Since you have a golf cart, you can zip down to the Settlement Bus Depot near the new Tri Circle D Horse Barn (this is the end of the Fort down by Bay Lake) and catch a bus that runs back and forth to Wilderness Lodge which will give you quick and easy access to all the dining options at WL. Can't walk, can't boat directly, can't take the golf cart to WL so you must bus it.
That's what I would do in your case.
Bama Ed