Get on board! October No Buy thread

Octobers goal is 16 no spend days.
Anticipated expenses include: Medical (amount not known), some Holiday shopping (amount not known, but limited to $200.00 for the month), I believe I have a passport expense coming up (YIKES! this has become expensive!), the cost of a replacement cell phone (I will keep this under $60.00) and also some misc. expenses of car maintenance, and jewelry repair. Oh and Beauty and the Beast out on 10-5. I will be picking that up for sure!


10-01 - $40.90 replacement phone (under my estimated cost!)
10-02 - $9.02 dinner
10-03 - $0.00 :woohoo:
10-04 - $11.30 post office
10-05 - $10.13 lunch

October Goal: 16 no $pend day$
# of no $pend day$: 1 :woohoo:
# of no $pend day$ needed to meet goal: 15
 
Well, yesterday was good. Today just so-so, had to go to the market to pick up our meat bundle ($$$ but it lasts the month).

10/4 - $0 and no driving
10/5 - $346 groceries, $10 gas ($40 remaining)

So for the month to date, that's:
2/15 no-buy days
4/15 no-drive days
 
No Buy Days : 2/15
Gas : 29$ (max 85$)
Groceries : 10$ (max 250$)
Eating out (and snacks) : 25$ (max 150$)
Non-necessities : 0$ (max 250$)

10/01 : 15$ (drinks with friends)
10/02 : 39$ (gas + breakfast)
10/03 : 0$
10/04 : 10$ (groceries)
10/05 : 0$
 

Oct 1 - $0

Oct 2 - $22.18 (movie & Taco Bell w/ mom, pajamas dd)

Oct 3 - bad budget day! $11 Scholastic, $55 clothes for dd & friend's b-day
gift, $160 clothes for me (2 pair of much needed jeans, some shirts
& shoes). Had coupon codes for everything, ordered on-line from Old
Navy & Target, may end up returning some, that's usually how it goes!

Oct 4 - $10 b-day gift dd's friend, $20 groceries

Oct 5 - $20 groceries & household, $5 latte for me & hot cocoa for dd ( my reward for cleaning out dd's closet;)).
 
Charming, so sorry about your trip:hug:, you are being responsible though:thumbsup2, and Mickey will wait for you!
 
My goal for this month is 15 no buy days. This might be tough because we're hosting a big halloween party mid-month, but I'm going to give it a shot.

1: $0 :cool1:
2: $30 groceries, $20 gas
3: $0 :cool1:
4: $0 :cool1:
5: $27 Target (on a side note: why is toilet paper so dang expensive?)


3/15 no buy days
 
Pre-paying bowling, so its more expensive than usual. Tomorrow we have tickets to the Tampa Bay Rays playoff game, so there will be parking etc. 0 days are hard to come by this month!

Running Total: Spent $137
$1000 budget...$863 left
$0 Days: 1
Goal is 8 or more!
coupon/sale savings : 11

Groceries budget- $250-9-12-4= 225 left

October 1 : 30 (groceries, misc)
October 2 : 57 (18 haircut, 5 used books, 11 Wendys, 8 food at college football game, 15 gas)
October 3: 9
October 4: 0
October 5 : 41 ( 32 bowling 9 misc Walgreens)
 
Running Total: Spent $79.17
$0 Days:1/10

We will be in Florida the 15th-25th, but I will still be keeping track of the spending this is going to be interesting.

Groceries ($100)- $35.45
Eating Out ($300)- $35.33
Misc. (Shopping/Entertainment) ($200) $8.39

Decided to start a weekly budget, maybe this way I won't get too discouraged

Week 2:
Groceries- $0 left
Eating Out- $54.02 left
Misc- $49.51 left

Week 3:
Groceries- $21
Eating Out- $70
Misc- $45

WEEK 1 BEGIN:
1- $2.47 (Shopping-Toys R Us), $2.40 (Eating Out- Bought more gift certificates from Restaurant.com)
2- $19.63 (Eating Out- Five Guys), $2 (Shopping-Dollar Tree), $4.22 (Groceries-Meijer)
WEEK 2 BEGIN:
3- $0
4- $19.14 (Groceries- Joe Caputo), $.90 (Groceries-Aldi), $2.88 (Groceries-CVS), $3.56 (Groceries-Walgreens)
5- $4.15 (Eating Out-Burger King, hubby had a craving last night at work so he went out. I pack him two PB&J's every night. I surprised he isn't sick of it yet!), $9.15 (Eating Out-McDonald's Ut Oh Monopoly is back!), $3.92 (Shopping-Toys R Us picked up BATB and pre-ordered TS3!), $4.15 (Groceries-Meijer), $.60 (Groceries-Jewel)


Budget: $600....13%
Month: 5/31: 16%


My savings from coupons and sales: $311.17
 
Monday - OTC cold stuff, $21.88.
Today, breakfast, $3.28. Lunch, $3.20, dinner, $11. ouch lol

Soooo I'm less than a week in and have almost spent all my money - yay me! lol :rotfl:

On a good note, I was able to supply the preschool Halloween thing from my birthday closet. I had plates and napkins that I got for a quarter a pack a year ago that I took in.

10/5 - $17.48
10/4 - 21.88
10/3 = 32.71 (shoes for me me me! hairbow supplies minus diff in DD shoes)
10/2 = $18.25
10/1 = $148.07

Groceries - $58.66/120 (yikes!)
Eating out - $20.08/37.56
Clothes - ($12.93)/40
Makeup - $25/25
Cats - $35
Preschool extras - $10
Gas - $33/65
Toys - $0/25 - gave allowance instead
Misc - $46.41/80
Christmas - 10.46/??
 
October budget is $500 and no spend days goal of 7 for the 23 days I will not be doing Disney (cruise and parks).

Auto $75
Eating Out/Entertainment $100 / $40 left
Giving $25
Groceries/Household Goods $175
Medical $25 / $19 left
Misc. $100 / $97 left

No spend days goal = 2/7
Coupon savings =
Christmas 2010 running total of spending = $416
--------------------------------------------------------------------------
10/1 $0
10/2 $0
10/3 $53 Eating out
10/4 $7 Eating out
10/5 $6 Medical (OTC meds); $3 Misc. (postage)
 
I'm hopping on this band wagon.

My objective for this month is 20 no spending days.

My budget for this month is $250.00. Things such as rent, utility bills, internet/cable, gas for the car, health insurance, car insurance, and laundry will not be included in my $250.00 budget.

Oct 1st = $0
Oct 2nd = $23.51 on Groceries
Oct 3rd = $0
Oct 4th = $0
Oct 5th = $0

Amount left over remaining in budget for spending: $226.49
 
Octobers goal is 16 no spend days.
Anticipated expenses include: Medical (amount not known), some Holiday shopping (amount not known, but limited to $200.00 for the month), I believe I have a passport expense coming up (YIKES! this has become expensive!), the cost of a replacement cell phone (I will keep this under $60.00) and also some misc. expenses of car maintenance, and jewelry repair. Oh and Beauty and the Beast out on 10-5. I will be picking that up for sure!


10-01 - $40.90 replacement phone (under my estimated cost!)
10-02 - $9.02 dinner
10-03 - $0.00 :woohoo:
10-04 - $11.30 post office
10-05 - $10.13 lunch
10-06 - $0.00! I have made a decision to NOT spend today, and I will stick to it! There is nothing I *need*, and my "wants" will be brushed aside. :angel:

October Goal: 16 no $pend day$
# of no $pend day$: 2 :woohoo:
# of no $pend day$ needed to meet goal: 14
 
October 1- Not a good start. $55 DD15's yearbook, $18 DD15's PSAT, $4.50 2 kids wanted to buy lunch (we don't do this but once a month maybe twice for DD15) $14.50 school photos for DD8. Really messed up my back today (this is an ongoing and expensive problem) so I absolutely couldn't cook, plus I was supposed to get groceries and that was out. I barely made it to get the kids dinner, so a pizza at the drive thru $8 (DH isn't home or he'd have handled dinner.) However I subbed yesterday and today so I made some money (preschool, so just about $50 for the 2 days) and will be face painting at a festival tomorrow and will get $1 a kid, so that is good (hope it's busy!) And finally, the best news of the day...over the weekend I checked out state's unclaimed property and DH had one thing. It didn't say what it was but I filled out the form to get it and we got it today. It was a check for $338.88!!! DH and I are going to dinner and a movie tomorrow and putting the rest away.
October 2- Woke up wanting to go to the emergency room for my back, but had committed to being the face painter at a local festival so I pushed though and took my DD15 for help and we went. I gave her $4 for food out of what we made. DH and I were going to go out on a date but I couldn't hardly move so when I came hom I got inot bed and have been here since. So not quite a no spend day, but had she not gone with me there would have been no way I could have done it and wouldn't have made anything so it was money well spent. PLUS, I am starting to feel better so that is a $150 ER copay saved.
October 3- Apple Fest, I am clumping it all together at about $80 :scared1: We ate, we bought a custome made sign for my DH's office and he bought me a really cool but totally unnecessary gift. BUT, it was an amazingly fun day. $100.52 @ Sam's. $3 ice cream for the kids at Sam's. $2 snack for DH. $20 gas and $84 groceries. :scared1::scared1::scared1: Need to get back on track tomorrow!!!
October 4-$0 :yay: "Technically" ;) DH had a coupon for lunch. He called and asked me to come and said he was going with or without me so I wouldn't be blowing a $0 day. He said he missed me cause I was in bed with my back most of the weekend. :love: How can you say no to that? So I went with him. Normally I'd count it but with the coupon and it coming out of his weekly spening money... oh then we got tickets to see a movie after work. We went to see "Life As We Know It," great movie! We went with the free preview passes.
October 5-$0 :yay: Calling it early today. Wasn't planning on spending anything anwyay, but woke up to a mouse in our house :scared1: so I baracaded myself in my bedroom and won't be leaving till DH gets home to check on me (and the traps) later this afternoon. Hopefully he will have caught it by then cause he has to work overnight tonight and while I wish I wasn't, I am so fearful of those little buggers! :eek: ETA- Returned someting, credit about $10
October 6-$0 Calling it another early day. Only going for flu shots for the kids and Open House for DD11 tonight.

No Spend Days 3/15


$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
August-15 Days
September-15 Days
Longest Streak-4 Days in a Row!
 
Well today is a sad day. We had to cancel our Disney trip. We had to use the money we were saving to help with a water heater problem. It makes me sad but a water heater is more important and Disney will always be there.

Also I found out that I can not graduate until spring due to the fact that my math class got cancelled because not enough people signed up. Oh well at least I am still graduating.

Today is a no spend as I am just going to stay home and be sad, lol

Hello, I haven't been posting but I have been lurking lately. You shouldn't be sad. Feel proud and empowered because you made the right choice. Treat yourself to a little something nice, an ice cream sundae or a new great nail polish. Good job! :thumbsup2
 
Charming, so sorry about your trip:hug:, you are being responsible though:thumbsup2, and Mickey will wait for you!

Thanks.

Hello, I haven't been posting but I have been lurking lately. You shouldn't be sad. Feel proud and empowered because you made the right choice. Treat yourself to a little something nice, an ice cream sundae or a new great nail polish. Good job! :thumbsup2

Thanks. I do feel good about the decision. We could have easily just paid for the heater out of savings but it did not feel right to me when the money could come out from the disney fund.

I plan to go see a movie tomorrow to treat myself and I have vowed to start putting any money I save from coupons and store saving into a jar to restart up the fund.



So they are here today to put in our new heater. It is one of the new energy efficient ones and really nice looking. I am lucky though because my Uncle's best friend does this for a living and is giving us a discount on the labor.

I did run out to get milk this morning as ours was bad.

Groceries- $200/ $140.33 Left
Household/Pet- $50/ $28.03 Left
Gas/Car- $50
Eating out/Entertainment- $50
Misc- $50

Total- $400/ $318.36 Left

Goal of 15 No Buy Days

Week One
10/1- $0
10/2- $58.08 Grocery and $21.97 Household
10/3- $0
10/4- $0
10/5- $0
10/6- $1.59 for a half gallon of milk at CVS
10/7-

4/15 No Buy Days

Coupon and Store Savings-$30.12
 
10/1 DQ for girls and 1 friend-- DD11 earned it as a reward
10/2 No spend so far except DH was sweet and bought me a coffee this a.m.
- $5 rx, (plus $3.50 of candy free w/ CVS ECB)
10/3 Super Walmart groceries $65, Target- new toaster oven misc $60, Five Guys $6.66
10/4 $0 (other than milk and snack $ for DDs- but that's every school day)
10/5 $0 " " - DH bought fruit for the kids' lunches
10/6 $0 " " - DH stopped and bought laundry detergent

Extra Expenses I already know about-
gymnastics birthday party for DD8 (have to schedule)
school lunches
casual fridays at work
gymnastics? (have to see if they have openings)
riding lessons (still have to schedule)
 
No Buy Days : 3/15
Gas : 29$ (max 85$)
Groceries : 10$ (max 250$)
Eating out (and snacks) : 25$ (max 150$)
Non-necessities : 0$ (max 250$)

10/01 : 15$ (drinks with friends)
10/02 : 39$ (gas + breakfast)
10/03 : 0$
10/04 : 10$ (groceries)
10/05 : 0$
10/06 : 0$
 












Save Up to 30% on Rooms at Walt Disney World!

Save up to 30% on rooms at select Disney Resorts Collection hotels when you stay 5 consecutive nights or longer in late summer and early fall. Plus, enjoy other savings for shorter stays.This offer is valid for stays most nights from August 1 to October 11, 2025.
CLICK HERE







New Posts







DIS Facebook DIS youtube DIS Instagram DIS Pinterest

Back
Top