Thank you both!
Yeah. Unless we are planning to go TS crazy, it seems like the QS FD plan should be the better deal. Even if the RO was at the top end (for values, I'm assuming) 15%, we'd still save by going with FD. To upgrade, it would be $384. I think that comes to 4.5 table service meals we'd need to do to come out even. We wish we were foodies but our budget does not allow

. DS would rather go go go than sit still for a meal, anyway. (Personally, I would LOVE to be able to try a lot of different restaurants!)
We will do one character meal, for sure. Right now, we are thinking Chef Mickey. Of course, I'm still reading up on all the various ones. CM seems to be the most expensive, unfortunately. Has anyone done that or Hollywood and Vine? Did you prefer one over the other? I've heard Cape May is good, too, but it seems like more characters are at CM.
I'm going to go search around for threads on character meals

. Sorry to keep kind of going off topic here!