort and UY they could have points avail immediately or you might have to wait. The points can be used together seemlessly at 11 months if they are from the same home resort or 7 months of different home resorts if they share the same UY.
You can always offer a lower price and see what the seller says. Some are firm in their pricing some add more willing to negotiate. Not sure if being a cash customer would make them more willing to take a lower offer.

 

[Dean]

But I have a couple questions.

I saw on another thread that someone suggested purchasing resale and then a small add direct to get full member benefits was not a bad way to go. We were looking at doing this very thing - mainly to get the discount on AP's.

My first question is about maintenance fees - Do you have to pay these in one lump sum, quarterly payments, or can you pay them monthly? Monthly works really well with the budget but I wasn't sure how it works to pay them.

Second question - if we do the small add on (25 pts) is it easy to get those with the same use year as the larger contract? Also, when making reservations do those points work together or would they be two separate reservations? I hope I'm making sense here. I know they would be in two pots, but I didn't know if they would work together if everything is the same use year and under the same account.

Okay, one bonus question.... When putting in an offer, is it more attractive coming in with cash? As in negotiating a lower price per point and indicating it is a cash offer? I mean it never hurts to ask right?

Thank you for your help! We've rented points the last 3 trips (just back from a 2 br in AKL and wow was that awesome!) and we think it's now time to pull the trigger and find the right contract for us.

I don't think "cash offer" makes any difference when working through a broker, it might on a one on one private sale. MF are paid up front yearly but can be paid over the year if you have a direct debit from your checking (not CC). For the closing any amount due as part of this would be due then. IMO the new standard is to do as you are thinking, buy resale considering the 25 pt retail as part of your purchase including the additional costs of the retail purchase and the extra closing. Realize they could change the minimum at any time though. As for getting the home resort and UY for the add on, it depends on what you want. Some resorts would be an issue (esp VGF, VGC & BCV) but the rest are likely workable though you might have to go on a wait list. I would only get the add on same UY and usually at the same home resort those this depends on other factors somewhat.

 

[Mouse7116]

You all are great sources of information. We have been sitting on the fence about this for years and I've done research off and on during that time. It's so nice to have these boards with people who are willing to help those of us just getting started.

Now it's time for us to stalk the resale listings and see when that perfect-for-us (or super close to perfect) contract shows up!