Thanks everyone! It’s helpful to hear your perspectives.
For more context - confirming I have a decent chunk of WDW direct (300 points) and will probably land closer to 500 when all is said and done. So I don’t need/plan on using these points - whether GCV or VDH - as SAP. Though to PP’s point, knowing I can if I had a stranded point or two is a nice benefit (or peace of mind

)
I also understand that in theory I can use my existing direct WDW points at both - this is what we did for this trip - used RIV points for our VDH stay (and waitlisted CGV). But I also don’t have a ton of confidence that I could do it regularly - especially since I won’t have a lot of flexibility with dates.
I recognize that 75 points isn’t a lot - but we would stay in studios and I don’t foresee us making it to CA more than every other year given the other traveling we do.
Last night I was leaning towards GCV and today I’m back to VDH…so we shall see where I land
Thanks again!!